Personal Loan Interest Rates

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Personal Loan Interest Rates: Best personal loan rates in India by Axis Bank

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Personal loan Interest Rates & Charges

Interest Rates & Charges*
Rate of Interest 15.50% to 24%
Loan Processing Charges 1.50% to 2.00% + Service Tax as applicable
Cheque Bounce Charges Rs. 500 per cheque bounce + Service Tax as applicable
Cheque/ Instrument Swap charges Rs.500 per instance + Service Tax as applicable
Prepayment/ Forclosure Charges Nil
Default Interest Rate @24.00% per annum i.e 2% per month on the overdue installment
Duplicate Statement Issuance Charges                    

Duplicate Amortization Schedule Charges                    

Duplicate Interest Certificate
(Provisional/ Actual) issuance Charges
Rs 250 per instance + Service Tax as applicable

Rs 250 per instance + Service Tax as applicable

Rs 250 per instance + Service Tax as applicable
Cibil Report Issuance Charges                              

Stamp Duty Charges
Rs. 50/- per instance per set+ service tax as applicable

As per State Stamp Act
Issuance Charges for Photocopy of Loan Agreement/ Documents Rs 250 per instance + Service Tax as applicable

*(Subject to change as per Bank’s discretion from time to time)

* Service Tax as applicable will be levied

What's the buzz!

Personal Loan

Personal Loan

Ashish Shah said

Really quick and speedy processing. Great overall experience for Axis Bank Personal Loans

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