Loan Against Securities

Get Cash

without liquidating your investments

Loan Against Security

Get your Loan Against Securities

Unlock your financial assets

  • Facility in the form of overdraft against list of approved securities
  • Facility upto 85% of security value
  • Interest charged on actual amount utilized
  • No EMI or post dated cheques required
  • No pre payment charges
  • Cheque book facility
  • ATM facility
  • Term Loan facility available against select securities

Overdraft facility can be availed against pledge of:

  • Equity Mutual Fund units – Facility limit upto 60% of NAV (Net Asset Value)
  • Capital Protection Oriented & Hybrid Mutual Fund units – Facility limit upto 60% of NAV (Net Asset Value)
  • Debt MF units – facility limit up to 85% of NAV
  • Listed Bonds / Non-Convertible Debentures - Facility limit up to 70% of market price
  • Life Insurance Policies
  • National Savings Certificate (NSC)
  • Kisan Vikas Patra(KVP)


All of the above is subject to terms and conditions.

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