Charges | Platinum Advantage | Platinum | Titanium/Gold | Silver |
---|
Standard Joining Fee | Rs 1000 | Rs. 500 (Waived on spends of
Rs. 5000 within 45 days of card setup), for cards setup on or after February 07, 2011
Nil, for cards setup before February 07, 2011 | Rs. 250 (Waived on spends of
Rs. 2500 within 45 days of card setup), for cards setup on or after February 07, 2011
Nil, for cards setup before February 07, 2011 | Nil |
---|
Standard Annual Fee | Rs 500 | Rs.200 (from 2nd year onwards. Waived on spends of Rs. 100000 in the preceding year), for cards setup on or after February 07, 2011
Nil, for cards setup before February 07, 2011 | Rs.100 (from 2nd year onwards. Waived on spends of Rs. 50000 in the preceding year), for cards setup on or after February 07, 2011
Nil, for cards setup before February 07, 2011 | Nil |
---|
Standard Add-on Card Joining Fee | Nil | Rs 100, for cards setup before February 07, 2011
Nil, for cards setup on or after February 07, 2011 | Rs 100, for cards setup before February 07, 2011
Nil, for cards setup on or after February 07, 2011 | Nil |
---|
Standard Add-on Card Annual Fee | Nil | Nil | Nil | Nil |
---|
Finance Charges (Retail Purchases & Cash) | 3.25% per month ( 46.78% per annum) | 3.4% per month (49.36% per annum) | 3.4% per month (49.36% per annum) | 3.4% per month (49.36% per annum) |
---|
Cash Withdrawal Fees | 2.5% of the amount withdrawn or Min. Rs.500
| 2.5% of the amount withdrawn or Min. Rs.500
| 2.5% of the amount withdrawn or Min. Rs.500
| 2.5% of the amount withdrawn or Min. Rs.500
|
---|
Fee for Cash Payment
| Rs. 100/-
(Effective March 01, 2014) | Rs. 100/-
(Effective March 01, 2014) | Rs. 100/-
(Effective March 01, 2014) | Rs. 100/-
(Effective March 01, 2014) |
---|
Card Replacement (lost or stolen or re-issue) | Waived | Waived | Waived | Waived |
---|
Emergency Card Replacement Fee when overseas (through VISA) | As per VISA Global Customer Assistance Services (GCAS). | As per VISA Global Customer Assistance Services (GCAS). | As per VISA Global Customer Assistance Services (GCAS). | As per VISA Global Customer Assistance Services (GCAS). |
---|
Duplicate Statement Fee | Waived | Waived | Waived | Waived |
---|
Overdue Penalty or Late Payment Fee | Nil if the amount is upto Rs. 100 Rs. 100 if Total Payment Due is between Rs.101- Rs. 300
Rs. 300 if Total Payment Due is between Rs. 301 - Rs.1000
Rs. 500 if due-amount is between Rs. 1,001 - Rs. 5,000
Rs. 600 if due-amount is between Rs. 5,001 - Rs. 10,000
Rs. 700 if due-amount is more than Rs. 10,000 | Nil if the amount is upto Rs. 100 Rs. 100 if Total Payment Due is between Rs.101- Rs. 300
Rs. 300 if Total Payment Due is between Rs. 301 - Rs.1000
Rs. 500 if due-amount is between Rs. 1,001 - Rs. 5,000
Rs. 600 if due-amount is between Rs. 5,001 - Rs. 10,000
Rs. 700 if due-amount is more than Rs. 10,000 | Nil if the amount is upto Rs. 100 Rs. 100 if Total Payment Due is between Rs.101- Rs. 300
Rs. 300 if Total Payment Due is between Rs. 301 - Rs.1000
Rs. 500 if due-amount is between Rs. 1,001 - Rs. 5,000
Rs. 600 if due-amount is between Rs. 5,001 - Rs. 10,000
Rs. 700 if due-amount is more than Rs. 10,000 | Nil if the amount is upto Rs. 100 Rs. 100 if Total Payment Due is between Rs.101- Rs. 300
Rs. 300 if Total Payment Due is between Rs. 301 - Rs.1000
Rs. 500 if due-amount is between Rs. 1,001 - Rs. 5,000
Rs. 600 if due-amount is between Rs. 5,001 - Rs. 10,000
Rs. 700 if due-amount is more than Rs. 10,000 |
---|
Over Limit Penalty | 3% of the overlimit amount (Min. Rs 500) | 3% of the overlimit amount (Min. Rs 500) | 3% of the overlimit amount (Min. Rs 500) | 3% of the overlimit amount (Min. Rs 500) |
---|
Chargeslip Retrieval Fee or Copy Request Fee | Waived | Waived | Waived | Waived |
---|
Outstation Cheque Fee | Waived | Waived | Waived | Waived |
---|
Cheque return or dishonour Fee or Autodebit Reversal Bank A/c out of Funds | 2% of the payment amount subject to minimum Rs.450
| 2% of the payment amount subject to minimum Rs.450
| 2% of the payment amount subject to minimum Rs.450
| 2% of the payment amount subject to minimum Rs.450
|
---|
Surcharge on purchase or cancellation of Railway Tickets | As prescribed by IRCTC/Indian Railways | As prescribed by IRCTC/Indian Railways | As prescribed by IRCTC/Indian Railways | As prescribed by IRCTC/Indian Railways |
---|
Fuel Transaction Surcharge | 1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000) | 1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000) | 1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000) | 1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000) |
---|
Foreign Currency Transaction Fee | 3.50% of the transaction value | 3.50% of the transaction value | 3.50% of the transaction value | 3.50% of the transaction value |
---|
Mobile Alerts for Transactions | Waived | Waived | Waived | Waived |
---|
Hotlisting Charges | Nil | Nil | Nil | Nil |
---|
Balance Enquiry Charges | Waived | Waived | Waived | Waived |
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