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Services Charges and Fees

Click on the links given below to view the charges. (GST as applicable will be levied on all service charges and would be rounded-off to the next Rupee.)



Savings Accounts


Click here for Complete list of service fees and charges of savings account for Complete list of service fees and charges.


NRI


To know more about the schedule of charges Click here to know more about the schedule of charges of prime account.
Revised Transaction fee and limits for Prime accounts not meeting TRV (Total Relationship Value-Threshold based) Click Here

Click here to know more about the schedule of charges of Mariner Accounts to know more about the schedule of charges.
Revised Transaction fee and limits for mariner accounts not meeting TRV (Total Relationship Value-Threshold based) Click Here

 

To know more about the schedule of charges Click here to know more about the schedule of charges of Priority Accounts
Revised Transaction fee and limits for Priority accounts not meeting TRV (Total Relationship Value-Threshold based) Click Here

Click here to know about the charges for your burgundy account to know about the charges for your burgundy account.


Please click here for Home Loans to know more

Sr. NoNature of fee / chargesCash CreditOverdraftMerchant Loan - Overdraft Secured Term LoanUnsecured Business Loan
1Processing FeesUpto 1.25% + Taxes applicableUpto 1.25% + Taxes applicableUpto 2.00% + Taxes applicableUpto 1.25% + Taxes applicableUpto 2.00% + Taxes applicable
2Login Non RefundableINR 5000/- + Taxes applicableINR 5000/- + Taxes applicableNAINR 5000/- + Taxes applicableNA
3Renewal Processing FeeUpto 1.00% + Taxes applicableUpto 1.00% + Taxes applicableUpto 1.00% + Taxes applicableNANA
4Stamp Duty & other statutory document chargesAs per applicable laws of stateAs per applicable laws of stateAs per applicable laws of stateAs per applicable laws of stateAs per applicable laws of state
5ROC filing chargesINR 1200/- + Taxes applicableINR 1200/- + Taxes applicableINR 1200/- + Taxes applicableINR 1200/- + Taxes applicableNA
6Non submission of stock statement2% +Taxes applicable of the outstanding amount from the date of defaultNANANANA
7Non submission of property/stock insurance2% Additional rate of interest on the amount outstanding2% Additional rate of interest on the amount outstandingNA2% Additional rate of interest on the amount outstandingNA
8Cheque book issuance chargeFirst 100 leaves free (for new borrowal account) and thereafter INR 2/- per leafFirst 100 leaves free (for new borrowal account) and thereafter INR 2/- per leafFirst 100 leaves free (for new borrowal account) and thereafter INR 2/- per leafNANA
9Repayment Instruction / Instrument Return ChargesInward Return - INR 500/- per instance +Taxes applicable
Outward Return - INR 100/- per instance +Taxes applicable
Inward Return - INR 500/- per instance +Taxes applicable
Outward Return - INR 100/- per instance +Taxes applicable
Inward Return - INR 500/- per instance +Taxes applicable
Outward Return - INR 100/- per instance +Taxes applicable
Inward Return - INR 500/- per instance +Taxes applicable
Outward Return - INR 100/- per instance +Taxes applicable
Rs. 339/- per instance +Taxes applicable
10Penal Interest2.00% p.a. additional on existing Rate of Interest2.00% p.a. additional on existing Rate of interest2.00% p.a. additional on existing Rate of interest2.00% p.a. additional on existing Rate of interest2.00% p.m. on the amount of overdue installment
11Duplicate No dues certificate/ NOCINR 50 + Taxes applicableINR 50 + Taxes applicableINR 50 + Taxes applicableINR 50 + Taxes applicableINR 50 + Taxes applicable
12CERSAI ChargesINR 100/- + Taxes applicableINR 100/- + Taxes applicableINR 100/- + Taxes applicableINR 100/- + Taxes applicableNA
13Foreclosure Charges2% Of Sanction Limit 2% Of Sanction Limit 2% Of Sanction Limit 2% Of Principal Outstanding Up to 24 months - 4% of principle outstanding at the time of prepayment + GST as applicable
25 - 36 months - 3% of principle outstanding at the time of prepayment + GST as applicable
> 36 months - 2% of principle outstanding at the time of prepayment + GST as applicable
14Part Pre-payment charges Nil Nil Nil 1% of pre-paid amount 2% charge plus GST will be levied on amount prepaid.

Click here for more detailed of courier charges for more detailed charges

Click here for detailed Schedule of Charges for Trade and Forex transactions for detailed Schedule of Charges for Trade and Forex transactions.

Click here for schedule of charges for Farmer Funding
Click here for schedule of charges for Rural Enteprises
Click here for Trade & Forex Schedule of Charges
For Addendum to schedule of charges, please click here.
Goods and Services tax (GST) will be charged extra as per the applicable rates, on all the charges and fees (wherever GST is applicable).




Corporate Credit


Click here for Corporate Credit for revised schedule of charges effective from 01.06.2019.

Trade Finance services – Overseas Branches


Click here for Schedule of Charges – DIFC Branch, Dubai (w.e.f 01.04.2020)

Click here for Schedule of Charges – IBU GIFT City Branch (w.e.f 01.04.2020)

Click here for Schedule of Charges – Singapore Branch (w.e.f 01.04.2020)


Credit Cards


Click here for Complete list of service fees and charges.


Commercial Cards


Click here for Complete list of service fees and charges.


Debit Cards


Click here for Complete list of service fees and charges. for Complete list of service fees and charges.


Agri Rural


Click here for fees, charges and FAQs of Agri Rural for fees, charges and FAQs