Family Banking

Earn points for NRI Banking transactions, and redeem them for 500+ options

NRI Savings Account

EDGE REWARDS program allows all Savings Account customers to earn points on select transactions and by maintaining a minimum monthly balance of Rs. 25,000. The reward points earned can be spent on over 500 exciting rewards spread across various categories.

Click here to know more about the program.

The new earn opportunities and eligibility criteria are effective 10th November 2014.

List of transactions where you can earn points

Transaction Type AMB between Rs. 25,000 to Rs. 1,00,000 AMB between Rs. 1,00,000 to Rs. 5,00,000 AMB greater than Rs. 5,00,000 Limit per financial year
i.e. April – March

Monthly Credit Transactions Amounting to Rs. 50,000 or more

25 points

50 points

75 points

Once a month

Electronic Clearance System Transactions (ECS)– Credit or Debit ECS Transactions

5 points

10 points

15 points

Maximum 5 transactions in a month

Standing Instructions (Credit or Debit)

5 points

10 points

15 points

Maximum 5 transactions in a month

Opening of Recurring Deposit Account for Rs. 2,000 or more

100 points

200 points

300 points

No Cap

Portfolio Investment Scheme Transaction

Earn Rule Description Points

Trade reported

Maximum 20 points per trade day per customer (cust ID level)

20 points

* EDGE REWARD points for NRI PIS Transactions are applicable only on scheme codes NREPI and NROPI

Inward Remittance

Value of Inward Remittance converted to INR Points
Less than or equivalent to INR 2 Lakhs 80 Points/Lakh
Greater than INR 2 lakhs to INR 5 Lakhs 100 Points/Lakh
Greater than INR 5 Lakhs to INR 10 Lakhs 120 Points/Lakh
Greater than INR 10 Lakhs 1000 Points/Transaction