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Sukanya Samriddhi Yojana

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Minimum initial deposit

You need a minimum deposit of Rs. 1,000

Mode of Deposit

You can use Cash, Cheque, Demand Draft, Transfer

Maximum Deposits

Amount can be deposits in Multiple of Rs. 100 subject to Maximum Limit of Rs. 1.50 Lakh per year

Flexible Deposit

Any number of time amount can be deposited

Download Forms


  • How do I apply for Sukanya Samriddhi Yojana (SSY) account through Axis Bank?
    Ans : To apply for Sukanya Samriddhi Yojana scheme, the guardian is required to fill the Account Opening Form on behalf of the minor girl child and submit it at any Axis Bank branch with the KYC documents.
  • What is the eligibility for investing under SSY scheme?
    Ans : The account can be opened by the natural or legal guardian in the name of a girl child from the birth of the girl child till she attains the age of 10 years A depositor can open and operate only one account in the name of a girl child Natural or legal guardian of a girl child can be allowed to open the account for two girl children only. The third account in the name of the girl child can be opened in the event of birth of twin girls as second birth or if the first birth itself results into three girl children
  • What are the documents required for opening SSY account with Axis Bank?
    Ans : For customers having relationship with Axis Bank which is greater than 2 years, the following documents are required:
    • Sukanya Samriddhi Yojana Scheme Account Opening Form
    • Passport size photograph
    • Birth Certificate of girl child
    • Identity proof - as per RBI KYC policy
    • Residence proof – as per RBI KYC policy
  • Can SSY account be transferred to Axis Bank? What is the process for transferring SSY account?
    Ans : Customers can transfer their existing SSY account held with other bank/ Post Office to Axis Bank
    SSY transfer process - Customer needs to submit SSY Transfer Request at existing bank/ Post Office mentioning the address of Axis Bank branch The existing bank/Post Office shall arrange to send the original documents such as a certified copy of the account statement, the Account Opening Application, specimen signature, etc. to the Axis Bank branch address, along with a cheque/ DD for the outstanding balance in the SSY account. Once the transfer documents are received at Axis Bank branch, the customer is required to submit new SSY Account Opening Form along with fresh set of KYC documents.
  • What is the minimum and maximum amount that can be invested in SSY account?
    Ans : The minimum deposit amount is Rs. 1,000 per annum and the maximum amount is Rs. 1,50,000 per annum.
  • What happens if the account holder fails to deposit any amount in one or more Financial Years?
    Ans : Penalty of Rs. 50 will be levied per year of default, if the customer does not deposit the minimum deposit amount of Rs. 1,000 in a financial year.
  • What is the Interest earned in SSY account?
    Ans : As notified by Ministry of Finance, the rate of interest for FY 2016-2017 in SSY account is 8.6%, which is compounded annually. The interest rate is as governed by Ministry of Finance from time to time.
  • Can Loan facility be availed in SSY account?
    Ans : No, loan facility cannot be availed.
  • Can partial withdrawal be availed in SSY account?
    Ans : Yes, partial withdrawal facility can be availed only when the account holder (i.e the girl child) attains the age of 18 years.
  • Can SSY account be closed before maturity?
    Ans : No, premature closure is not allowed in SSY account
  • When does a SSY account mature?
    Ans : The SSY account matures after completion of 21 years from the date of account opening


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