Apply Now

Open a world of meaningful experiences designed to complement and enhance your lifestyle with Axis Bank Credit Cards. Enjoy exciting discounts and cashbacks across categories, airport lounge access, savings on travel and dining, welcome benefits and more.

Best-selling credit cards - Apply Instantly

Limited period lifetime free offer
Neo Credit Card

Neo Credit Card

DINING MOVIES SHOPPING
  • Monthly 2 times – Up to Rs. 120 off* at Zomato

  • 5%* off on Utility Bill Payment on AmazonPay

  • 10%* off on BookMyShow and BlinkIt

  • Joining Fee: Rs. 0
  • Annual Fee: Rs. 0 (Limited Period Offer)
Axis Bank MY Zone Credit Card

Axis Bank MY Zone Credit Card

Fuel MOVIES SHOPPING DINING
  • Free SonyLiv Premium subscription for 1 year worth Rs. 999

  • Monthly 2 times - Flat Rs. 120 off* at Swiggy

  • Enjoy our airport lounge access (4 times per year)

  • Joining Fee: Rs. 500
  • Annual Fee: Rs. 500
Flipkart Axis Bank Credit Card

Flipkart Axis Bank Credit Card

SHOPPING
  • Welcome benefits worth Rs. 600

  • Unlimited cashbacks from Flipkart and many more

  • Enjoy our airport lounge access (4 times per year)

  • Joining Fee: Rs. 500
  • Annual Fee: Rs. 500

Apply for More Credit Cards Online

Limited period lifetime free offer
Axis Bank Neo Credit Card
MOVIESHOPPINGDINING

Neo Credit Card

  • Monthly 2 times – Up to Rs. 120 off* at Zomato

  • 5%* off on Utility Bill Payment on AmazonPay

  • 10%* off on BookMyShow and BlinkIt

  • Joining Fee: Rs. 0
  • Annual Fee: Rs. 0 (Limited Period Offer)
Axis Bank MY Zone Credit Card
MOVIESHOPPINGDINING FUEL

Axis Bank MY Zone Credit Card

  • Free SonyLiv Premium subscription for 1 year worth Rs. 999

  • Monthly 2 times - Flat Rs. 120 off* at Swiggy

  • Enjoy our airport lounge access (4 times per year)

  • Joining Fee: Rs. 500
  • Annual Fee: Rs. 500
Flipkart Axis Bank Credit Card
SHOPPING

Flipkart Axis Bank Credit Card

  • Welcome benefits worth Rs. 600

  • Unlimited cashbacks from Flipkart and many more

  • Enjoy our airport lounge access (4 times per year)

  • Joining Fee: Rs. 500
  • Annual Fee: Rs. 500
IndianOil Axis Bank Credit Card
FUELMOVIE

IndianOil Axis Bank Credit Card

  • Now seamlessly Pay with UPI using your credit card

  • Cashback of up to Rs.250* on fuel spends

  • 4% value back on fuel spends at Indian Oil outlets

  • Joining Fee: Rs. 500
  • Annual Fee: Rs. 500
Rewards credit card
SHOPPINGDINING

Rewards Credit Card

  • Milestone benefit of 1,500 EDGE reward points

  • Bouquet of membership up to Rs. 1,000 every anniversary year

  • 30% instant discounts on Swiggy

  • Joining Fee: Rs. 1000
  • Annual Fee: Rs. 1000 (waived on spends of INR 2,00,000 in an anniversary year)
Axis Bank AURA Credit Card
SHOPPING

Axis Bank AURA Credit Card

  • Get welcome decathlon OMNI Gift Card worth INR 750

  • Earn 2 points per spend of INR 200 and 5x reward points on Insurance

  • Get 48 online video doctor consultations free per year, Get 48 interactive fitness video training sessions free per year, Get discount upto INR 500 on health checkup

Axis Bank ACE Credit Card
DINING

Axis Bank ACE Credit Card

  • 5% cashback* on bill payments & recharges on Google Pay
    4% cashback* on Swiggy, Zomato & Ola
    2% cashback* on other spends

  • 4 Complimentary lounge access at select domestic airports 1% fuel surcharge waiver

Axis Bank Pride Platinum Credit Card
DINING

Axis Bank Pride Platinum Credit Card

  • Personalised card with shades of Tricolour for defence Personnel

  • 4 points with every Rs. 200 spent

  • 1200 eDGE Loyalty Reward points every year. Fuel Surcharge waiver

Axis Bank Pride Signature Credit Card
DINING

Axis Bank Pride Signature Credit Card

  • Personalised card with shades of Tricolour for defence Personnel

  • 4 points with every Rs. 200 spent

  • 15% discount at restaurants with Dining delights

Axis Bank MY Zone Easy Credit Card
SHOPPINGMOVIE

Axis Bank MY Zone Easy Credit Card

  • Contactless enabled secured credit card

  • 4 points with every Rs. 200 spent

  • 25% cashback on movies.

Privilege Easy Credit Card
SHOPPINGTRAVEL

Privilege Easy Credit Card

  • Various Shopping & travel benefits

  • 10 points on Domestic/ International spends for every Rs.200 spent

  • Shopping or Travel Vouchers* worth Rs.5000 on Activation

Axis Bank Signature Credit Card with Lifestyle Benefits
MOVIESHOPPINGDINING

Axis Bank Signature Credit Card with Lifestyle Benefits

  • Satya Paul Gift Vouchers,15% discount on dining

  • 10/20 points for every Rs. 200 spent on Domestic/International spends

  • 50% cashback on movie tickets
    Up to 15% discounts on dining

Platinum Credit Card
MOVIE

Platinum Credit Card

  • A perfect card for movie lovers. Enjoy 25% cashback on movie tickets.

  • N.A.

  • 6 points on every Rs.200 spent on credit card domestically

Titanium Smart Traveler Credit Card
TRAVEL

Titanium Smart Traveler Credit Card

  • A card packed with exciting Travel Benefits to make your journey even more rewarding.

  • 8 points with every Rs. 200 spent while travelling abroad

  • Fuel Surcharge waiver.

Axis Bank My Wings Credit Card
TRAVEL

Axis Bank My Wings Credit Card

  • Avail two base fare flight tickets complimentary

  • 4 points on every Rs. 200 spent on credit card

  • Upto 20% cashback on base fare domestic flight bookings

Flipkart Axis Bank Super Elite Credit Card
SHOPPING

Flipkart Axis Bank Super Elite Credit Card

  • 500 Supercoins on card activation

  • 12% Supercoins for Flipkart Plus customers and 6% Supercoins for Flipkart Non-Plus customers on Flipkart capped upto transaction value of Rs 2500
    2% Supercoins on all other spends uncapped
    Annual fee waiver on spends greater than 2 Lakh

Axis Bank Magnus Credit Card
Click to view a contemporary design
TRAVEL

Axis Bank Magnus Credit Card

  • Choose any one voucher worth INR 12,500 from below options:

  • 8 Airport Concierge Services per year

  • Unlimited lounge accesses

  • Joining Fee: Rs. 12,500
  • Annual Fee: Rs. 12,500
SpiceJet Axis Bank Voyage Black Credit Card
TRAVEL

SpiceJet Axis Bank Voyage Black Credit Card

  • Rs. 4,000 worth SpiceJet flight voucher

  • Complimentary SpiceClub Gold Membership

  • Unlimited SpiceClub Point earn & bonus earn on Milestone & Renewal

  • Joining Fee: Rs. 2000
  • Annual Fee: 1st Year: Nil, 2nd Year onwards: Rs. 2000
Axis Bank Vistara Infinite Credit Card
TRAVEL

Axis Bank Vistara Infinite Credit Card

  • Welcome Benefit – 1 Complimentary Business Class Ticket on joining fee payment

  • Earn Upto 4 Business class tickets every year

  • Earn 6 CV points per 200 spent

  • Joining Fee: Rs. 10000
  • Annual Fee: Rs. 10000
Axis Bank Reserve Credit Card
TRAVEL

Axis Bank Reserve Credit Card

  • Complimentary Airport Transfers and Airport Concierge Services

  • 50000 EDGE points on card activation and renewal

  • ITC Culinaire, Accor Plus and Club Marriott hotel memberships; 50 golf rounds per year

Samsung Axis Bank Infinite Credit Card
SHOPPING

Samsung Axis Bank Infinite Credit Card

  • 30000 EDGE REWARD Points on doing upon 3 transactions within 30 days from card issuance date

  • 10% Cashback on SAMSUNG purchases, across products & services.

Axis Bank Vistara Credit Card
TRAVEL

Axis Bank Vistara Credit Card

  • Welcome Benefit – 1 Complimentary Economy Class Ticket on joining fee payment

  • Earn Upto 3 economy class tickets every year

  • Earn 2 CV points per 200 spent

  • Joining Fee: Rs. 1,500
  • Annual Fee: Rs. 1,500
Axis Bank Vistara Signature Credit Card
TRAVEL

Axis Bank Vistara Signature Credit Card

  • Welcome Benefit – 1 Complimentary Premium Economy Class Ticket on joining fee payment

  • Earn Upto 4 Premium economy class tickets every year

  • Earn 4 CV points per 200 spent

  • Joining Fee: Rs. 3000
  • Annual Fee: Rs. 3000
 Axis Bank Privilege Credit Card
SHOPPING

Axis Bank Privilege Credit Card

  • 12,500 EDGE RPs redeemable against Multi brand vouchers worth Rs.5,000*

  • Double the benefit upon achieving spends milestone of Rs.2.5 lakh**

  • Joining Fee: Rs. 1500 (NIL for Priority Customers)
  • Annual Fee: Rs. 1500
Axis Bank Select Credit Card
SHOPPINGDINING

Axis Bank Select Credit Card

  • 10,000 EDGE REWARD Points worth Rs. 2,000

  • Flat Rs. 200 off on Swiggy

  • Buy One & Get One ticket FREE on BookMyShow

  • Joining Fee: Rs. 3,000 (NIL for Burgundy Customers)
  • Annual Fee: Rs. 3,000 (waived on spends of INR 6,00,000 in an anniversary year)
Axis Bank Atlas Credit Card
TRAVEL

Axis Bank Atlas Credit Card

  • Welcome benefits of 5,000 miles

  • Accrue 5X miles per Rs 100 spent on travel

  • Converting EDGE Miles to program partner Miles (1 EDGE Mile = 2 Partner Mile)

  • Joining Fee: Rs. 5,000
  • Annual Fee: Rs. 5,000
SpiceJet Axis Bank Voyage Black Credit Card
TRAVEL

SpiceJet Axis Bank Voyage Black Credit Card

  • Rs. 4,000 worth SpiceJet flight voucher

  • Complimentary SpiceClub Gold Membership

  • Unlimited SpiceClub Point earn & bonus earn on Milestone & Renewal

  • Joining Fee: Rs. 2000
  • Annual Fee: 1st Year: Nil, 2nd Year onwards: Rs. 2000
Axis Bank Vistara Infinite Credit Card
TRAVEL

Axis Bank Vistara Infinite Credit Card

  • Welcome Benefit – 1 Complimentary Business Class Ticket on joining fee payment

  • Earn Upto 4 Business class tickets every year

  • Earn 6 CV points per 200 spent

  • Joining Fee: Rs. 10000
  • Annual Fee: Rs. 10000
Samsung Axis Bank Infinite Credit Card
SHOPPING

Samsung Axis Bank Infinite Credit Card

  • 30000 EDGE REWARD Points on doing upon 3 transactions within 30 days from card issuance date

  • 10% Cashback on SAMSUNG purchases, across products & services.

Axis Bank Vistara Credit Card
TRAVEL

Axis Bank Vistara Credit Card

  • Welcome Benefit – 1 Complimentary Economy Class Ticket on joining fee payment

  • Earn Upto 3 economy class tickets every year

  • Earn 2 CV points per 200 spent

  • Joining Fee: Rs. 1,500
  • Annual Fee: Rs. 1,500
Axis Bank Vistara Signature Credit Card
SHOPPING

Axis Bank Vistara Signature Credit Card

  • Welcome Benefit – 1 Complimentary Premium Economy Class Ticket on joining fee payment

  • Earn Upto 4 Premium economy class tickets every year

  • Earn 4 CV points per 200 spent

  • Joining Fee: Rs. 3000
  • Annual Fee: Rs. 3000
Flipkart Axis Bank Credit Card
SHOPPING

Flipkart Axis Bank Credit Card

  • Welcome benefits worth Rs. 600

  • Unlimited cashbacks from Flipkart and many more

  • Enjoy our airport lounge access (4 times per year)

  • Joining Fee: Rs. 500
  • Annual Fee: Rs. 500
SpiceJet Axis Bank Voyage Credit Card
TRAVEL

SpiceJet Axis Bank Voyage Credit Card

  • Rs. 1500 worth SpiceJet Flight vouchers on doing 2 transactions in first 30 days

  • upto 18 SC Points on credit card spends

  • Complimentary 1 year SpiceClub Silver membership upto 6000 Bonus SpiceClub Points as milestone upto 4 complimentary domestic airport lounge access in a year

Airtel Axis Bank Credit Card
DINING

Airtel Axis Bank Credit Card

  • Amazon eVoucher worth Rs.500 on first card transaction

  • 25% cashback on Airtel Mobile, Broadband, WiFi and DTH bill payments
    10% cashback on bigbasket, Zomato and Swiggy

  • 4 Complimentary lounge visits at select domestic airports 1% fuel surcharge waiver

Samsung Axis Bank Signature Credit Card
SHOPPING

Samsung Axis Bank Signature Credit Card

  • 2500 EDGE REWARD Points on doing upon 3 transactions within 30 days from card issuance date

  • 10% Cashback on SAMSUNG purchases all year around, across products & services. This is in addition to and over & above other all offers

Miles and More Axis Bank Credit Card
TRAVEL

Miles and More Axis Bank Credit Card

  • Welcome Award Miles of 15,000 on the World Select and 10,000 Miles on the World Card

  • 6/4 Award Miles per Rs. 200 on the World Select and World variant respectively on all eligible transactions

  • Complimentary Priority pass membership and visits for lounge
Axis Bank Freecharge Credit Card
DINING

Axis Bank Freecharge Credit Card

  • Now get a virtual card instantly on your Freecharge Application

  • 1 Point for every Rs. 200 Spent

  • Bonus eDGE Rewards on crossing monthly thresholds of Rs.2000 and Rs.5000

Axis Bank Freecharge Plus Credit Card
DINING

Axis Bank Freecharge Plus Credit Card

  • 5% on Freecharge Spends, 2% on Ola/Uber/Shuttle and other local transport, 1% on all other spends

  • Annual Fee waiver on spends of Rs.50,000 in an anniversary year

LIC Axis Bank Signature Credit Card
FUELTRAVEL

LIC Axis Bank Signature Credit Card

  • Earn 2X Rewards on LIC Premium payments and foreign currency transactions

  • Earn 1X Rewards on every spend except Fuel, Wallet and EMI

  • Upto 8 complimentary domestic airport lounge access per year
    1% fuel surcharge waiver

LIC Axis Bank Platinum Credit Card
FUELDINING

LIC Axis Bank Platinum Credit Card

  • 2X benefits on LIC Premium payments and foreign currency transactions

  • Earn 1X Rewards on every spend except Fuel, Wallet and EMI

  • 1% fuel surcharge waiver

Do's And Don'ts For Credit Cards

Follow these guidelines to avoid high-interest debt and enjoy secure payments, cashless transactions, rewards and cashback offers with Axis Bank Credit Cards.

How to choose the best Credit Card?


The best way to choose your credit card depends on understanding your spending pattern in terms of where you spend the most of your income, and where you are likely to spend more. Is it shopping, dining, entertainment, fuel, travel or a combination of these categories? The ideal or best credit card for you therefore would be the one that is tailored to your requirements in terms of your spending habits, lifestyle goals and the credit limit you are seeking. The ultimate aim is to optimise available rewards and benefits while also considering applicable fees and interest rates.

If you are a first time credit card holder, consider the following factors before choosing your credit card:

  • Monthly expenses:
    Choose a credit card whose limit is close to your monthly expenses. If you have a lower credit limit, prioritise only the payments which should be made through your credit card.
  • Rewards & Points:
    You could also select a credit card that offers certain additional benefits such as cashback and discounts on your purchases or complimentary access to airport lounges.
  • Card control:
    Choose the card issuer based on how easy it is to manage the credit card especially on the mobile app or website. You should be able to manage spend limit, international usage, set the PIN, view payment history & statements, block & replace card, among other features
  • Card offers:
    Apart from offers from brands and merchants, card issuers also offer other benefits such as converting spends into EMIs, availing instant loans, upgrading card limit, getting an add-on card for your family members, and much more
  • Card fees and charges:
    Credit cards will have slightly different interest rates depending on the issuer that offers the card. Therefore, always compare the fees and interest rates before you choose a credit card.
Read More

 Credit Card Eligibility Criteria

If you have applied for an Axis Bank Credit Card, your eligibility will depend largely on the following factors:

1. Age – Primary cardholder should be between the age of 18 and 70 years

2. Income – this could vary depending on the card variant you choose and

3. Residential status – the individual should either be a resident of India or a non-resident Indian

Additionally, the bank may also look at your credit score and credit history to determine if you are eligible for a credit card. Please note that these criteria are only indicative and the bank reserves the right to approve or decline applications for its credit cards

Read More

Documents required to apply for an Axis Bank Credit Card

While applying for a credit card, you will need to share a few documents as under:
1. Age and Residential proof: PAN card, Aadhaar card, Passport or Driver’s license
2. Income proof: Salary slips or Income Tax Returns

Fees and charges

Credit Cards have certain fees that you must be aware of. These may vary depending on the card variant you hold. Some common credit card fees are joining fees, annual fees, late payment fees, over-limit penalties, cash withdrawal fees, rent transaction fees, foreign currency transaction fees, etc. Do check the fees when selecting a credit card.

Things to know before applying a Credit Card

If you are a first time credit card holder or are planning to apply for one, here’s what you should know before choosing your credit card:

  1. Monthly spends:
    Select a credit card whose credit limit aligns closely with your monthly spending.
  2. Maximising benefits:
    Reap maximum benefits by choosing a credit card that offers certain additional benefits such as cashback and discounts on your purchases or complimentary access to airport lounges.
  3. Credit card eligibility:
    If you have applied for an Axis Bank Credit Card, your eligibility will depend largely on the following factors: 1. Age 2. Income 3. Residential status (whether you are an Indian resident or NRI).
    You will have to show documents as proof of the above mentioned eligibility conditions.
    Documents required will include - Age and Residential proof (PAN card, Aadhaar card, Passport or Driver’s license), income proof (Salary slips or Income Tax Returns).
    Additionally, the bank may also look at your credit score and credit history to determine if you are eligible for a credit card.
  4. Fees and Charges:
    Credit Cards have certain fees that vary depending on the card variant you hold. Some common credit card fees include joining fees, annual fees, late payment fees, over-limit penalties, cash withdrawal fees, rent transaction fees, foreign currency transaction fees, etc.
  5. Interest Rates:
    If you repay your credit card dues in full every month, before the due date, then you don’t have to pay an interest rate on your credit card outstanding amount. But if you carry forward any amount of your credit card due, then you do incur an interest rate on the pending amount. This interest rate on credit cards is typically between 3% and 4% monthly.
Read More

How can I apply for a Credit Card online?

Follow the below mentioned steps to apply for an Axis Bank credit card online: Website:

  1. Go to Axis Bank's official website and click on the 'Credit Cards' tab.
  2. You will see a list of credit cards mentioned.
  3. Select the credit card of your choice and click on “Apply Now”. You will be taken to the credit card online application form.
  4. You will be asked to fill in information w.r.t. identification and eligibility criteria. Type the details asked for in the form and click on Submit.

Mobile App:
Steps to apply for credit card using Axis Bank mobile app: 1. Login to your Axis Bank mobile app.  2. Under the Products section, click on Credit cards 3. Click on Apply Now

 

Read More

Tips to manage your Credit Card expenses

If you are a first time credit card holder or are planning to apply for one, here’s what you should know before choosing your credit card:

    Tips to help you manage your credit card expenses better:

  1. Keep an eye on your spending
    Consistently tracking your spending can help you resist the urge to overspend. Additionally, you can set transaction limits using the “manage spends” feature for specific purchases on your credit card, making it easier for you to adhere to your spending objectives.
  2. Don’t use your entire credit card limit
    Ideally you should aim for spending not more than 30% of your credit card limit. You can control your spending and avoid debt by doing so.
  3. Check credit card statements regularly
    Regularly checking your statement helps you stay on top of your spending, ensure accurate billing, detect fraudulent activity and avoid late payment fees and interest charges.
  4. Pay your credit card bills on time
    This helps you maintain a good credit score and avoid late payment fees and interest charges. You can also set up automatic payment or payment reminders to help you pay your bill before due date. You should also opt for paying your dues in full and not just the minimum amount due in order to avoid interest charges.
  5. Use your credit card points and offers
    Using available offers and rewards is an excellent way to maximise the benefits of your credit card and save money on every purchase.
Read More

Frequently Asked Questions

A Credit Card allows you to borrow money for your purchases and is like a short-term loan from a bank. Also known as plastic money, you can use this card to buy things and have the option to pay the borrowed money back all at once or in smaller amounts over time. However, if you don't pay the full amount right away, you are charged an extra amount on it in the form of interest.

Applying for a credit card is an easy process. You need to follow these simple steps:


1. Click here or visit your nearest Axis Bank branch

2. Provide basic details such as name, mobile number, PAN, and check your credit card eligibility

3. Select from our wide range of credit card offers and complete your application


Once your details gets verified, your card application status will be notified. Upon approval, your credit card will be delivered to your specified address within the next few days. You will also be kept informed about the relevant dispatch and delivery status to ensure security and avoid mishandling

To be eligible for an Axis Bank Credit Card, you need to meet the following criteria:

  • Indian resident over 18 years of age
  • A regular source of income in case you are the primary cardholder

Additionally Axis Bank may also apply a few card specific eligibility criteria. Axis Bank offers a diverse range of credit cards, each with its unique features and requirements. To determine the eligibility criteria for a specific card, you can explore the various options available and select the one that best aligns with your preferences and financial situation.

The credit card limit is the maximum amount you can spend on your credit card and is set by the bank. The total amount spent, including the fees, should be within this limit. Factors like income, age, credit history, credit score, liability etc. determine your credit card limit. Typically, first-time credit card holders are offered lower limits as the bank is not familiar with your spending and repayments habits. Your credit limit can be increased, but the discretion to do so remains with the bank.

The credit card limit, which is set by the bank, represents the maximum amount you can spend using your credit card. It is determined by considering various factors such as income, age, credit history, credit score, liabilities, etc. It is essential to ensure that the total expenditure, including fees, stays within this predetermined limit. Initially, new credit card users might receive lower limits because the bank is not familiar with their spending and repayment habits. While the credit card limit can be increased, the decision ultimately rests with the bank."

Access to a lounge during the long waiting hours at an airport is surely a comfort. Majority of Axis Bank credit cards offer complimentary access to airport lounges.

The minimum amount due on a credit card represents a mandatory partial payment of the total outstanding bill, required when the entire bill amount cannot be paid. This amount is usually fixed at 5% of the total outstanding balance, calculated based on the credit card statement issued.

Axis Bank offers you the option to apply for multiple credit cards with a cumulative credit limit with increased flexibility, features and additional benefits.

In the event of losing your Credit Card, promptly notify Axis Bank by contacting Customer Care. The card will be instantly blocked, and during the same call, you can request a replacement. Additionally, report the lost card to the police station in the area where you suspect it was misplaced or lost.

Yes, Axis Bank credit cards are globally accepted, allowing for both online and offline international use. To activate this feature, simply log in to your account through mobile banking or net banking. This facilitates seamless usage of your Axis Bank credit card on a global scale, offering convenience and flexibility for transactions conducted internationally, both on the internet and at physical locations.

A reward point serves as an extra benefit provided by banks as a token of appreciation for each credit card purchase. These points accumulate as you use your credit card, and once a sufficient amount is gathered, you have the option to redeem them for various rewards such as gift vouchers and more. Axis Bank offers the eDGE Loyalty Rewards Program to all its credit card customers. It is designed to reward customers for every purchase transaction that they make. Each reward has been curated in a way that ensures that customers have exceptional experiences choosing and redeeming gifts with Axis Bank. Along with presenting a wide variety of rewards, Axis Bank credit card customers can even make redemptions with a minimum number of accumulated rewards points under the eDGE Loyalty Rewards Program.

For rules related to Add-on Cards, click here.

Comprehensive Guide On Credit Cards

VIEW ALL BLOGS
VIEW ALL BLOGS