Rewards Program
- 15,000 Reward Points on Card activation*
- 15 edge reward points for every Rs.200 spent
- 2X rewards on international spends
Financial benefits
- Annual fee of Rs.50,000 + taxes waived off on spending Rs.35 lakhs in the preceding year*
- Reduced markup of 1.5% on international transactions
- No cash withdrawal charges
- Fuel surchage waiver of 1% for transaction between Rs. 400 to Rs. 4000 (Capped at Rs. 400 per month)
- Reduced APR of 3% on extended credit
- Rent payment fee of 1% (max Rs.1,500 per transaction)
- DCC Markup fee of 1%
Insurance benefits
Inclusions:
- Purchase protection of Rs. 2 Lakhs
- Loss/Delay in baggage & Personal Documents: USD 500
- Credit shield: Rs. 5 Lakhs
How to redeem points:
- Use your points to redeem travel vouchers, electronic items, and more from our eDGE Rewards catalogue https://edgerewards.axisbank.co.in/
- Pay with points across partner stores
How to redeem points:
- Inform the Bank about the required cover and submit the documents to avail the insurance.
- *Customer must do first transaction within 30 days of card creation to be eligible for 15,000 Edge Reward points in the first year
- Activation benefit is not appliable for customers who have first year free and life-time free credit card
- W.e.f 20th April 2024, Renewal benefit will be discontinued.
- Transactions identified through Motion Picture Theaters (MCC-7832), Utilities(MCC-4814,4816,4899,4900), Government Institutions (MCC-9222, 9311,9399, 9402), Insurance(MCC-6300, 6381,5960, 6051, 6012), Wallet (MCC-6540), Gold(MCC-5094,
5944), Fuel(MCC-5541, 5542, 5983) & Cash Withdrawal (MCC- 6010,6011) are not considered for earning edge reward points.
- Rental transactions (MCC 6513) are capped at Rs.1,00,000 per month (7,500 edge points per month)
- All existing Miles transfer partners will be divided in two Groups (Group A & Group B). For redemption, you will be able to transfer:
a. Maximum of 1 lakh EDGE REWARD Points cumulatively to Group A partners
b. Maximum of 4 lakh EDGE REWARD Points cumulatively to Group B partners.
For more details on Miles Transfer Program, click here
- Effective 1 Sep 2023, Spends Threshold for Annual Fee reversal will exclude transactions identified through Rent (MCC-6513), Wallet (MCC- 6540), Utilities(MCC-4814,4816,4899,4900), Government Institutions (MCC-9222, 9311,9399,
9402), Cash withdrawals (MCC- 6010,6011), reversals and fee and charges. Additionally, effective 20th Apr 2024, Spends Threshold for Annual Fee reversal will also exclude transactions identified through Insurance (MCC-6300,
6381, 5960, 6051, 6012), Gold (MCC-5094, 5944) and Fuel (MCC-5541, 5542, 5983).
- EMI transactions are not considered in the spends threshold calculation
- *Customers on-boarded from 1st September 2023, will receive fee waiver of INR 50,000 on spends of INR 35,00,000 in the preceding card anniversary year
- For customers onboarded before 1st September 2023, annual fee waiver will be applicable on cumulative spends of 25,00,000 in preceding card anniversary year. However, for such customers, on card anniversary dates after 1st September
2024, fee waiver will be applicable on cumulative spends of 35,00,000 in preceding card anniversary year.
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