Miles & More Credit Card

Miles & More

Credit Card

Miles & More Credit Card

Get your Miles & More Credit Card

Welcome to the Axis Bank Miles & More Co-branded Program

Axis Bank has partnered with Miles & More to launch two credit cards especially to offer you benefits far more than just travel. These cards enable you to earn award miles on all eligible spends and redeem your award miles for exciting products and  flight awards, upgrades and much more.

Miles & More is the frequent flyer program of Lufthansa and eight other airlines including Austrian and SWISS. Miles & More Axis Bank Credit Card is linked to your Miles & More mileage account, and provides you both the benefits of being a Miles & More Axis Bank Credit Cardholder and a Miles & More member.

Features & Benefits

Earn unlimited miles

With your first transaction, you get welcome gift of award miles. Be it dining out or watching movies, shopping for groceries or booking flights, you earn award miles on ALL your eligible spends*. The more you spend, the more miles you earn!

World Select Card World Card
Welcome Bonus on first transaction 15,000 Miles 5,000 Miles
Annual Bonus Miles 4,000 Miles 3,000 Miles
Miles for every Rs. 200 of eligible* spends 6 Miles 4 Miles
Miles for every Rs. 200 for spends on movie bookings 20 Miles 20 Miles

* Eligible spends transactions are defined as spends excluding reversals, fraud transactions, fee payments, cash withdrawals, interest charges, EMI transactions, transactions identified under Merchant Category Code of Fuel.

You can easily earn up to 55,000 miles in your first year and redeem them for exciting rewards.

Total Miles* earned in a year
Monthly Spend
(in INR)
World Select Card World Card
Activation Welcome Miles 15,000 5,000
Annual Miles on Renewal 4,000 3,000
Spend Linked Miles 1,00,000 36,000 24,000
Total Miles 55,000 32,000

*For illustration purpose only, actual miles earned will depend on spends and payment of joining and annual fees.

Terms and Conditions Apply.

Your miles never expire

As long as you are using your Miles & More Axis Bank Credit Card, your award miles will never expire. Keep spending and watch as your miles accumulate. The more miles you collect, the more you can enjoy the benefits such as award flights, a stay in a luxury resort or a dream vacation.

To ensure your miles never expire, there are certain conditions you need to fulfil:

  • Be a Miles & More Credit Cardholder for at least 3 months
  • Make at least 1 miles-related purchase every month with the Miles & More Credit Card by Axis Bank
Terms and Conditions Apply.

Redeem your miles for exciting rewards

When you can earn unlimited miles, you need unlimited ways to spend them too. We offer you a wealth of opportunities to redeem your accumulated miles. Some of the options are:

  • Flights and upgrades

    Use your miles to book flights with all the Star Alliance airline partners and the other Miles & More airline partners. You can even upgrade an already booked air ticket to a higher class of service with Condor and many Star Alliance partners.

  • Hotels

    Spend your miles on accommodation in premium hotels and dream resorts. Holidaying was never this luxurious!

  • Shopping

    Redeem miles at our partner stores or if you prefer shopping on the Internet then choose from our wide range of online partners.

  • Car rentals

    Spend your award miles on car rentals.

  • A good cause

    With with your award miles, you could enable a child to go to school, ensure the care of an orphaned child or replant forests.

    To find out more, please click here (

Terms and Conditions Apply.

More Privileges

Highest Level of Security with CHIP & PIN cards

Miles & More credit cards are now enabled with Chip & PIN facility, which offer highest level of security and safeguard against counterfeiting and frauds. A CHIP and PIN enabled Credit Card is a more evolved version and is additionally equipped with an embedded CHIP that is capable of storing and transacting data in an encrypted format. A pin is encrypted on the chip which is only known to the card holder

How to use a Chip & PIN card: Just like a magnetic stripe Card, the CHIP and PIN enabled Credit Card too can be used at the merchant’s payment terminals directly. Instead of swiping the Card, merchants need to “Dip” your Card into a CHIP reader slot, as demonstrated in the info graphic below. Paying through CHIP and PIN enabled Credit Card is a 3-step process:

Step1 Step2 Step3

Frequently Asked Questions on Chip & PIN

Bill payment from any bank account

You can enroll for Auto-debit and pay your Axis Bank Credit Card bill from any other Bank account. Please download the ECS forms (both Part A and Part B) and send the completely filled forms through post to the address mentioned on the form.

Download ECS Form Part A

Download ECS Form Part B

Payment of Utility Bills

Now you can make payment towards utility bills through Axis Bank Bill pay service. This service lets you initiate a simple standing instruction on your Miles & More credit card to ensure that your bills are paid on time every month. To know more details, please call the customer service on 1800 209 5577 / 1800 103 5577

List of Billers

Preferred rates on Axis Bank Home Loan and Loan Against Property

Being a Privileged Miles & More Credit Card customer, you are eligible for special benefits across our wide range of banking and financial products.

  • Home Loan Benefit: Buying a home just got easier with Miles & More Credit Card. Owning this card, you get a concession on the prevailing rate and also get upto 50% discount on the processing fee. Also, transfer your existing Home Loan to Axis Bank and enjoy a discount on interest rates.
  • Loan against Property Benefit: With this Credit Card, you also get a concession on the prevailing rates for Loan against Property and the processing fee.

Here is how you save* using these benefits on your card

Benefit Amount of Loan Insurance (in INR) Savings (in INR)
Home Loan 2 Crores 4.45 Lacs
Loan Against property 1 Crore 5.80 Lacs
Total Savings 10.25 Lacs

The value of home loan is considered Rs. 2 Crores and tenure of the loan is 15 Years. Benefit on Rate Of Interest is considered at 20 Basis Points

The value of the Loan Against property is considered Rs. 1 Crore and tenure of the loan is 15 years. Benefit on Rate Of Interest is considered at 50 Basis Points

*The savings illustrated here may vary, depending upon loan value and the prevailing rates at the time of disbursement.

Terms and Conditions Apply.

Insurance cover

Enjoy incredible insurance benefits on your Miles & More Axis Bank Credit Card. You get an insurance cover of up to Rs. 5.8 crores. In case of any medical emergency, you can avail medical cover up to USD 250,000, on both, World Select and World Credit Cards.

Feature Miles & More World Select Credit Card Miles & More World Credit Card
Emergency Medical Expense USD 250,000 USD 250,000
Lost Card Liability cover INR 600,000 INR 400,000
Personal Accident (Air accident only) INR 45,000,000 INR 25,000,000
Credit Shield INR 500,000 INR 100,000
Checked Baggage Loss USD 500 USD 500
Baggage Delay USD 500 USD 300
Loss of Baggage and personal documents USD 500 USD 300

Terms and Conditions Apply.

Access to airport lounges across the world

As a world class traveller, you know the value of a little time and space to unwind. You deserve the best and we offer you the opportunity to always travel in luxury. With a Miles & More Axis Bank Credit Card, you will receive complimentary access to select MasterCard lounges and complimentary Priority Pass membership for lounge access all over the world.

MasterCard Lounge Access

All Miles & More Credit Cardholders get complimentary access to MasterCard Lounges in India.

Program Terms & Conditions

  • There are 8 complimentary visits applicable per quarter for Miles & More World Select Credit Card holders and 4 complimentary visits per quarter applicable for Miles & More World Credit Cardholders.
  • The program is applicable in select Clipper & Plaza Premium Lounges in India as given below:

    List of Lounges

    CityName of LoungeTerminalIntl/Dom
    Mumbai Clipper Lounge T2 International Departures
      Carnation Lounge 1C Domestic Departures
    Kolkata Clipper Lounge T2 Domestic Departures
    Cochin Clipper Lounge   Domestic Departures

    Travel Food Service


    International Departures


    Plaza Premium Lounge

    NA International Departures
    Delhi Masala Twist T1 (D) Domestic Departures
      Good Times Bar T3 Domestic Departures
      ITC Green Lounge T3 International Departures
    Bangalore 380 Degree Bar   International Departures

    The lounges available under the program are subject to change from time to time.

    • The program is applicable from 1st Jan 2014 to 31st Dec 2014.

Priority Pass Lounge Access

All Miles & More credit card holders get complimentary membership to Priority Pass. With this membership pass, you get an access to over 600 airport lounges across the globe.

Lounge visits are subject to a per person per visit charge. All such visits, including those by accompanying guests, shall be debited to the cardholder's credit card by Axis Bank as per the rates and terms notified by Axis Bank.

Terms and Conditions Apply.

Fuel Surcharge Waiver

Miles & More Axis Bank Credit Card provides you a 2.5% surcharge refund on your fuel transactions between Rs. 400 and Rs. 5000 at all petrol pumps in India.

Your savings on fuel with this card:

Petrol Surcharge Waiver Monthly Savings Annual Savings
Monthly fuel usage @Rs 10,000 Rs 250 Rs 3,000

The information given in the value offering is based on certain assumptions and is for illustration purpose only. Actual savings will depend on the usage pattern of a particular cardholder.

No Award Miles are earned on fuel transactions made using your Miles & More Axis Bank Credit Card. No refund shall be provided for Service Tax charged on the surcharge.

Please click here to view terms and conditions

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