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Credit Card EMI Calculator

Convert your credit card payments into EMI if you are unable to pay your outstanding in one go, to avoid late payment penalty and negative impact on your credit score. Use the Credit Card EMI Calculator to know your interest rate and EMI.

Loan Amount
Tenure (Months)
Interest Rate
Total Interest
Processing Fee
GST on Interest
Extra Payable
Loan Amount
Total Payable
To Apply Give Missed Call On
1800 4190 230
Amortization Table
  • Months
  • Principal
  • Interest
  • EMI
  • Service Tax
  • Final EMI


Axis Bank does not guarantee accuracy, completeness or correct sequence of any the details provided therein and therefore no reliance should be placed by the user for any purpose whatsoever on the information contained / data generated herein or on its completeness / accuracy. The use of any information set out is entirely at the User's own risk. User should exercise due care and caution (including if necessary, obtaining of advise of tax/ legal/ accounting/ financial/ other professionals) prior to taking of any decision, acting or omitting to act, on the basis of the information contained / data generated herein. Axis Bank does not undertake any liability or responsibility to update any data. No claim (whether in contract, tort (including negligence) or otherwise) shall arise out of or in connection with the services against Axis Bank. Neither Axis Bank nor any of its agents or licensors or group companies shall be liable to user/ any third party, for any direct, indirect, incidental, special or consequential loss or damages (including, without limitation for loss of profit, business opportunity or loss of goodwill) whatsoever, whether in contract, tort, misrepresentation or otherwise arising from the use of these tools/ information contained / data generated herein.

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Frequently Asked Questions

  • What is the Credit Card EMI Calculator?

    Axis Bank's Credit Card EMI calculator enables you to plan the installments repayable on your transactions with clear demarcations on the breakup of funds paid towards principal, interest, taxes etc. for amounts ranging from Rs 2500 to Rs 10 lakh.

  • How does the Credit Card EMI Calculator work?

    Simply add in the amount of the transaction and tenure sought to pay it over and click on “Calculate”. The Credit card EMI Calculator, shall instantly display the breakup and repayable amount towards the transaction. You could refer to the break-up of your payable EMIs towards principal, interest and processing charges, and browse through the entire plan of installments in the amortization table.

  • Why to choose Axis Bank Credit Card?

    Axis Bank’s credit cards are a go to option for an instant advance on funds. Depending upon the type of credit card applied for, its advantages may include:

    • Facility to pay via EMI for transactions amounts greater than Rs.2,500
    • Axis EDGe Reward points on select transactions
    • Discounts and cash-backs on transactions with various partners including restaurants, shopping portals and entertainment options.
    • Added benefits on facilities like Airport Lounges, waiver on Fuel surcharges etc.

    Click here for a complete list of cards along with their enlisted features.

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