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Miles and More Credit Card
Co Branded Cards

Miles & More Credit Card

Welcome to the Axis Bank Miles & More Co-branded Program

Axis Bank has partnered with Miles & More to launch two credit cards especially to offer you benefits far more than just travel. These cards enable you to earn award miles on all eligible spends and redeem your award miles for exciting products and flight awards, upgrades and much more.

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Features and Benefits

Miles & More is the frequent flyer program of Lufthansa and eight other airlines including Austrian and SWISS. Miles & More Axis Bank Credit Card is linked to your Miles & More mileage account, and provides you both the benefits of being a Miles & More Axis Bank Credit Cardholder and a Miles & More member.

Earn unlimited miles

With your first transaction, you get welcome gift of award miles. Be it dining out or watching movies, shopping for groceries or booking flights, you earn award miles on ALL your eligible spends*. The more you spend, the more miles you earn!

World Select Card World Card
Welcome Bonus on first transaction 15,000 Miles 5,000 Miles
Annual Bonus Miles 4,000 Miles 3,000 Miles
Miles for every Rs. 200 of eligible* spends 6 Miles 4 Miles
Miles for every Rs. 200 for spends on movie bookings 20 Miles 20 Miles

* Eligible spends transactions are defined as spends excluding reversals, fraud transactions, fee payments, cash withdrawals, interest charges, EMI transactions, transactions identified under Merchant Category Code of Fuel.

You can easily earn up to 55,000 miles in your first year and redeem them for exciting rewards.

Total Miles* earned in a year
Monthly Spend
(in INR)
World Select Card World Card
Activation Welcome Miles 15,000 5,000
Annual Miles on Renewal 4,000 3,000
Spend Linked Miles 1,00,000 36,000 24,000
Total Miles 55,000 32,000

*For illustration purpose only, actual miles earned will depend on spends and payment of joining and annual fees.

Terms and Conditions Apply.

Your miles never expire

As long as you are using your Miles & More Axis Bank Credit Card, your award miles will never expire. Keep spending and watch as your miles accumulate. The more miles you collect, the more you can enjoy the benefits such as award flights, a stay in a luxury resort or a dream vacation.

To ensure your miles never expire, there are certain conditions you need to fulfil:

  • Be a Miles & More Credit Cardholder for at least 3 months
  • Make at least 1 miles-related purchase every month with the Miles & More Credit Card by Axis Bank
Terms and Conditions Apply.

Redeem your miles for exciting rewards

When you can earn unlimited miles, you need unlimited ways to spend them too. We offer you a wealth of opportunities to redeem your accumulated miles. Some of the options are:

  • Flights and upgrades

    Use your miles to book flights with all the Star Alliance airline partners and the other Miles & More airline partners. You can even upgrade an already booked air ticket to a higher class of service with Condor and many Star Alliance partners.

  • Hotels

    Spend your miles on accommodation in premium hotels and dream resorts. Holidaying was never this luxurious!

  • Shopping

    Redeem miles at our partner stores or if you prefer shopping on the Internet then choose from our wide range of online partners.

  • Car rentals

    Spend your award miles on car rentals.

  • A good cause

    With with your award miles, you could enable a child to go to school, ensure the care of an orphaned child or replant forests.

    To find out more, please click here (

Terms and Conditions Apply.

More Privileges

Highest Level of Security with CHIP & PIN cards

Highest level of security with CHIP & PIN cards

Miles & More credit cards are now enabled with Chip & PIN facility, which offer highest level of security and safeguard against counterfeiting and frauds. A CHIP and PIN enabled Credit Card is a more evolved version and is additionally equipped with an embedded CHIP that is capable of storing and transacting data in an encrypted format. A pin is encrypted on the chip which is only known to the card holder

How to use a CHIP & PIN card:

Just like a magnetic stripe Card, the CHIP and PIN enabled Credit Card too can be used at the merchant’s payment terminals directly. Instead of swiping the Card, merchants need to “Dip” your Card into a CHIP reader slot, as demonstrated in the info graphic below. Paying through CHIP and PIN enabled Credit Card is a 3-step process:

Payment of Utility Bills

Now you can make payment towards utility bills through Axis Bank Bill pay service. This service lets you initiate a simple standing instruction on your Miles & More credit card to ensure that your bills are paid on time every month. To know more details, please call the customer service on 1800 209 5577 / 1800 103 5577

List of Billers

Axis Bank Home Loan Benefits

Being a Privileged Miles & More Credit Card customer, you are eligible for special benefits across our wide range of banking and financial products.

Benefits on Home Loan

  • Processing Fees of INR 5000/- plus applicable taxes
  • Interest Rate: Prevailing Base Rate offered by the bank
  • Offer Valid until March 31st 2016

Terms and Conditions Apply.

Insurance cover

Enjoy incredible insurance benefits on your Miles & More Axis Bank Credit Card. You get an insurance cover of up to Rs. 5.8 crores.

Feature Miles & More World Select Credit Card Miles & More World Credit Card
Emergency Medical Expense w.e.f 13th July 2015 Emergency Medical Insurance will not be available
for Miles & More Axis Bank Credit Card Holders
Lost Card Liability cover INR 300,000 INR 150,000
Personal Accident (Air accident only) INR 45,000,000 INR 25,000,000
Credit Shield INR 500,000 INR 100,000
Checked Baggage Loss INR 30000 INR 30000
Baggage Delay INR 30000 INR 18000
Loss of Baggage and personal documents INR 30000 INR 18000

Terms and Conditions Apply.

Access to airport lounges across the world

As a world class traveller, you know the value of a little time and space to unwind. You deserve the best and we offer you the opportunity to always travel in luxury. With a Miles & More Axis Bank Credit Card, you will receive complimentary access to select MasterCard lounges and complimentary Priority Pass membership for lounge access all over the world.

MasterCard Lounge Access

All Miles & More Credit Cardholders get complimentary access to MasterCard Lounges in India.

Program Terms & Conditions

  • There are 8 complimentary visits applicable per quarter for Miles & More World Select Credit Card holders and 4 complimentary visits per quarter applicable for Miles & More World Credit Cardholders.
  • The program is available at the following airport lounges in India

    List of Lounges
    City Lounge Name Airport terminal Location Landmark
    Ahmedabad Bica Domestic Sardar Vallabhbhai Patel International Airport,Domestic Departures, NDD Building, 1st floor T-1 Ahmedabad-380003 Before Security Checks and Passport Control
    Ahmedabad Port International P.K Hospitality services Pvt.Ltd. International Airport (T-2) 1st Floor, New Airport Road,Sardarnagar,Ahmedabad-380003 Airside-proceed through the ITB departure gate, straight up to the Immigration counter and turn left
    Banglore Above Ground Levell Domestic Mezzanine Level, Domestic Departure, Terminal 1 Airside - after Security Checks
    Banglore Above Ground Levell International Level 1, Near Gate 1, International Departure, Terminal 1 Near Gate 18
    Banglore Plaza premium Domestic Domestic Departure Terminal, Terminal 1, Mezzanine Level Next to Gate 2.
    Banglore Plaza premium International International Departures, Terminal 1, Level 1 Near gate no 17
    Baroda Port Domestic P.K. hospitality Pvt ltd., Civil Airport, Harni road, proceed through the departure gates. Vadodara-390022 1st floor
    Bhubaneswar Mayfair Domestic Biju Patnaik Airport, Mayfair lounge, Inside common enclosure area, the Lounge is located on the Ground Floor. Odisha - 751020 Between the Arrival and Departure halls
    Calicut Port International Port Lounge, Calicut Airport,International Terminal, Airside, 1st Floor, Calicut - 673647 Airside - after Security Checks.
    Chennai TFS Domestic Travel Club Lounge, 3rd floor, SHA Kamraj, Domestic terminal, Chennai airport, Chennai-27 Gate 5
    Chennai TFS International Travel club Lounge, Old international terminal building, 1st Floor, , Anna international terminal, Chennai airport, Chennai -27 Gate no. 14
    Chennai TFS New International Travel club Lounge, New international terminal building, 3rd Floor, Anna International Terminal,Chennai airport, Chennai -27 Opposite Gate 7
    Cochin Earth Domestic Cochin Domestic Airport, Opp. CIAl, Nedumbassery,Ground Floor Cochin - 683572, Kerela. Near by Checkin Counter
    Cochin Earth International Cochin International Airport, Opp. CIAl, 2nd Floor Nedumbassery, Cochin - 683572, Kerala. Airside - after Security Checks and Passport Control.
    Dehradun Port Domestic P K hospitality Pvt ltd., Domestic Terminal, Ground Floor, Airport Authority of India, Jolly Grant Airport, Dehradun - 248140 Gate no 1
    Delhi ITC International Airside - in the main departure lounge on Level 3. Follow signs 'Lounges A' and take the escalators up to where the Lounge is located. Level-3
    Delhi Plaza premium Domestic T1D T1 D, Level 02, Mezzanine Level, Terminal 1, Domestic Departures, Indira Gandhi International Airport, Palam, New Delhi, Delhi 110037 Left hand side of the Mezzanine Level.
    Delhi Plaza premium Domestic T3 Mezzanine Level, Terminal 3, International Departures, Indira Gandhi International Airport, New Delhi. Via F/G Gate
    Delhi Plaza premium(A) International T3 Level 03, Lounges A, International Departures,Terminal 3, Indira Gandhi International Airport, New Delhi. Above Duty Free
    Delhi Plaza premium(B) International Terminal 3 Level 4, Lounges B, International Departures, Terminal 3, Indira Gandhi International Airport, New Delhi. Right from Guardian pharmacy and take evelator to level 4
    Goa Port Domestic P K hospitality Pvt ltd., Dabolim Airport, South Goa Golden chariot Resturant, 3rd Floor Pincode-403801 Gate no 1
    Goa Port International P K hospitality Pvt ltd., International Terminal, Dabolim Airport, South Goa Golden chariot Resturant, 3rd Floor Pincode-403801 Gate no 2
    Hyderabad Plaza premium Domestic Level E, Domestic Departures, Rajiv Gandhi International Airport (near Gate 28), Hyderabad. Near Gate no 28
    Hyderabad Plaza premium International Level E, International Departures, Rajiv Gandhi International Airport (near Gate 32 A/B), Hyderabad. Near Gate 32A
    Kolkata TFS Domestic Mezzanine Level, Domestic Terminal, Netaji Subhash Chandra Bose, Domestic Airport, Kolkata Gate no 22,23
    Kolkata TFS International International Terminal, Netaji Subhash Chandra Bose, International Airport, Kolkata Near Gate no 10,11
    Mumbai Carnations Domestic Devyani International Ltd., Carnations lounge, Terminal 1 C, 1st floor Opp. Gate A2, Santa cruz (East), Mumbai - 400099 Opposite Gate A2
    Mumbai Clipper International Chhatrapati Shivaji International Airport, T2, Level-3 Mumbai, Maharashtra 400099 Opposite gate no 14
    Mumbai Good Times Domestic Terminal Terminal 1 B, after security hold area, Basement Area, Mumbai airport Between gate no 1-20, Opposite Book store & Croma stores
    Pune Port Domestic P.K. hospitality Pvt ltd.,Port Lounge Restaurant And snacks bar, 1st Floor, Civl Airport, Lohegaon Pune-411032 Near Departure Gates, After Security Hold Area
    Pune Port International P.K. hospitality Pvt ltd.,Port Lounge Restaurant And snacks bar, 1st Floor, Civil Airport, Lohegaon Pune-411032 Airside - after Security Check, take the lift or stairs
    *Lounge program valid till 31st December 2016
    The lounges available under the program are subject to change from time to time.

Priority Pass Lounge Access

All Miles & More credit card holders get complimentary membership to Priority Pass. With this membership pass, you get an access to over 600 airport lounges across the globe.

Lounge visits are subject to a per person per visit charge. All such visits, including those by accompanying guests, shall be debited to the cardholder's credit card by Axis Bank as per the rates and terms notified by Axis Bank.

Terms and Conditions Apply.

Fuel Surcharge Waiver

Miles & More Axis Bank Credit Card provides you a 2.5% surcharge refund on your fuel transactions between Rs. 400 and Rs. 5000 at all petrol pumps in India.

Your savings on fuel with this card:

Petrol Surcharge Waiver Monthly Savings Annual Savings
Monthly fuel usage @Rs 10,000 Rs 250 Rs 3,000

The information given in the value offering is based on certain assumptions and is for illustration purpose only. Actual savings will depend on the usage pattern of a particular cardholder.

No Award Miles are earned on fuel transactions made using your Miles & More Axis Bank Credit Card. No refund shall be provided for Service Tax charged on the surcharge.

Convert purchases to EMI

No matter how big your next Credit Card purchase, go right ahead. Just contact us and convert your transaction of INR 2,500 or more into EMI.

To know more Click here



Verified By Visa(VBV) / MasterCard SecureCode is an easy to use, secured online payment service from Axis Bank that lets you shop securely online with your existing Axis Bank Credit Card. This service through a simple checkout process, confirms your identity when you make purchases on the Internet. Through a personal assurance message it also reassures you of the authenticity of the online store.


Loss of Card

For lost Credit Card,
Call on Toll Free numbers - 1800 209 5577 or 1800 103 5577

For lost Debit Card,
Call 022-67987700

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