Planning for overseas education can be both an exciting and a daunting task. The prospect of studying abroad opens doors to many new opportunities. However, it also requires meticulous planning and preparation to ensure a smooth transition and a successful career.
Tips to plan for international education programmes
1. Research before you choose a course
Conduct a thorough research on potential countries, universities and programmes. Consider factors such as the quality of education, available courses, placement opportunities, language of instruction, cultural environment, cost of living and safety. Look for programmes that align with your academic and career goals, and read reviews or testimonials from alumni to know what to expect.
2. Understand the application process
Each country and institution may have its own application process and requirements. Make sure you read them properly to avoid any last-minute blocks. This includes deadlines, required documents, entrance exams and language proficiency tests like TOEFL or IELTS. Start your application process early to ensure enough time to meet all criteria.
3. Get your passport and visa ready
Your passport must be valid for the duration of your stay. Each country has specific visa and immigration requirements for international students. Research these requirements early and start the application process when you receive your acceptance letter.
4. Plan your finances
Studying abroad can be expensive, so plan your finances well in advance. Verify whether the university you have selected offers scholarships or grants. You can apply for a Student Loan to cover all your education-related expenses, including tuition fees, accommodation, travel expenses, insurance and daily living costs.
Top-tier banks provide exclusive loan packages for international courses. For instance, Axis Bank's Prime Abroad offers unsecured Education Loans up to ₹1 crore for premier courses abroad. It includes a multi-country Forex Card and offers loan tenures up to 15 years.
5. Buy Health Insurance
A major tip for international education programmes is to get comprehensive Health Insurance. It should cover your medical expenses, emergency services and repatriation. Check if your host country requires specific types of insurance or offers student health plans.
6. Arrange accommodation
Finding suitable accommodation is a critical part of your planning. Many universities offer on-campus housing for international students, which can be a convenient option. Alternatively, you can explore off-campus rental opportunities, or if you are travelling with other students, coordinate with them to secure shared accommodations. Consider factors like proximity to campus, cost, safety and amenities when deciding where to live.
7. Prepare yourself mentally
Most importantly, you need to prepare yourself for cultural differences and potential challenges. Learn about the local customs, traditions and social norms. Consider taking language classes if you're moving to a non-English-speaking country. Connect with other international and local students through online forums, social media groups and university networks. All of this can make your transition smoother.
Also Read: Securing Education Loan with a low CIBIL score
Conclusion
If you are considering studying abroad, the aforementioned guide to international education programmes offers all the essential information you need to get started. Once you have completed your research on the course and application process, the next major step is to arrange for funds. Education Loans can be instrumental in this regard. Make sure you meet the Student Loan eligibility criteria and investigate various Student Loan interest rates to find the best deal available. You could consider Axis Bank Education Loans which offer competitive rates and flexible repayment terms.
Disclaimer: This article is for information purpose only. The views expressed in this article are personal and do not necessarily constitute the views of Axis Bank Ltd. and its employees. Axis Bank Ltd. and/or the author shall not be responsible for any direct / indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information. Please consult your financial advisor before making any financial decision.
