Axis Open

'Open'

For your dreams, our eyes are open. For your hopes, our minds are open. For your plans, we promise to open every possible window of opportunity. We have always used this philosophy to deliver tangible value and bring impactful change in the lives of millions of citizens.

Our credo has helped us respond with speed to economic and industry headwinds, evolving customer requirements, intensifying competion and technological disruption. As our playground is constantly shifting, our solutions and architectures are dynamic and in sync with the broad changes that we see around us.

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Key highlights for fiscal 2020-21

Our performance
for the year

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Financial

9%
`996,118 crores

Total assets

10%
`707,306 crores

Total deposits

9%
`623,720 crores

Total advances

16%
`29,239 crores

Net interest income

305%
`6,588 crores

Net profit


Growth in fiscal 2020-21
vis-à-vis fiscal 2019-20

Environment

55,000

LED light fittings installed at 1,100 branches

5 MN

Paper sheets saved through Saksham application

1,493

Branches with CEMS energy management solution installed

People

78,000+

Workforce

52

Person hours of training per employee (33 person hours previous year)

45,457

Employees part of silver certification learning journeys

Community

`91 CR

CSR spending

198 MN

Districts in 25 states and UTs where Axis Bank Foundation (ABF) is active

0.92 MN

Households/trainees impacted under ABF’s Sustainable Livelihoods programme under 'Mission2Million'

Above are standalone figures as on/for year ended 31 March, 2021 unless otherwise mentioned

Consistent fiscal prudence

Despite adverse macro conditions, we reported healthy performance,
which demonstrates the resilience of our operating model. This is the
outcome of our rigorous execution of GPS strategy.

Total Assets (` in crores)
  • FY 2020-21
    996,118
  • FY 2019-20
    915,165
  • FY 2018-19
    800,997
  • FY 2017-18
    691,330
  • FY 2016-17
    601,468

13% 5 - year CAGR | 9% y-o-y

Total Advances (` in crores)
  • FY 2020-21
    623,720
  • FY 2019-20
    571,424
  • FY 2018-19
    494,798
  • FY 2017-18
    439,650
  • FY 2016-17
    373,069

13% 5 - year CAGR | 9% y-o-y

Total Deposits (` in crores)
  • FY 2020-21
    707,306
  • FY 2019-20
    640,105
  • FY 2018-19
    548,471
  • FY 2017-18
    453,623
  • FY 2016-17
    414,379

15% 5 - year CAGR | 10% y-o-y

CASA (` in crores)
  • FY 2020-21
    317,749
  • FY 2019-20
    263,706
  • FY 2018-19
    243,394
  • FY 2017-18
    243,852
  • FY 2016-17
    213,050

13% 5 - year CAGR | 20% y-o-y

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Creating value by...

Refinning our
execution strategy

We continue to be guided by the three vectors - Growth, Profitability and Sustainability (GPS) - of our strategy. Despite COVID-induced uncertainty, GPS has not only stood the test of all the challenges that the year has thrown at us but has also helped us capitalise on emerging opportunities.

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Empowering...
Listening to...
Listening to...

Changing aspirations
and strengthening
retail franchise

We reach out to our customers to understand their real needs and concerns, their changing lifestyles, so that we can take product design beyond skin-deep customisation.

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Creating value by...
Nurturing...
Nurturing...

A culture of
ownership and pride

The rigour and rhythm that we have inculcated in our working is leading to a positive cultural change. We are a team of go-getters, who take challenges in our strides and take pride in what we do for our customers and stakeholders.

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Listening to...
Caring...
Caring...

For the communities
around us

We support meaningful and measurable change in the lives of socially and economically excluded communities across the country. Our diverse programmes are created to cater to needs of communities aimed at improving their lives and livelihoods.

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Nurturing...
Empowering...
Empowering...

A nation of billions

We believe sustainable financial inclusion has to be backed by adequate financial awareness. Our awareness programmes (trainings, workshops and so on) help educate our customers and citizens. We also conduct engaging and emotive awareness campaigns to disseminate information about safe banking practices.

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Caring...
Creating value by...
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