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Current Accounts

Resident Foreign Currency (Domestic) Account

Holding foreign currency is no longer restricted to the NRIs. For the first time Reserve Bank of India has allowed Resident Indians to maintain foreign currency accounts without any ceiling to it.

SMS CA to 5675672

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Foreign Currency Banking

Resident Indians can bank with foreign currency holdings of upto USD 2000

Save in Different Currencies

USD, Euro, GBP and Japanese Yen

Insulation from Forex Fluctuations

Protection against Rupee depreciation

No Commission Charges

Zero commission charge for foreign currency transactions

Eligibility and Documentation

Ensure your eligibility

Individuals who have acquired foreign currency in the form of currency notes, bank notes and travellers’ cheques, through any of the following sources:

  • Payment acquired while visiting a place outside India, for services not arising from any business in, or anything done in India
  • Honorarium or gift acquired from any person not resident in India, and who is visiting India, for services rendered or in settlement of any lawful obligation
  • Honorarium or gift acquired while visiting any place outside India
  • Unspent foreign exchange acquired from an authorised person for travel abroad
  • Foreign exchange or gifts received from close relatives, repatriated to India through normal banking channels
  • Residents travelling overseas for health and medical check ups
  • Residents travelling on any tour abroad for a short visit, whether on excursion or business promotion
  • Residents of Bangladesh or Pakistan, without prior approval of RBI
  • Residents of Nepal and Bhutan
  • Seafarers employed by Indian shipping companies

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