Progress with us...
 
internet banking
Personal
Corporate
CMS and Payment Solution
CARDS
Power Access
AxisRemit Online
Remit Money
eDGE Loyalty Rewards
  • LOG IN
  • Loans

    Personal Loan

    Fund your travel with Axis Bank Personal Loan with zero foreclosure charges*

     

  • Loans

    Business Loan

    Providing quick and convenient financial solutions with zero foreclosure charges*



     

Simplified Access

Minimal documentation and quick approval

Loan Amount

Minimum - Rs. 50,000
Maximum - Rs. 15,00,000

Balance Transfer

Carry over existing loans from other banks to Axis Bank

Axis eDGE Rewards

Earn reward points on taking a Personal Loan

Features and Benefits

A personal loan ensures that you need not go back on your targets that you have set for yourself. Be it the perfect wedding for your daughter, the complete renovation for your new apartment or a fun-filled holiday for your family. Get the best personal loan Interest Rate with Axis Bank. Here are the list of charges and interest rate details for personal loans.

Fixed Rate Loan 1 year MCLR Spread over 1 year MCLR Effective Interest rate Reset
Personal Loan 8.30% 7.20%-15.70% 15.5%-24% No Reset


Schedule of charges**

Loan Processing Charges 1.50% to 2.00% + GST as applicable
Cheque Bounce Charges Rs. 500 per cheque bounce + GST as applicable
Cheque/ Instrument Swap charges Rs.500 per instance + GST as applicable
Prepayment/ Forclosure Charges Nil
Default Interest Rate @24.00% per annum i.e 2% per month on the overdue installment
Duplicate Statement Issuance Charges
Duplicate Amortization Schedule Charges
Duplicate Interest Certificate (Provisional/ Actual) issuance Charges
Rs 250 per instance + GST as applicable
Rs 250 per instance + GST as applicable
Rs 250 per instance + GST as applicable
Cibil Report Issuance Charges
Stamp Duty Charges
Rs. 50/- per instance per set+ GST as applicable
As per State Stamp Act
Issuance Charges for Photocopy of Loan Agreement/ Documents Rs 250 per instance + GST as applicable

**(Subject to change as per Bank’s discretion from time to time)

** Goods and Services tax (GST) will be charged extra as per the applicable rates, on all the charges and fees (wherever GST is applicable)

For further details, please click here

Rate of Interest 15.5% to 24%
Loan Processing Charges 1.50% to 2.00% + GST as applicable
Cheque Bounce Charges Rs. 500 per cheque bounce + GST as applicable
Cheque/ Instrument Swap charges Rs.500 per instance + GST as applicable
Prepayment/ Forclosure Charges Nil
Default Interest Rate @24.00% per annum i.e 2% per month on the overdue installment
Duplicate Statement Issuance Charges
Duplicate Amortization Schedule Charges
Duplicate Interest Certificate (Provisional/ Actual) issuance Charges
Rs 250 per instance + GST as applicable
Rs 250 per instance + GST as applicable
Rs 250 per instance + GST as applicable
Cibil Report Issuance Charges
Stamp Duty Charges
Rs. 50/- per instance per set+ GST as applicable
As per State Stamp Act
Issuance Charges for Photocopy of Loan Agreement/ Documents Rs 250 per instance + GST as applicable

**(Subject to change as per Bank’s discretion from time to time)

** Goods and Services tax (GST) will be charged extra as per the applicable rates, on all the charges and fees (wherever GST is applicable)

For further details, please click here





HAVE QUERIES?

  • What is the location and the timing of the Axis Bank Loan Center closest to me?

For a complete list of Axis Bank Loan Center addresses and hours of service, please click here.

  • How do I foreclose my Personal Loan? Will there be any charge for the foreclosure?

Before we process a foreclosure, all outstanding dues must be cleared. So we request you to first check for and clear...

  • Can I make part-prepayment towards my Axis Bank Personal Loan? Will any charge be applicable?

Yes, you can make a part-prepayment towards your Personal Loan at your nearest Axis Bank Loan Center. Currently, Axis Bank levies...

WHAT'S NEW ?

Fixed Deposits

No Penalty on Withdrawal from your Fixed Deposit*

On First Partial Withdrawal upto 25% of your Original FD Principal value

KNOW MORE

Neo Credit-Card

Get 10% OFF*

On shopping, dining and more with NEO Credit Card

APPLY NOW

Home Loan

Axis Bank Home Loan


Pay your EMIs regularly and get 12 EMIs waived off at no extra cost

APPLY NOW

Personal Loan Zero charges

Get Axis Bank Personal Loan

Starting from Rs. 50 thousand to Rs. 15 Lakhs

APPLY NOW


ALL LOANS

Home Loan

Car Loan

Commercial Vehicle Loan

Other Loans

Your Browser is Outdated!

Please check your browser version & upgrade to one of the following browsers to continue banking with us.

  • v7 osx & above
  • v30 & above
  • v27 & above
  • v11 & above
  • v17 & above

Upgrade your web browser today

Please check your browser version & upgrade to one of the following browsers to continue banking with us.

  • V7 & above
  • V5 & above
  • Android V5.0 & above