Axis Bank offers affordable and flexible housing loans that can turn your dream of owning a home into reality.
If rising real estate prices have pushed the house you coveted beyond your budget, Axis Bank’s unmatched home loans will put it within reach. The attractive interest rates and minimal processing fees make our home finance products a first choice for savvy buyers. In addition, features such as flexible tenures, transparent processing and quick service have made our products stand out among the best home loans in India.
We have products to suit every budget, taste and need. Whether you are self-employed or salaried, want a floating or fixed rate, Axis Bank will offer a loan that is just right for you.
Features of Axis Bank Home Loans
Axis Bank housing loans are designed for today’s home-hunter. Our easy home loans are rich in features and offer a number of benefits.
- Attractive interest rates: We offer attractive interest rates that make your housing loans affordable and easier on your pocket every month.
- Flexible rates: Choose between fixed and floating rate options depending on which way you think interest rates are moving.
- Balance transfer facility: Not satisfied with your existing Home Loan provider? You can transfer your Home Loan to us without any hassles.
- Doorstep service: You don't have to go the bank for Home Loans; the bank will come to your doorstep. Perfect for those leading busy lives.
- Nil prepayment charges* : Come into some money and want to pay off your housing loan early? You can do that at Axis Bank without worrying about prepayment charges.
* Valid only on floating interest rate Home Loans.
- Quick and transparent processing:
Special Benefits available for Premium Banking customers. To know more, contact your Relationship Manager today!
- Longer tenure for smaller EMIs: You can avail a home loan with up to 30 years tenure, giving you the benefit paying less EMI per month
Earn eDGE loyalty points on Home Loans -
When you take a home loan
- Earn 500 points if your disbursal is less than or equal to 25 lacs
- Earn 1000 points if your disbursal is greater than 25 lacs but less than or equal to 75 lacs
- Earn 2000 points if your disbursal is greater than 75 lacs
When you take a top-up home loan
- Earn 250 points if your disbursal is less than or equal to 25 lacs
- Earn 500 points if your disbursal is greater than 25 lacs but less than or equal to 75 lacs
- Earn 1000 points if your disbursal is greater than 75 lacs
On every anniversary year of your Home Loan
- Earn 100 points on completion of the 1st year
- Earn 200 points on completion of the 2nd year
- Earn 300 points on completion of the 3rd year
- Earn 400 points on completion of the 4th year
- Earn 500 points on completion of the 5th year, 6th year, 7th year & so on until the closure of the loan