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Home Loans

NRI Home Loan

Buy a home and invest in the booming real estate market of your home country, safe and hassle-free

Attractive Interest Rates

For the best returns on your investment

Minimal Processing Fees

Nominal application costs

Flexible Tenures

Choose form 1-25 years

Transparent Processing

Simple, hassle-free, with the best in class customer service

Fees and Charges

Features and Benefits

Eligibility

Individuals eligible for an NRI Home Loan

  • Profiles - Non Resident Indian (NRI), Person of Indian origin (PIO), Overseas Citizen of India (OCI), except Citizens of Pakistan, Bangladesh, Sri Lanka, Afghanistan, China, Iran, Nepal, or Bhutan.
  • Age - Minimum age of the applicant should be 24 years. Maximum age limit is 60 years or retirement age (whichever is earlier), at the time of loan maturity.
  • Work experience - Applicant should have a minimum overseas work experience of six months with total work experience of 2 years
  • Minimum Income
    • For GCC Countries - AED 5000 - p.m. (or equivalent)
    • Other Countries & USA - USD 300 -p.m. (or equivalent)
    • For Merchant Navy - USD 2000 p.m. for 9 months

Keep your documents ready

Documents required for an NRI Home Loan

  • Full passport copy and work visa copy
  • Overseas address proof e.g. utility bill, card statement, House lease agreement, bank statement etc.
  • Salary slip for three months
  • Appointment letter or contract copy
  • Salary a/c and NRE/NRO a/c statement for six months
  • General power of attorney

For other information click here

Fees and Charges

Download Forms

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