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Home Loans

Top-Up Loan

Extra finance against mortgage of property, for home loan customers to tide a short term crunch

High-Value Loans

Upto Rs. 50,00,000

Multiple Loan Uses

Construction of residential/commercial properties
Personal requirements and business purposed – subject to conditions as mentioned in the affidavit

Loan Tenure

Same as outstanding Home Loan Tenure

Features and Benefits

Get additional finance of upto Rs. 50,00,000

You can avail a Top-up Loan for the following requirements:

  • For construction of residential/commercial premises – Permitted
  • For personal requirement and business purposed – Permitted subject to condition as mentioned in the affidavit

You cannot avail a Top-up Loan for the following requirements:

  • For purchase of another residential/commercial premises – Not permitted

An undertaking cum affidavit to be collected from the borrower specifying the end use of the loan and that the loan shall not be used for any speculation, illegal activities, litigation or any other notorious activities

Loan tenure same as the outstanding home loan tenure

Interest rate starting from 8.65% only

Eligibility and Documentation

Fees and Charges

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