AXIS BANK SUPERMONEY RuPay Credit Card

AXIS BANK SUPERMONEY RuPay Credit Card will open a world where it rains cashback on UPI transactions.

3% Cashback on UPI transactions done via SuperMoney App

1% Cashback on all other eligible spends

1% Fuel surcharge waiver

No joining/annual fee

Features and Benefits

Cashback structure

Spends on	Cashback*
Transactions done using AXIS BANK SUPERMONEY RuPay Credit Card via the SuperMoney App	3%
All other eligible spends**	1%

*Cashback capped at ₹500 per statement cycle

**No cashback on transaction done on restricted Merchant Categories as defined in the Terms & Conditions.

Fuel surcharge waiver

Enjoy a 1% fuel surcharge waiver on transactions at fuel stations across India.
Applicable only on transactions between ₹400 and ₹4,000, with a maximum benefit of ₹400 per statement cycle.
GST charged on fuel surcharge is non-refundable.

Lifetime Free Credit Card

Get your AXIS BANK SUPERMONEY RuPay Credit Card with zero joining and annual fees.

For detailed terms and conditions please click here

Check your eligibility for AXIS BANK SUPERMONEY RuPay Credit Card

This co-branded credit card is being issued by Axis Bank in Partnership with Scapic Innovations Private Limited (operating under the brand name super.money). The bank reserves the right to approve or decline credit card applications.

To apply now, click here

CREDIT CARD ON UPI

Now enjoy Credit Card on UPI feature on your New AXIS BANK SUPERMONEY RuPay credit card

Please visit the following link -> Please visit Credit Card on UPI - Axis Bank for detailed FAQs and processes for the Credit Card on UPI feature that covers the following;

Link your AXIS BANK SUPERMONEY RuPay credit card to UPI Application

Download any UPI app (e.g., super.money, PayTm, PhonePe etc.)

Verify your mobile number on the application and complete registration

Click on “Link RuPay Credit Card”, post successful registration

Select credit card issuer bank

Select your AXIS BANK SUPERMONEY RuPay credit card to be linked

Proceed to generate UPI PIN

Transact seamlessly with Scan & Pay Feature

Scan merchant QR code or enter Merchant ID

Enter amount or pay auto fetched amount

Select AXIS BANK SUPERMONEY RuPay credit card

Enter UPI PIN & confirm

Payment confirmation status will be displayed on screen

Credit Card bill payment

Open any UPI app, Click on “Pay to UPI ID” option and enter UPI ID

Name of the cardholder will be displayed for confirmation

Enter the payment amount and the

Manage your card on Axis Bank Mobile App

Go to credit card section and click on AXIS BANK SUPERMONEY RuPay credit card

Enter activation code available in physical welcome letter

You will be routed to Card controls settings page where you can change your card control settings

Click here, for detailed FAQs for Credit Card on UPI

Fees & charges

Charges	AXIS BANK SUPERMONEY Credit Card
Joining/annual Fee	Nil
Cash advance fee	2.5% of the amount withdrawn or Min. Rs.500
Late payment charges	Nil if total payment Due is upto Rs. 500 Late Payment Fee* Rs. 500 if total payment due is between Rs. 501 - Rs. 5000 Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000 Rs 1200 if the payment is greater than Rs 10,000 LPF is charged on Outstanding balance (Total amount due - Payments) NOTE - An additional INR 100 charge will be levied if the 'Minimum Amount Due (MAD)' is not paid for two consecutive cycles and will apply until the MAD is cleared.
Over limit charge	0
Returned Payment Charge (Cheque / ECS / ACH / SI bounce charge)	2% of the payment amount, with a minimum fee of INR 500 and no maximum cap on the fee.
Railway ticket booking surcharge	As prescribed by IRCTC / Indian Railways
Statement Request (beyond 3 months)	NIL
Reissue of lost, stolen or damaged card	NIL
Foreign currency transaction markup fee	3.50% of the transaction value on International Non DCC Transactions
DCC Surcharge	1.5% Surcharge on DCC Transactions
Cash deposit at Axis branches	INR 175 per deposit
Finance Charges - Interest	3.75% p.m.
Rent Surcharge	Rent transactions will incur a 1% transaction fee (uncapped)

For Most Important Terms & Conditions, click here

For detailed Terms & Conditions, click here