Senior Management

Prashant Joshi

Prashant Joshi
Group Executive & Chief Credit Officer
- Axis Bank

Prashant Joshi is the Group Executive & Chief Credit Officer of the Bank since May 1, 2022. As the Chief Credit Officer, he is responsible for all underwriting functions across the Retail and Corporate segments. Prashant has nearly three decades of experience in financial services, primarily in project finance appraisals and credit functions. He has been with Axis Bank since September 2006 in roles related to Credit / Underwriting and Risk across various segments.

Before joining his current role, he spent nearly 13 years at the Industrial Development Bank of India working in project finance. During this time, he gained extensive experience evaluating proposals from a wide range of industries. He started his career in a private firm as a Project Engineer.

Prashant is presently a member on the board of Asset Care & Reconstruction Enterprise Ltd (since December 2019) and on the Board of Axis Trustee Services Ltd (since January 2024).

Prashant is a Civil Engineer from Sardar Patel College of Engineering, Mumbai University.