Bipin Saraf

Group Executive & Head Bharat Banking - Axis Bank

Bipin Saraf brings nearly 30 years of rich and diverse experience in the banking and financial services sector. He currently leads Bharat Banking at Axis Bank, where he is spearheading the vision to build a strong and distinctive presence for Axis in the Bharat markets.

Prior to this role, Bipin served as the Managing Director & CEO of Axis Finance, the NBFC arm of the Axis Group. Under his leadership spanning over 11 years, Axis Finance witnessed significant growth, emerging as one of the rapidly expanding NBFCs with a balance sheet exceeding Rs 35,000 crore. The business maintained a sharp focus on Corporate, MSME, and Retail lending, with a consistent track record of profitability and prudent risk management.

Earlier within Axis Bank, Bipin held multiple leadership roles, including overseeing the Corporate and Financial Advisory portfolio. He was also instrumental in shaping the Structured Products business within the Capital Markets division, contributing meaningfully to the bank’s growth in investment banking and treasury-linked services

Before joining Axis Bank, Bipin Saraf was with IFCI Ltd. from 1995 to 2003, where he managed a diversified portfolio of large and medium corporates across critical sectors such as steel, power, textiles, and petrochemicals.

Bipin is a member of the Management Committee (ManCom) at Axis Bank and serves as an Additional Director on the Board of Axis Trustee. He also serves as a member on the board of Common Service Centers (CSC)

Bipin is a rank-holding Chartered Accountant and a Cost Accountant and holds a bachelor’s degree in commerce. His strong academic foundation has consistently underpinned his strategic and financial acumen across leadership roles.