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MediPrime

Get a health insurance policy without any sublimits on any disease

For claims call on 1800-425-4033

No Medical Tests

No medical tests on enrolment, for applicants upto 50 years of age and/or for sum assured upto Rs. 5 lakhs

No Sub Limits

No sub-limits on inpatient and domiciliary treatment, day care procedures and organ donor expenses

Tax Savings

Save upto Rs.30,000 under section 80D

Cashless Hospitalisation

Avail cashless hospitalisation at 3000+ hospitals

Features and Benefits

  • No medicals on enrolment – Upto 50 years and/or for sum assured upto Rs 5 lakhs
  • Comprehensive hospitalisation coverage without any sub-limits
    • On inpatient treatment expenses
    • On day care procedures expenses
    • On domiciliary treatment
    • On organ donor expenses
  • Tax savings U/S 80D – Upto Rs 30,000*
  • No co-pay is applicable
  • Cashless hospitalisation at 3000+ hospitals
    • Click here to view the list of network hospitals
  • No loading on renewal premium in case of a claim
Sum Insured per Policy per Policy Year (Rs. in Lakh) 2.00, 3.00, 4.00 5.00, 7.50, 10.00
1 a) In-patient Treatment Covered Covered
1 b) Pre-hospitalization Covered Covered
1 c) Post-hospitalization Covered Covered
1 d) Day Care Procedures Covered Covered
1 e) Domiciliary Treatment Covered Covered
1 f) Organ Donor Expenses Covered Covered
1 g) Emergency Ambulance Upto Rs. 2,500 per hospitalisation Upto Rs. 2,500 per hospitalisation
1 h) Dental Treatment (In case of Accident) Inpatient Dental treatment – Upto Inpatient Sum Insured. Inpatient Dental treatment – Upto Inpatient Sum Insured.
Outpatient Dental treatment – Upto Rs 5,000. Outpatient Dental treatment – Upto Rs 7,500.
1 i) Ayush Benefit Inpatient Ayurveda, Unani, Sidha or Homeopathy treatment maximum upto Rs 20,000 Inpatient Ayurveda, Unani, Sidha or Homeopathy treatment maximum upto Rs 25,000
1 j) Daily Cash for Accompanying an Insured Child Rs 300 per day, maximum upto Rs 9,000 Rs 500 per day, maximum upto Rs 15,000
1k) Vaccination (In case of post-bite treatment) Inpatient treatment – Upto In-patient Treatment Sum Insured. Inpatient treatment – Upto In-patient Treatment Sum Insured.
Outpatient Vaccination - Upto Rs 5,000 Outpatient Vaccination - Upto Rs 5,000
2) Health Check-up 1% of the Sum Insured per Policy subject to a maximum of Rs. 5,000 per Insured Person only once at the end of a block of every continuous four claim free years during which You have been insured with Us. Our maximum liability will be subject to 1% of the Sum Insured for this Policy Year or the subsequent Policy Years (whichever is lower). 1% of the Sum Insured per Policy subject to a maximum of Rs. 5,000 per Insured Person only once at the end of a block of every continuous four claim free years during which You have been insured with Us. Our maximum liability will be subject to 1% of the Sum Insured for this Policy Year or the subsequent Policy Years (whichever is lower).
  • Room and ICU charges
  • Day Care Procedures - Medical expenses for 140 different Day Care Procedures which do not require 24 hours hospitalisation due to technological advancement
  • Domiciliary Treatment - Medical expenses incurred by an insured person for availing medical treatment at his home, which would otherwise have required hospitalisation
  • Organ Donor - In-patient medical expenses incurred on the insured (i.e. recipient) and the organ donor for harvesting (i.e. surgery and storage of organ) for organ transplantation

If one purchases a health insurance policy for self /spouse/children, he/she can claim a tax deduction of upto Rs. 25,000. When one purchases a health insurance policy for parents (a senior citizen), he/she is eligible for an additional tax deduction benefit upto Rs. 30,000. These benefits are covered under section 80D of Income Tax Act 1961. Tax benefits are subject to changes in tax laws.

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