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Sukanya Samriddhi Yojana

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Minimum initial deposit

You need a minimum deposit of Rs. 1,000

Mode of Deposit

You can use Cash, Cheque, Demand Draft, Transfer

Maximum Deposits

Amount can be deposits in Multiple of Rs. 100 subject to Maximum Limit of Rs. 1.50 Lakh per year

Flexible Deposit

Any number of time amount can be deposited

Features and Benefits

Features and benefits:

Axis Bank is authorized by Ministry of Finance for offering Sukanya Samriddhi Yojana (SSY) Accounts. Customers can open the account by submitting account opening documents at any Axis Bank branch. This small saving scheme was launched by the Prime Minister. This scheme is designed to encourage saving to meet the financial needs like education and marriage of girl child.

  • One account allowed per girl child & maximum two accounts allowed in a family* *(Natural or legal guardian of a girl child shall be allowed to open the account for two girl children only. Provided that the natural or legal guardian of the girl child shall be allowed to open 3rd account in the event of birth of twin girls as second birth or if the first birth itself results into three girl children, on production of a certificate to this effect from competent medical authorities where the birth of such twin or triple girl children takes place.)
  • The account to be opened with a minimum initial deposit of Rs. 1,000/- and thereafter any amount in multiples of Rs. 100/- can be deposited in an account subject to the condition that a minimum of Rs. 1,000/- shall be deposited in a financial year in the account.
  • Amount can be deposits in multiple of Rs. 100/- subject to Maximum Limit of Rs.1.50 lakhs per FY.
  • Deposits in an account can be made till completion of 15 years, from the date of opening of account.
  • Mode of Deposit: You can use Cash, Cheque, Demand Draft, Fund Transfer.
  • Interest rate for this account is 8.6% per annum for fy 2016-17, calculated on yearly basis, yearly compounded. (Subject to change as per notification issued by Central Government).
  • Passbook/ Statement facility available.
  • Interest earned on account will be tax exempted as per Finance Bill 2015-16.
  • Partial withdrawal up to 50% of the account balance is allowed to meet education/marriage expenses of the girl child after she attains 18 years of age. The account will remain operative for 21 years from the date of opening of the account or till marriage of the girl child.
  • Higher Interest Rate.
  • Tax Benefit Under Section 80C
  • Payment on Maturity to Girl Child.
  • Flexibility in Deposits- Any Number of time amount can be deposits in Multiple of Rs. 100 subject to Maximum Limit of Rs. 1.50 Lakh per year.
  • Transferable Anywhere in India.
  • Even Girl Child can operate after she attains the age of 18 years.


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