Progress with us...
 
internet banking
Personal
Corporate
CMS and Payment Solution
CARDS
Power Access
AxisRemit Online
Remit Money
eDGE Loyalty Rewards
  • LOG IN
  • Loans

    Personal Loan

    Fund your travel with Axis Bank Personal Loan with zero foreclosure charges*

     

  • Loans

    Business Loan

    Providing quick and convenient financial solutions with zero foreclosure charges*



     

Simplified Access

Minimal documentation and quick approval

Loan Amount

Minimum - Rs. 50,000
Maximum - Rs. 50,00,000

Balance Transfer

Carry over existing loans from other banks to Axis Bank

Axis eDGE Rewards

Earn reward points on taking a Personal Loan

Features and Benefits



A personal loan ensures that you need not go back on your targets that you have set for yourself. Be it the perfect wedding for your daughter, the complete renovation for your new apartment or a fun-filled holiday for your family. Get the best personal loan Interest Rate with Axis Bank. Here are the list of charges and interest rate details for personal loans.


Interest Rates & Charges*
Rate of Interest 15.50% to 24%
Loan Processing Charges 1.50% to 2.00% + GST as applicable
Cheque Bounce Charges Rs. 500 per cheque bounce + GST as applicable
Cheque/ Instrument Swap charges Rs.500 per instance + GST as applicable
Prepayment/ Forclosure Charges Nil
Default Interest Rate @24.00% per annum i.e 2% per month on the overdue installment
Duplicate Statement Issuance Charges                    

Duplicate Amortization Schedule Charges                    

Duplicate Interest Certificate
(Provisional/ Actual) issuance Charges
Rs 250 per instance + GST as applicable

Rs 250 per instance + GST as applicable



Rs 250 per instance + GST as applicable
Cibil Report Issuance Charges                              

Stamp Duty Charges
Rs. 50/- per instance per set+ GST as applicable

As per State Stamp Act
Issuance Charges for Photocopy of Loan Agreement/ Documents Rs 250 per instance + GST as applicable
*(Subject to change as per Bank’s discretion from time to time)
* Goods and Services tax (GST) will be charged extra as per the applicable rates, on all the charges and fees (wherever GST is applicable)
For further details, please Click here

HAVE QUERIES?

  • What is the location and the timing of the Axis Bank Loan Center closest to me?

For a complete list of Axis Bank Loan Center addresses and hours of service, please click here.

  • How do I foreclose my Personal Loan? Will there be any charge for the foreclosure?

Before we process a foreclosure, all outstanding dues must be cleared. So we request you to first check for and clear...

  • Can I make part-prepayment towards my Axis Bank Personal Loan? Will any charge be applicable?

Yes, you can make a part-prepayment towards your Personal Loan at your nearest Axis Bank Loan Center. Currently, Axis Bank levies...

WHAT'S NEW ?

Gold Loan Inside pin banner

Axis Bank Gold Loans

With no foreclosure charges


KNOW MORE

Neo Credit Card

Axis Bank Neo Credit Card

Apply before 31st December, 2017 and get it free for lifetime

APPLY NOW

AXIS BANK BUSINESS LOANS Inside

SMALL BUSINESS LOANS

Get quick & convenient banking solutions to finance your business

APPLY NOW

55 paise NRI

55 paise better rates on USD Remittances for NRI

Simply choose wire transfer to send money to your loved ones in India

DOWNLOAD FORM

ALL LOANS

Home Loan

Car Loan

Commercial Vehicle Loan

Other Loans