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Wellsurance Family

Pay attention to each family member and stay secure against unexpected medical emergencies

For claims call on 1800-103-5252


renewable for life upon payment of premium.

Children's Education Benefit

In case of Accidental death/Permanent total disability of the principal Insured

Coverage Continuity

Coverage continues for remaining covered critical illnesses even after claiming benefit for diagnosed critical illness

Cashless Claims

Avail cashless claim settlement across a 3000+ network of hospitals in India

Features and Benefits

  • Pays daily benefit for each hospital day admitted for regular or ICU hospitalisation
  • Critical Illnesses: Fixed benefit payable on diagnosis of any of the 11 covered critical illnesses and coverage continues for remaining covered critical illnesses even after claiming benefit for diagnosed critical illness
  • Children´s Education benefit in case of Accidental death/Permanent total disability of the principal Insured
  • Cashless claim settlement across a 3000+ network of hospitals in India
  • Get Double Claim Benefit; claim with us even if you have filed a claim under any other health insurance policy and benefit is payable irrespective of actual expenses
  • Avail of unique wellness benefits
  • Renewable for life
  • 15 days Free Look period for the new business
  • 30 days Grace Period for renewals
  • Sum Insured Enhancement – Sum Insured can be enhanced only at the time of renewal and the quantum of increase shall be as per underwriting guidelines of the company
  • Changes will be notified to the policyholders 3 months in advance in case of revision /modification in approved product
  • Likelihood of withdrawal of the product will be notified to the policy holders 3 months prior to the expiry of the policy and option would be given to migrate to similar Health Insurance policy
  • Migration option for dependents at their exit age
Sum Insured(In Rupees)
Sr No Benefits Classic Supreme Elite
1 Diagnosed critical Illness (waiting period 90 days, survival period 30 days)
i> Cancer 200000 300000 400000
ii> First Heart Attack 200000 300000 400000
iii> Stroke 200000 300000 400000
iv> Kidney Failure 200000 300000 400000
v> Coma 200000 300000 400000
vi> Coronary Artery Bypass Grafting (CABG) 200000 300000 400000
vii> Major Organ Transplant 200000 300000 400000
viii> Total Blindness 200000 300000 400000
ix> Paralysis 200000 300000 400000
x> Multiple Sclerosis 200000 300000 400000
xi> Major Burns 200000 300000 400000
2 Hospital cash - upto 90 days (Per Day) deductible - 1 day 2000 3000 4000
3 Ambulance Charges while admitting and while discharging from the Hospital 2000 2000 2000
4 ICU Benefit - Max 15 days per policy year (Per Day) deductible - 1 day 3000 4500 6000
5 Convalescence Benefit( payable after continuous Hospitalization for 5 days) 1500 2500 4000
6 Education Benefit 50000 100000 200000


  • 90 days for all sickness hospitalisation. For critical illness benefit, waiting period of 90 days & survival period of 30
  • No waiting period for Accident related hospitalisation..
  • For critical illness benefit,waiting period of 90 days & survival period of 30
  • Critical Illness benefit available for self and spouse only.
  • Coverage for children under hospitalisation will be 50% of Sum Insured limits mentioned in the table.
  • Critical Illness: The benefit for each critical illness will be paid once during the entire life time of the policyholder. On Renewal this benefit will be available for all Illnesses except for the one paid in the previous term(s).
  • If an insured suffers a Critical Illness/Sickness/Disease or has to undergo a surgery for which benefits are payable under more than one such similar policy issued by us, the maximum amount payable under all policies combined will not exceed the amount payable under the policy which pays the largest benefit
  • This policy covers hospitalisation in India only.
  • Ambulance benefit is a lump sum amount paid on usage of ambulance during the incidence of hospitalisation..

To avail help on health and wellness related information with instant phone access:
Call our Toll Free number - 1800 103 5252
Timings: 9:00 a.m. to 7:00 p.m., from Monday to Saturday

Get discounts at select gyms, spas, skin-care and weight management centers

As our privileged customer, get discounts on selected health check up packages at our wide range of network hospitals

Get tax benefits for premium paid on policies as per section 80D of the Income Tax Act Tax benefits are subject to income tax laws


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