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Indian Financial System Code(IFS Code)

About this Service

The world of banking has changed drastically over the last few years. The Indian Financial System Code is critical for NEFT and RTGS transactions. The Indian Financial System Code is an alphanumeric code that uniquely identifies a bank-branch. This is an 11-character code with the first four alphabetic characters representing the bank name, and the last six characters (usually numeric, but can be alphabetic) representing the branch. The fifth character is 0 (zero) and reserved for future use. Bank IFS Code is used to route the messages to the destination banks/branches.

With this unique number you can be rest assured that the transaction taking place is safe. It is used to be sure that the account the person is remitting to is credible and the bank falls under the list of banks that offer the service. IFSC can be seen as a safety net for all banking related transactions. Bank-wise lists of IFS Codes are available with all the bank-branches participating in inter bank electronic funds transfer. A list of bank-branches participating in NEFT/RTGS and their IFS Code is available on the website of Reserve Bank of India Banks also print the IFS code of the branch on cheques issued by branches to their customers.

The IFS Code is a critical number for all major transactions.

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