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Convenient banking for NRIs who travel abroad or
stay back in India for longer periods of time

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Higher Transaction Limits

Daily withdrawal limit - Rs. 40,000

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Make payments via cheque across multiple locations

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Get a complimentary international debit card

Free Accident Cover

Avail free personal accident coverage of Rs. 2,00,000 on your Debit Card

Fees and Charges

Eligibility and Documentation

Features and Benefits

Monthly Average Balance	Rs. 10,000
If Monthly Average Balance is not maintained	Rs. 5 per Rs.100 of the shortfall from Average Monthly Balance Requirement OR Rs. 500, (plus GST) whichever is lower with a minimum charge of Rs.100
Debit Card Issuance Fees	Rs. 95
Annual Fees	Metro/Urban - Rs. 100 Semi Urban/ Rural - Rs. 50
Replacement Fees	Rs. 100/-
Chequebook Fees	One multicity chequebook free per quarter (20 leaves) Beyond free limit - Rs. 50 per chequebook
Account Closure Fees	Account closed <= 14 days or > 6 months from the date of account opening - Nil< Account closed >14 Days to <= 6 months from the date of account opening - Rs. 500
RTGS Fees	Rs. 1 to Rs. 5 Lakhs - Rs. 25 per transaction Above Rs. 5 Lakhs - Rs. 50/- per transaction W.e.f. 1st May 2018, RTGS Fees : Nil
NEFT Fees	Upto Rs. 10,000 - Rs. 2.5 per transaction Rs. 10,001 - Rs. 1 lakh - Rs. 5 per transaction Rs. 1 lakh - Rs. 2 lakhs - Rs. 15 per transaction Above Rs. 2 Lakhs - Rs. 25 per transaction W.e.f. 1st May 2018, NEFT Fees : Nil
For complete details of fees and charges, check Schedule of charges for NRI accounts