Savings Account

Axis Bank provides its customers with the option of choosing from a wide range of Savings Accounts with different features and benefits. The Savings Accounts are designed to meet the banking needs of people from all walks of life.

Each Savings Account offers unique features such as high transaction limit, free cheque books, etc. The offers and discounts range from discounted movie tickets, Axis eDGE rewards to emergency travel allowances and a lot more.Apply for savings account to enjoy all these features, offers and discounts. You can find a detailed description of the various Axis Bank Savings Accounts below.

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Savings Account customised for individual needs


Benefits of opening an Axis Bank Savings Account

A Savings Bank Account helps you maximise the safety of your hard-earned money, as well as earn a steady interest on the balance maintained. Additionally apt customer service and tools offered by Axis Bank go above and beyond traditional banking needs to give you a delightful banking experience.
There are a host of Savings Bank Accounts offered, and you can opt for one that best suit your needs: such as discounts and offers on E-Commerce and shopping for users of the Digital Savings Account, or a Basic Savings Account that grants you a zero-balance feature.

Tips to keep in mind while opening a Savings Account

• Know the type/variant of account you would like to open
• Keep your documents (remittance route in case of initial funding) handy
• Ensure accurate communication details shared
• In case on account opening Via Video KYC please ensure that you have a device that can support a video call and a strong internet connection.


A savings account is a financial instrument that helps you ensure the security of your funds in addition to earning you additional interest. Today, a Savings Account is fundamental to manage your personal finances. Be it to pay utility bills, transfer/withdraw funds, shop, and address contingency needs or even to invest in other financial instruments. Thus if you are yet to open your own savings account browse through these above options and open a Savings Account suited to your needs today!

To open a Savings Account you can simply:

• Choose your desired variant from the above selection and click the “Apply Now/Get a call back” option
• Reach out to your nearest Axis Bank Branch
Click here to begin with application for a Digital Savings Account.

When opening a Savings Account it is important to go for a variant that is most in tune with one’s financial behaviour and Savings pattern.

Axis Bank offers various types of Savings Bank accounts today catering to the needs and financial habits of all kinds of customers. A regular savings account, salary account, senior citizen savings account, zero balance savings account etc. Each of these offer features and benefits in tune to the consumers’ lifestyle.

For example: Customers with a Senior Privilege Savings Account may be eligible for discounts/additional services on healthcare services, while those with an Easy Access Digital Savings Account can enjoy offers across E-commerce portals.

So browse through the options of Savings Account and pick one that suits you the best.

The interest you earn on your Savings Account is calculated automatically. Basis the Savings Account interest rate offered by the bank and the monthly balance you maintain, the amount is calculated. I.e. If the balance maintained in your Savings Account 20000/- and the rate offered by the bank is 4% per annum. An interest of 800/- shall be deposit in to your account per annum,

The pay out of this interest for Axis Bank Savings Accounts has currently set on a quarterly basis. I.e. In FY 21-22, interest amount will be credited to your Savings A/c on the dates mentioned below:

Period for interest calculation Date of interest credit
Q1: 01-04-2021 to 30-06-2021 01-07-2021
Q2: 01-07-2021 to 30-09-2021 01-10-2021
Q3: 01-10-2021 to 31-12-2021 01-01-2022
Q4: 01-01-2022 to 31-03-2022 31-03-2022

The eligibility and documentation required for a Savings Account may vary on the type of Savings Account variant chosen as well as the type of user (Individual or Joint) or the nature of account opening (Physical or Digital Savings Account).

Certain common documents requested include:

• KYC Documents (Proof of Identification, Address and Nationality)
• A Duly Filled Account opening form
• Photographs of the customer
• Transfer of the initial funding amount as and when applicable.

Please remember however that this is not an exhaustive list; do check the Eligibility and Documentation sections of your chosen Savings Account variant as some features are liable to change.

For Example: In order to open an Easy Access Savings Account for HUFs (Hindu Undivided Families) will require additional documents such as a declaration from the “Karta” and the prescribed Joint Hindu Family Letter while, during application for a Digital Savings Account need not be submitted as hard copies and can just be recorded via Video KYC.