Kisan Matsya

“Kisan Matsya Loan" is designed for fulfilling timely & adequate loan
requirements of the farmers who are in to the business of
Fresh/brackish water fish/prawns cultivation.

“Kisan Matsya Loan" is designed for fulfilling timely & adequate loan requirements of the farmers who are in to the business of Fresh/brackish water fish/prawns cultivation.

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Fair Practice Code for Lenders - Kisan Matsya Loans

Axis Bank provides Kisan Matsya Loans to those farmers who are in the business of fresh / brackish water fish or prawns cultivation. Farmers involved in the contract farming of fish can also apply for Kisan Matsya Loans at their nearest Regional Rural Lending Office.

The Reserve Bank of India has set certain guidelines when it comes to lending money through various loan schemes. Axis Bank adopts these guidelines, known as Fair Practice Code for Lenders while lending money in the form of Kisan Matsya Loans, to its customers.

Meet recurring expenses

Simplified documentation

Own and leased land combination

Lending Rates

For Loans on REPO Rate

Rate of interest will be linked to Prevailing Repo Rate. Ceiling Rate will be 17.99% per annum. PF 1.50% plus applicable taxes.

Customer Rate/Pricing (ROI) shall be Repo Rate + Spread.

Repo Rate Reset Frequency – Once in 3 Months or as may be decided by Bank, whichever is earlier.

The Bank will publish the Repo Rate periodically.

The Bank is free to decide the spread over the Repo Rate. The Repo Rate for a particular account will remain the same till reset/renewal date.

All fresh/enhancement loan booked and renewal of existing loan on or after 1st August 2022 will be linked to Repo Rate.

Existing MCLR/Fixed Rate customers will continue at existing benchmark till renewal.

For Loans on Base Rate/MCLR/ Fixed rate

Existing Loan on Base Rate/ MCLR/ Fixed rate will continue to be at existing benchmark till renewal.

For fair practices code followed by the bank please click here

For brief details on all our products please click here

Various accounts that ensure
ease of operation for you

Important Links

Useful Links

Locate Nearest Branch

Progress with us Blog

NRE or NRO – Which Account Best Suits Your Needs?

Mahesh is a Non Resident Indian (NRI) living in the UK. He is doing well in the business that he set up there....

Fair Practice Code for Lenders - Kisan Matsya Loans

Meet recurring expenses

Simplified documentation

Own and leased land combination

Lending Rates

For Loans on REPO Rate

For Loans on Base Rate/MCLR/ Fixed rate

Various accounts that ensure
ease of operation for you

Important Links

Related Links

Useful Links

Progress with us Blog

NRE or NRO – Which Account Best Suits Your Needs?

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Fair Practice Code for Lenders - Kisan Matsya Loans

Meet recurring expenses

Simplified documentation

Own and leased land combination

Lending Rates

For Loans on REPO Rate

For Loans on Base Rate/MCLR/ Fixed rate

Various accounts that ensure ease of operation for you

Important Links

Related Links

Useful Links

Progress with us Blog

NRE or NRO – Which Account Best Suits Your Needs?

Related Products for you

GoldLoans

MSME Samriddhi Loans

TractorLoans

Warehouse Receipt Loans

Various accounts that ensure
ease of operation for you