A Personal Loan for multiple purposes!

Use Axis Bank’s Personal Loan Eligibility Calculator to check eligibility.

Get a call back

Personal Loan Eligibility Calculator

The Personal Loan Eligibility Calculator helps you to understand the maximum loan you can avail of depending on your income and repayment capacity. Several factors will determine your personal loan eligibility such as income, employer, credit history, other financial liabilities, age, etc.
10K 5L
0 5L


Axis Bank does not guarantee accuracy, completeness or correct sequence of any the details provided therein and therefore no reliance should be placed by the user for any purpose whatsoever on the information contained / data generated herein or on its completeness / accuracy. The use of any information set out is entirely at the User's own risk. User should exercise due care and caution (including if necessary, obtaining of advise of tax/ legal/ accounting/ financial/ other professionals) prior to taking of any decision, acting or omitting to act, on the basis of the information contained / data generated herein. Axis Bank does not undertake any liability or responsibility to update any data. No claim (whether in contract, tort (including negligence) or otherwise) shall arise out of or in connection with the services against Axis Bank. Neither Axis Bank nor any of its agents or licensors or group companies shall be liable to user/ any third party, for any direct, indirect, incidental, special or consequential loss or damages (including, without limitation for loss of profit, business opportunity or loss of goodwill) whatsoever, whether in contract, tort, misrepresentation or otherwise arising from the use of these tools/ information contained / data generated herein.

Read more

Frequently Asked Questions

  • How to use personal loan eligibility calculator?

    Key in your net monthly income, liabilities, and age and check your personal loan eligibility. Your income and liabilities together determine your repayment capacity. If your existing liabilities are moderate you may be eligible for a higher loan amount. Conversely, if your existing liabilities are higher, then your loan eligibility could be lower.

  • How does the applicant’s income affect personal loan eligibility?

    The applicant’s net monthly income, excluding one-time bonuses/incentives etc. in addition to existing EMIs are used to gauge loan eligibility. Simply key in those details and click on calculate.

  • How does the applicant’s age affect personal loan eligibility?

    If you are close to retirement, you may not be eligible for a five-year loan as the maximum age at the time of maturity of the personal loan is 60 years.

  • Why choose Axis Bank’s Personal Loans?

    Axis Bank offers Personal Loans ranging from Rs 50,000 to Rs 40 Lakhs, with minimal documentation and quick processing. These benefits make Axis Bank Personal Loans an attractive financing option to meet your various needs.

    Additionally existing Axis Bank Salary Account holders can avail further benefits on loan disbursal. Take a personal loan from Axis Bank and fulfil your dreams.