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Crop Loan

Kisan Credit Card

A facility that aims to provide timely credit to farmers, meeting all their cultivation, Farm maintenance and Investment needs

High-Value Loans

Upto Rs. 250 lakhs

Flexible Loan Tenure

From 1 year to 7 years

Cover for Crops

Crop Insurance available under Pradhan Mantri Fasal Bima Yojana

Insurance Coverage

Free accidental insurance coverage to farmers up to Rs. 50,000/-

Features and Benefits

Upto Rs. 250 lakhs

  • Kisan Credit Card aims at providing adequate and timely credit to farmers to meet cultivation needs including purchase of inputs, investment needs like purchase of agricultural implements, land development, repair of farm machinery or any other needs including domestic needs like expenditure on account of children's education and family functions, etc.
  • The product gives the farmer the flexibility to choose between cash credit and term loans with friendly repayment terms
  • Upto 1 year in case of cash credit
  • Upto 7 years for term loans

Loan tenure is fixed by allowing reasonable period for marketing the agricultural produce after harvest and we have a hassle-free renewal process for loan tenures

Interact with only one person who understands your requirements, suggests products and ensures hassle-free transactions

Attractive rates of interest available

On the spot decision, Quick sanction and timely disbursement with simplified documentation

  • Free accidental insurance coverage for farmers, upto Rs. 50,000
  • Crop Insurance available for all notified crops under Pradhan Mantri Fasal Bima Yojana

Uniform scale of finance for all traditional crops

Loans can be granted for horticulture and farm mechanisation

Nabard scheme for Solar photovoltaic water pumping system (MNRE)

No. Cost of Pumpset Subsidy Received Capacity Of Pumpset
1 4,65,000 INR 2,16,000 INR 5 HP

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