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Rural Banking

KISAN MITRA

 

Features and Benefits

  • Valid license/registration for the activity
  • 3 years of operation and 2 years of profitability

Security:

  • Primary: a) Overdraft: Nil b) Cash Credit: Hypothecation (First charge) over the entire current assets, existing & future c) Term Loan: Exclusive Hypothecation / Mortgage charge over the assets purchased/created out of our loan
  • Collateral: Registered (OR) Equitable Mortgage of NA Residential, Commercial, Industrial Properties; Liquid Security (Fixed Deposits & LIC Policy surrender value).
  • Guarantee: Personal Guarantee of all the promoter directors / partners mandatory. In case the property is registered in the name of a third party(s), then the personal/corporate guarantee of the third party(s) is also mandatory.
  • PDCs: As per prevailing guidelines

WHAT'S NEW ?

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Starting from Rs. 50 thousand to Rs. 15 Lakhs


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