Axis Connect

Instant Money Transfer


Money Transfer

Instant Money Transfer

Initiating the IMT

An Axis Bank customer can send money to any mobile number in India by providing the beneficiary's mobile number, amount to be transferred and setting the Sender's code (The beneficiary would need this code to withdraw cash from the ATM).


If the beneficiary has a Debit card, he or she can withdraw the IMT by using his or her Axis Bank debit card. After inserting the card, the receiver can select IMT > WITHDRAW IMT and provide the following details:

  • Mobile number on which he or she has received the IMT details
  • The Sender's code
  • The SMS code
  • The IMT amount

On validation of the above-mentioned details, the cash will be dispensed from the ATM.

If the beneficiary doesn't have a Debit card (of any recognized Bank), he or she can perform a card less IMT withdrawal at any Axis Bank ATM. To do so, the receiver needs to register his or her mobile phone number at any of the Axis Bank branches (the registration process is described below). Once registered, the receiver will be able to withdraw any number of IMTs issued on his or her mobile phone without using a card. While registering, the receiver needs to provider KYC documents and register his or her mobile number. The list of documents acceptable for the KYC is:

Proof of address of the recipient (any one document):

  • Telephone Bill
  • Ration Card
  • Bank Statement
  • Electricity Bill
  • Letter from any recognised public authority
  • Letter from Employer
  • Letter from gram panchayat or any government official
  • Any other document acceptable to the bank

Photo identity proof (any one document):

  • Passport
  • PAN Card
  • Voter Identity Card
  • Driving License
  • Identity Card (Subject to Bank's satisfaction)
  • Letter from recognized authority

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