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Get inter-bank, account to account funds transfer, 24x7, all days of the year, for all account holders

How Its Works

To transfer funds using Mobile Number and MMID, you will require:

  • Beneficiary's mobile number. The beneficiary's mobile number should be registered with his bank.
  • MMID of the Beneficiary. Mobile Money Identifier (MMID) is a seven digit random number issued by the bank upon registration. Remitter (customer who wants to send money) and Beneficiary (customer who wants to receive the money) should have this MMID for doing an interbank funds transfer.

Axis Bank customer can initiate IMPS transfer using Mobile Number and MMID from Axis Mobile. Axis Mobile is the mobile banking solution provided by the bank for its customers to enjoy complete suite of transactional banking using his/her mobile phone. To know more about Axis Mobile click here to know more about Axis Mobile

How to Send Money

  • Login to Axis Mobile by entering your MPIN
  • Register the beneficiary
    • Transfer -> Mobile Beneficiary (P2P)-> Add
    • Enter the mobile number and MMID of the receiver
  • Transfer funds
    • Transfer -> Mobile Beneficiary (P2P) -> Select Beneficiary Name -> Enter the amount

How to Receive Money

  • Register for SMS Banking with Axis Bank ( To know more about SMS Banking Click hereto know more about SMS Banking)
  • Inform the sender his/her registered mobile number and MMID
  • To know MMID
    • SMS MMID to 5676782 to receive your MMID
    • MMID is unique to each bank account

Now you can pay your Axis Credit Card bills using the convenience of IMPS from any other bank account, thanks to the new feature from Axis Bank. With this, you would not require your full 16 digits’ card number.

To pay your Axis Credit Card bills via IMPS you can now additionally use the below details:

Beneficiary Account Number – 91 <10-digit mobile number>

IFSC – UTIB0000400

Use any channel to initiate IMPS payment where you need to provide the above beneficiary details

E.g. If your mobile number is 8888888888 and your credit card ends with 1234, then the beneficiary account number will be 9188888888881234 and the IFSC would be UTIB0000400

Smart banking tools so 
you can save time.

Smart banking tools so
you can save time.

Progress with us Blog

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