A Credit Card which can be availed over the counter at any Axis Bank Branch with minimal documentation and guaranteed approval. With the Insta Easy Credit Card, you get a host of benefits, attractive rewards and exciting offers every month!
The approval of Axis Bank Insta Easy Credit Card is 100% assured.
Highest Level of Security
While the rest of the world is still catching up with this increased level of security, Axis Bank Insta Easy Credit Card membership presents you with the Platinum Chip card. The Platinum Chip offers clear authentication of credit payments combined with easy fraud detection. The chip cannot be duplicated, ruling out counterfeiting and skimming. This makes your card safer and secure than any other card in India
- No Income proof
- No additional address proof (If current address same as per Bank’s Record)
- No additional identity proof
All you need is a Fixed Deposit at any of the branches of Axis Bank conveniently located all across India.
Lower Interest Rate of 1.95% p.m
Enjoy one of the lowest interest rate in industry on your Axis Bank Insta Easy Credit Card.
Credit Limit as high/ low as you want
Enjoy the flexibility of deciding your own credit limit. You can choose any limit up to 80% of the FD Principal value.
Upto 100% Cash Withdrawal
Get high cash withdrawal facility upto 100% from day one.
*Free credit period of up to 50 days
Get upto 50 days free credit period on your purchase transactions without any finance charge being levied to your card account.
*Applicable only if there is no outstanding on the card account i.e., previous bill has been settled in full by the payment due date. Not applicable on cash transactions.
Fuel Surcharge Waiver of 2.5% at all Petrol Pumps
Enjoy fuel surcharge waiver of 2.5% across all petrol pumps in India for transactions between Rs. 400 and Rs. 4000*.
*No PlusPoints are earned on fuel transactions made using your Axis Bank Credit Card.
No refund shall be provided for Service Tax charged on the surcharge.
Enjoy an exciting rewards program specially designed to reward your big spends and international transactions.
- Earn 1 PlusPoint for every Rs.100 spent on Domestic Spends
- Earn 2 PlusPoints for every Rs. 100 spent on International Spends
PlusPoints can be redeemed against exciting Gifts, Merchandise & Gift Vouchers. You need to accumulate 1000 PlusPoints in order to start redeeming.
To view Platinum PlusPoints Rewards, Click here.
Apart from receiving regular alerts on your mobile phone on outstanding amounts, payments made, bill generation, etc., you have an option to subscribe to the enhanced Mobile Alerts.
Insta Easy Credit Card helps you to be in control anywhere in the world. Axis Bank Easy Credit Card is accepted at over 23 million Visa accepting merchant establishments worldwide. This is in addition to over 2,50,000 Visa merchant establishments in India and Nepal. What's more, you can now buy in any currency and pay back later in Indian Rupees.
Please Note: As per the RBI guidelines, you can use your credit card in Nepal and Bhutan for transactions in Indian Rupees only.
Global Emergency Assistance
Insta Easy Credit Card enables you to access the Visa International Global Card Assistance Services. This service provides you the facility to report the loss of your card as well as request for an emergency Replacement Card, or for emergency cash advances that will be sent to your overseas location*.
A fee is applicable for this service. Please call the Bank to get a copy of the Visa Global Assistance Service numbers abroad.
Get Extended Credit Facility with Insta Easy Credit Card, where you may buy a product anytime and choose to pay in installments as per your convenience.
The repayment options available to you are as below:
- Pay only the Minimum Amount Due (5% of the bill amount subject to a minimum of Rs 100) and remaining amount can be paid in subsequent months
- Pay the total amount due.
- Pay any amount ranging from the minimum amount due to the total amount due.
Transfer your existing balance from other credit cards to your Axis Bank Credit Card at a special rate of interest and save substantially.
Click here to know more.
Auto Debit Facility
If you are an existing Axis Bank account holder, you have the added convenience of paying your monthly card bills directly through your Bank account. Based on the option selected, you have the flexibility of choosing between the following options for payment through Auto Debit:
- Debit Total Amount Due
- Debit Minimum Amount Due (5% of the outstanding amount)
EMI feature on Insta Easy Credit Card gives you the convenience of paying for High Value Credit Card transactions in easy EMIs
Click here to Know More