Progress with us...
 
internet banking
Personal
Corporate
CMS and Payment Solution
CARDS
Power Access
AxisRemit Online
Remit Money
eDGE Loyalty Rewards
  • LOG IN

Simplified Access

Minimal documentation and quick approval

Loan Amount

Minimum - Rs. 50,000
Maximum - Rs. 15,00,000

Balance Transfer

Carry over existing loans from other banks to Axis Bank

Axis eDGE Rewards

Earn reward points on taking a Personal Loan

Features and Benefits

A personal loan ensures that you need not go back on your targets that you have set for yourself. Be it the perfect wedding for your daughter, the complete renovation for your new apartment or a fun-filled holiday for your family. Get the best personal loan Interest Rate with Axis Bank. Here are the list of charges and interest rate details for personal loans.


Interest Rates & Charges*
Rate of Interest 15.50% to 24%
Loan Processing Charges 1.50% to 2.00% + GST as applicable
Cheque Bounce Charges Rs. 500 per cheque bounce + GST as applicable
Cheque/ Instrument Swap charges Rs.500 per instance + GST as applicable
Prepayment/ Forclosure Charges Nil
Default Interest Rate @24.00% per annum i.e 2% per month on the overdue installment
Duplicate Statement Issuance Charges                    

Duplicate Amortization Schedule Charges                    

Duplicate Interest Certificate
(Provisional/ Actual) issuance Charges
Rs 250 per instance + GST as applicable

Rs 250 per instance + GST as applicable



Rs 250 per instance + GST as applicable
Cibil Report Issuance Charges                              

Stamp Duty Charges
Rs. 50/- per instance per set+ GST as applicable

As per State Stamp Act
Issuance Charges for Photocopy of Loan Agreement/ Documents Rs 250 per instance + GST as applicable
*(Subject to change as per Bank’s discretion from time to time)
* Goods and Services tax (GST) will be charged extra as per the applicable rates, on all the charges and fees (wherever GST is applicable)
For further details, please Click here

HAVE QUERIES?

  • What is the location and the timing of the Axis Bank Loan Center closest to me?

For a complete list of Axis Bank Loan Center addresses and hours of service, please click here.

  • What is the turn around time for decisioning a Personal Loan application?

Axis Bank will convey its decision within 30 working days from the date of receipt of the application provided the application...

  • Can I make part-prepayment towards my Axis Bank Personal Loan? Will any charge be applicable?

Yes, you can make a part-prepayment towards your Personal Loan at your nearest Axis Bank Loan Center. Currently, Axis Bank levies...

WHAT'S NEW ?

AFO-Portal_v09_263x169InsidePg_Pin

SEND MONEY ABROAD TO FRIENDS & FAMILY

Enjoy best exchange rates & zero processing fees.

KNOW MORE

SBB Inside Page Pin Banner

Working Capital Loans for a business with big dreams

Avail loans with No commitment charges

APPLY NOW

Inside Page Pin Banner

Your ticket to a free movie


Open a savings a/c get a Bookmyshow voucher worth Rs.200

APPLY NOW

pl-travel-inside-page-pin-263x169

DON'T LET FINANCES BOTHER YOUR LOVE FOR TRAVEL

Personal Loans from Axis Bank
with no foreclosure charges.

APPLY NOW

ALL LOANS

Home Loan

Car Loan

Commercial Vehicle Loan

Other Loans