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Accounts

NRO Savings Account

An account for NRIs to carry out transactions in Rupees and enjoy convenient, hassle-free banking

Ease of Operation

Authorise a relative or friend to conduct banking transactions on your behalf in your absence

Tax Deducted at Source

Interest earned on NRO Savings Account is subject to Tax deduction at source

Free iConnect

24 X 7 account access through secure Internet banking facility from anywhere

Free Accident Cover

Avail free personal accident coverage of Rs. 2,00,000 on the Debit Card

Fees and Charges

Eligibility and Documentation

Features and Benefits

Monthly Average Balance Rs. 10,000
If Monthly Average Balance is not maintained Rs. 10 per Rs. 100 of the shortfall from Average Monthly Balance Requirement OR Rs. 350, (plus service tax) whichever is lower
Debit Card Issuance Fees Rs. 95
Annual Fees
  • Metro/Urban - Rs. 100
  • Semi Urban/ Rural - Rs. 50
Replacement Fees Rs. 100/-
Chequebook Fees
  • One multicity chequebook free per quarter (20 leaves)
  • Beyond free limit - Rs. 50 per chequebook
Account Closure Fees
  • Account closed <= 14 days or > 6 months from the date of account opening - Nil
  • Account closed >14 Days to <= 6 months from the date of account opening - Rs. 500
RTGS Fees
  • Rs. 1 to Rs. 5 Lakhs - Rs. 25 per transaction
  • Above Rs. 5 Lakhs - Rs. 50/- per transaction
NEFT Fees
  • Upto Rs. 10,000 - Rs. 2.5 per transaction
  • Rs. 10,001 - Rs. 1 lakh - Rs. 5 per transaction
  • Rs. 1 lakh - Rs. 2 lakhs - Rs. 15 per transaction
  • Above Rs. 2 Lakhs - Rs. 25 per transaction

For complete details of fees and charges, check Schedule of charges for NRI accounts

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