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One of the easiest offline modes of sending money from a local overseas bank to an Axis Bank account in India

Europe Bank Branch Transfer

Wire transfer is an offline mode of cross border transfer from your local bank overseas to your Axis Bank account in India. We support transfers in EUR currency through our network of partner banks across the world.

List of our partner bank accounts click here.

Why to choose bank branch transfer to send money from Europe to India?

  • Customers can transfer any amount to India
  • All transactions are processed through Banking channel, thus making it the most reliable mode of receiving money in India
  • Wide range of currencies and routing bank network across the globe
For smooth and timely processing of transaction, remitter needs to share the following details with their local banks.
  1. Ensure remitter name, account number and overseas address is mentioned in the payment message sent by your local bank
  2. Partner Bank name, account number and SWIFT code
  3. Beneficiary Bank name, address and SWIFT code
  4. Please ensure that your remitting bank mentions your account number, name, name, address and purpose of remittance in the payment message
You may also use our Application Form to generate the information required to be submitted to your local bank in an easy-to-use format.
Refer the charge structure for Wire Transfer facility Schedule of Charges.
  1. All offline transfers will be processed at Axis Bank’s retail card prevailing at the date of processing.
  2. Transactions of value less than equivalent to INR 15 lacs will be processed in a straight through manner and credited to the customer’s account
  3. If you wish to retain the funds in foreign currency for the purpose of opening an FCNR deposit, the SWIFT message should clearly contain the word “FCNR” in Field 70/72.
  4. Your local bank, its Partner Bank and other Banks in the payment chain, if any, may levy charges for the wire transfer.
  5. As per Indian laws, Foreign Currency Conversion taxes applicable from 01 July 2017 are as under:

Less than or equal to INR 1,00,0001% of the transaction amount, subject to minimum of INR 250/- i.e. minimum GST payable is Rs. 45.
Greater than INR 1,00,000 and less than or equal to INR 10,00,000INR 1000 for exchange amount of INR 1,00,000, plus 0.5% on the remaining transaction amount.
Greater than 10,00,000INR 5,500 for exchange amount of INR 10,00,000, plus 0.1% on the remaining transaction amount over and above 10,00,000 subject to maximum of INR 60,000/-, which is capped to GST payable at INR 10,800/-.
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