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Credit Card Bill Payment

Credit Card bill payment is one of the key aspects to keep in mind when using a Credit Card. Since Credit Cards help you make purchases now and settle the payment at a later date, you are essentially borrowing money from the bank. You are required to repay this amount by the end of the billing cycle. The bank offers an interest-free grace period of up to 30-50 days from the date of the transaction.

Axis Bank recommends cardholders to pay their credit card dues via above specified methods. Any credit card payment made via other channels, including any 3rd party apps non-affiliated with Axis Bank, may have a higher TAT for clearance. Penal charges, as applicable on the card variant, will be applicable if funds are not received by Axis Bank by due date. For any queries arising from delayed/non-reflection of payment on card made via non-affiliated channels, customer may reach out to the respective channels directly.

Frequently Asked Questions

Yes, you can. Credit Card bills usually have a minimum amount due that you must pay by a specified due date to avoid late payment fees and penalties.

It is a small percentage of the total outstanding balance (usually 5% to 10%) and includes interest and fees. Paying only the minimum due will prevent late fees, but result in the remaining balance being carried forward to the next billing cycle with interest charges.

You should pay your Credit Card bill by the due date mentioned on the bill. Paying on or before the due date will help you avoid late payment fees and negative impacts on your credit score. It's advisable to pay your bill in full to avoid interest charges.

Yes, you can. Please note that Credit Card transactions may take a day or two to reflect in your account, so ensure you are paying for the correct transactions.

If you overpay your Credit Card balance, the excess amount will be credited to your account. You can use this excess amount to offset future purchases or request a refund from the Credit Card issuer.

Various accounts that ensure ease of operation for you

Various accounts that ensure
ease of operation for you

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