Insta Easy Credit Card

A Credit Card

for EVERY wallet!

Insta Easy Credit Card

Get your Insta Easy Credit Card

Earn eDGE LOYALTY REWARDSA Credit Card which can be availed over the counter at any Axis Bank Branch with minimal documentation and guaranteed approval. With the Insta Easy Credit Card, you get a host of benefits, attractive rewards and exciting offers every month!

Features & Benefits :

Guaranteed Approval

The approval of Axis Bank Insta Easy Credit Card is 100% assured.

Highest Level of Security

While the rest of the world is still catching up with this increased level of security, Axis Bank Insta Easy Credit Card membership presents you with the Platinum Chip card. The Platinum Chip offers clear authentication of credit payments combined with easy fraud detection. The chip cannot be duplicated, ruling out counterfeiting and skimming. This makes your card safer and secure than any other card in India

Easy Documentation

  • No Income proof
  • No additional address proof (If current address same as per Bank’s Record)
  • No additional identity proof

All you need is a Fixed Deposit at any of the branches of Axis Bank conveniently located all across India.

Lower Interest Rate of 1.95% p.m

Enjoy one of the lowest interest rate in industry on your Axis Bank Insta Easy Credit Card.

Credit Limit as high/ low as you want

Enjoy the flexibility of deciding your own credit limit. You can choose any limit up to 80% of the FD Principal value.

Upto 100% Cash Withdrawal

Get high cash withdrawal facility upto 100% from day one.

*Free credit period of up to 50 days

Get upto 50 days free credit period on your purchase transactions without any finance charge being levied to your card account.

*Applicable only if there is no outstanding on the card account i.e., previous bill has been settled in full by the payment due date. Not applicable on cash transactions.

Fuel Surcharge Waiver of 2.5% at all Petrol Pumps

Enjoy fuel surcharge waiver of 2.5% across all petrol pumps in India for transactions between Rs. 400 and Rs. 4000*.

*No PlusPoints are earned on fuel transactions made using your Axis Bank Credit Card.

No refund shall be provided for Service Tax charged on the surcharge.

eDGE Loyalty Rewards Program

Welcome to the world of eDGE Loyalty Rewards Program. Our program lets you indulge in over 500 carefully selected reward items just for you to make your card experience more rewarding! Simply use your Axis Bank Credit Card and keep collecting Reward Points as you spend!

  • Earn 6 eDGE Loyalty Rewards Points for every Rs. 200 spent on Domestic spends
  • Earn 12 eDGE Loyalty Rewards Points for every Rs. 200 spent on International spends

All you need is just 300 points for a well-deserved 'Rewards' from our 6 exciting categories - 'Dream Rewards, Little Indulgences, Favourites, Amazing Deals, Festive Specials and What’s new'.

Click here to see our exciting new catalogue!

Mobile Alerts

Apart from receiving regular alerts on your mobile phone on outstanding amounts, payments made, bill generation, etc., you have an option to subscribe to the enhanced Mobile Alerts.

Global Acceptance

Insta Easy Credit Card helps you to be in control anywhere in the world. Axis Bank Easy Credit Card is accepted at over 23 million Visa accepting merchant establishments worldwide. This is in addition to over 2,50,000 Visa merchant establishments in India and Nepal. What's more, you can now buy in any currency and pay back later in Indian Rupees.

Please Note: As per the RBI guidelines, you can use your credit card in Nepal and Bhutan for transactions in Indian Rupees only.

Global Emergency Assistance

Insta Easy Credit Card enables you to access the Visa International Global Card Assistance Services. This service provides you the facility to report the loss of your card as well as request for an emergency Replacement Card, or for emergency cash advances that will be sent to your overseas location*.

A fee is applicable for this service. Please call the Bank to get a copy of the Visa Global Assistance Service numbers abroad.

Revolve Facility

Get Extended Credit Facility with Insta Easy Credit Card, where you may buy a product anytime and choose to pay in installments as per your convenience.

The repayment options available to you are as below:

  • Pay only the Minimum Amount Due (5% of the bill amount subject to a minimum of Rs 100) and remaining amount can be paid in subsequent months
  • Pay the total amount due.
  • Pay any amount ranging from the minimum amount due to the total amount due.

Balance Transfer

Transfer your existing balance from other credit cards to your Axis Bank Credit Card at a special rate of interest and save substantially.
Click here to know more.

Auto Debit Facility

If you are an existing Axis Bank account holder, you have the added convenience of paying your monthly card bills directly through your Bank account. Based on the option selected, you have the flexibility of choosing between the following options for payment through Auto Debit:

  • Debit Total Amount Due
  • Debit Minimum Amount Due (5% of the outstanding amount)

EMI Facility

EMI feature on Insta Easy Credit Card gives you the convenience of paying for High Value Credit Card transactions in easy EMIs
Click here to Know More

Add-On Card

Add on to the lives of your loved ones with an Add-On Credit Card

APPLY NOW TO GET 100 eDGE Loyalty Rewards Points

An Add-On Credit Card is an additional Card which you can get on your Axis Bank Credit Card and will have all the features of your primary Credit Card.

Click here to know more.

Bill Pay

Tired of keeping a track of multiple bills and multiple due dates?

With Axis Bank Visa Bill Pay, you can initiate a simple Standing Instruction on your Credit Card to ensure that your utility bills like Telephone / Mobile / Electricity / Gas/Insurance premium bills are paid on time every month. We currently provide more than 90 billers as part of the service.

Click here to know more.

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