Senior Management

Sumit Bali

Munish Sharda
Group Executive – Retail Assets & Bharat Banking
- Axis Bank

Munish Sharda is the Group Executive – Retail Assets & Bharat Banking, Axis Bank since September 2021. He has worked for over 25 years in banking and financial services sector across product categories in all the major markets of the country. He brings in rich leadership experience in scaling businesses, leveraging digital & technology to drive business outcomes, building people capabilities, and enhancing customer experience.

In his role as GE – Bharat Banking, he is responsible for driving business growth in Rural & Semi urban markets across all product offerings of the Bank, including MFI, Retail, MSME, Wholesale and Financial Inclusion.

Munish is the member of A.TReDS Limited (Axis Bank’s Subsidiary), and a Trustee at Axis Bank Foundation.

Munish started his financial services career with Citibank India, where he worked across geographies and businesses. He has also worked in the consumer goods industry and was part of the team at L&T which set up their agricultural tractor manufacturing business.

Prior to joining Axis Bank, Munish was the Managing Director & CEO of Future Generali India Life Insurance Company Limited for over seven years where he led transformation, growth and scaled up the business with improved profitability. He has also worked in the consumer goods industry with Blow Plast Limited and with engineering major Larsen & Toubro Limited.

Munish holds a bachelor’s degree in mechanical engineering from Punjab Engineering College and has completed his post graduate diploma in Management from IIM Lucknow. He also holds a Certification in ESG Investing by CFA Institute, USA.