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Deposits

Resident Foreign Currency Deposit

Designed for any person who was an NRI but is now residing in India for a continuous period of not less than 1 year

Secure Returns

Safe, high returns on foreign currency deposits without foreign exchange conversion risk

Repatriability

Balance in the account including interest earned is fully repatriable

Risk-Free Conversion

No foreign exchange risk from conversion into rupees

5 Currency Options

USD, GBP, EURO, CAD and AUD

Fees and Charges

Features and Benefits

Individuals eligible for a Resident Foreign Currency Term Deposit

  • Citizens of India or PIOs who have been non residents for a continuous period of not less than one year have become resident in India on or after 18 April, 1992
  • Citizens of India or PIO who returned to India prior to 18 April, 1992; and they have specific licence from RBI to hold RIFEE account
  • If the person once again goes abroad and becomes non resident then the balance available in RFC account can be repatriated abroad or the accounts can be converted into NRE or FCNR accounts

Fees and Charges

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