How Its Works

To transfer funds using account number and IFSC you will require:

• Beneficiary's account number
• IFSC Code of the bank. The beneficiary bank should be enabled to accept payments through IMPS. Banks live on IMPS funds transfer using account number and IFSC are updated on https://www.npci.org.in/links-imps-members

Axis Bank customer can use IMPS to remit funds using Axis Mobile, Internet Banking and SMS channel.

How to Send Money using Axis Mobile

• Login to Axis Mobile using MPIN
• Register the beneficiary
  • Access Fund Transfer -> Add Payee -> Other Bank Payee
  • Enter the account number and IFSC Code of the receiver's account number and click on Add
  • Verify the details and click on’Confirm’
  • Enter mPIN to authenticate
  • Enter 8 digit activation code received as SMS on your mobile and
• Transfer funds
  • Select Fund Transfer -> All Payees -> Select Other Bank Payee -> Beneficiary Name -> Enter the amount
  • Select the option ‘Instant IMPS’
  • Verify transaction details and click on ’Confirm’
  • Enter mPIN to authenticate the transaction

How to Send Money through branches

• Request branch staff for "Application for NEFT/RTGS/IMPS"
• Fill remitter, beneficiary and fund transfer details alongwith signature and cheque (if fund transfer is against cheque)
• Submit the form and cheque (if applicable) to branch staff
• Branch staff will execute the transaction and provide acknowledgement to you

How to Send Money using Axis Internet Banking

• Login to Axis Bank Internet Banking using User ID and password
• Register the beneficiary
  • Click on ‘Payments’ -> ‘Transfer Funds’ option
  • Select the ‘Add New Payee’ option available under Transfer Funds -> Other Bank Accounts
  • Enter the Beneficiary Name, Beneficiary Account Number and IFSC Code
  • Agree to terms and conditions and click on “Submit”.
  • Verify the beneficiary details and activate the beneficiary by entering the ‘NETSECURE Code’ received as an SMS on your mobile number
• Transfer Funds
  • Click on ‘Transfer Funds’ option
  • Click on ‘Other Bank Accounts’
  • Select beneficiary name from the list of payees available and click on ‘Begin Payment’
  • Select the account to be debited, enter the amount and remarks
  • To transfer funds using IMPS, select ‘IMPS’ and click on ‘Proceed’
  • Verify transaction details and agree to terms and conditions by checking on the box
  • Authenticate the transaction by entering NETSECURE Code received as an SMS on your mobile phone
  • The fund transfer request will be processed when you click on ‘Confirm’