Rewards Program

  • 50,000 Reward points on card activation and renewal*
  • 15 edge reward points for every Rs.200 spent
  • 2X rewards on international spends

Financial benefits

  • Annual fee of Rs.50,000 + taxes waived off on spending Rs.35 lakhs in the preceding year*
  • Reduced markup of 1.5% on international transactions
  • No cash withdrawal charges
  • Fuel surcharge waiver of 1% for transactions between Rs.400 to Rs.4000 (Capped at Rs.400 per month)
  • Reduced APR of 3% on extended credit
  • Rent payment fee of 1% (max Rs.1,500 per transaction)
  • DCC Markup fee of 1%

Insurance benefits


  • Counterfeit/lost card liability upto credit limit
  • Purchase protection: Rs.2 Lakhs
  • Loss/Delay in baggage & Personal Documents: 500 USD
  • Credit shield: Rs.5 Lakhs

How to redeem points:

  1. Use your points to redeem travel vouchers, electronic items, and more from our eDGE Rewards catalogue
  2. Pay with points across partner stores

How to redeem points:

  1. Inform the Bank about the required cover and submit the documents to avail the insurance.
  • *Customer must do first transaction within 30 days of card creation to be eligible for 50,000 Edge Reward Points in first year
  • Activation benefit is not appliable for customers who have first year free and life-time free credit card
  • Renewal benefit is not applicable for customers who have life-time free credit card
  • Transaction identified through MCC 7832 (Motion Picture Theaters), Utilities (MCC - 4814, 4816, 4899, 4900), Government Institutions (MCC - 9222, 9311, 9399, 9402), MCC 6051 and 6012 are not considered for edge reward points
  • Rental transactions (MCC 6513) are capped at Rs.1,00,000 per month (7,500 edge points per month)
  • For Fuel transactions (MCC 5541, 5542, 5983) below Rs.400 and above Rs.4000, cardmembers will get 15 edge reward points for every Rs.200 spent.
  • *Effective Sep 1,2023 spends threshold for Annual Fee reversal will exclude rent transactions (MCC 6513), wallet load transactions (MCC 6540), Utilities (MCC - 4814, 4816, 4899, 4900), and Government Institutions (MCC - 9222, 9311, 9399, 9402)
  • EMI transactions are not considered in the spends threshold calculation
  • *Customers on-boarded from 1st September 2023, will receive fee waiver of INR 50,000 on spends of INR 35,00,000 in the preceding card anniversary year
  • For customers onboarded before 1st September 2023, annual fee waiver will be applicable on cumulative spends of 25,00,000 in preceding card anniversary year. However, for such customers, on card anniversary dates after 1st September 2024, fee waiver will be applicable on cumulative spends of 35,00,000 in preceding card anniversary year.

Other Experiences

Reach out to our concierge desk at 1800 103 4962

For any card related queries, complaints and feedback, call us on 1800 419 0065 or write to us at:

For most important terms and conditions, click here

For Card Member Agreement, click here

Important: Activate your new Credit Card within first 30 days. Failure to do so will result in card closure as per RBI guidelines

The above mentioned benefits will also be applicable to cards issued before 10th July 2020. These will be extended at no additional cost, and at annual fees agreed with the cardholder at the time of card issuance.

  • The following benefits will be discontinued w.e.f. 31st Aug 2020: 
    • Luxury dining experience upon card issuance
    • Annual benefit of Tata CliQ voucher worth Rs.10,000
    • Annual benefit of Club Vistara Gold membership
    • 50% cashback on movies 
    • Golf benefits will be revised down to 50 rounds in a year
  • To get your metal card, Eazydiner membership and a new Priority card with 5 year validity, please place a card replacement request through our customer service @ 1800 419 0065 or via the Axis Bank Mobile App. The new kit will be delivered with all the mentioned benefits.

The Terms and Conditions of Axis Bank Reserve Credit Card will be updated w.e.f 1st September’23. Please click here to know more.

Give a missed call on 18004194470
or Click Here