Special Features

A credit card tailor-made for making your travel exciting

Welcome Benefit

Enjoy 5000 EDGE Miles as welcome benefit upon first 3 transactions on your ATLAS credit card within 60 days from the date of card setup.

Terms & Conditions:

  • The above mentioned EDGE Miles shall be credited to eligible cardholders’ EDGE Miles account.
  • EDGE Miles may take up to 60 days from the date of the 3rd transaction to reflect in the cardholder’s EDGE Miles account.
  • The credited EDGE Miles can be viewed in the “EDGE Miles” section of the Axis Bank Mobile App.
  • EDGE Miles credited cannot be en-cashed.

Click here for detailed T&Cs

Tiered Benefits

As soon as you become an ATLAS Credit Cardholder, you will be part of an exclusive Silver membership tier which offers a host of benefits. As you spend more in your anniversary year, your membership tier gets upgraded.

Unlock additional benefits in Gold and Platinum tier memberships.

In an anniversary year, when you hit Rs. 7.5L of spends, you get upgraded the Gold tier and when you spend beyond Rs. 15L, you get upgraded to the Platinum tier.

Each tier comes with Milestone and Annual benefits in the form of EDGE Miles that can be redeemed. Each tier comes with 5X accelerated rewards on the TRAVEL EDGE portal and partner airlines.

Annual Benefit

Special Anniversary Gift!
Get upto 10,000 EDGE Miles on completion of a year.

Terms & Conditions:

  • EDGE Miles shall be credited to cardholders’ EDGE Miles account upon successful payment of the card annual fee of Rs 5000 + GST.
  • EDGE Miles credit shall be as per the following:
Membership TIerNo. of EDGE Miles
Silver2500
Gold5000
Platinum10000

Click here for detailed T&Cs

Milestone Benefits

Unlock EDGE Miles upto 10,000 on Spend Milestone.

Terms & Conditions:

  • EDGE Miles shall be credited to cardholders’ EDGE Miles account upon achieving spends Milestone.
  • EDGE Miles credit shall be as per the following:
Spends Milestone (in Rs)No. of EDGE Miles
3,00,0002500
7,50,0005000
15,00,00010000

Click here for detailed T&Cs

Privileges

Wherever you travel,
travel with ATLAS!

A one-of-a-kind card that lets you unlock additional privileges while you spend and explore the world unconditionally!

Spend more, Earn more!

With our tiered system of rewards and benefits, you can benefit more when you reach milestone spends worth INR 7.5 Lakhs and INR 15 Lakhs using your ATLAS Credit Card. Get exciting and exclusive milestone rewards and so much more!

  • Silver Benefits
  • Welcome Miles
  • 4 International Lounge Visits
  • 8 Domestic Lounge Visits
  • Tier Rewards (End of annual Year)
  • Milestone Benefits
  • 1% fuel surcharge waiver
  • 1 rewards earned on every 100 spent
  • 5X reward points on Travel
  • Total Value for Customer
  • Annual Spends
    (Rs. 3,00,000)
  • -
  • -
  • -
  • -
  • 3,00,000
  • 30,000
  • 1,20,000
  • 1,50,000
  • 3,00,000
  • Edge Miles
  • 5,000
  • -
  • -
  • 2,500
  • 2,500
  • -
  • 1,200
  • 7,500
  • -
  • Annual Value Realised (in Rs)
  • 5,000
  • 8,100
  • 6,400
  • 2,500
  • 2,500
  • 300
  • 1,200
  • 7,500
  • 33,500
  • Gold Benefits
  • Welcome Miles*
  • 6 International Lounge Visits
  • 12 Domestic Lounge Visits
  • 2 Airport Meet & Greet Service
  • Tier Rewards (End of Annual Year)
  • Milestone Benefits
  • 1% fuel surcharge waiver
  • 1 rewards earned on every 100 spent
  • 5X reward points on Travel
  • Total Value for Customer
  • Annual Spends
    (Rs. 7,50,000)
  • -
  • -
  • -
  • -
  • -
  • 7,50,000
  • 75,000
  • 3,00,000
  • 3,75,000
  • 7,50,000
  • Edge Miles
  • 5,000
  • -
  • -
  • -
  • 5,000
  • 5,000
  • -
  • 3,000
  • 18,750
  • -
  • Annual Value Realised (in Rs)
  • 5,000
  • 12,150
  • 9,600
  • 3,000
  • 5,000
  • 5,000
  • 750
  • 3,000
  • 18,750
  • 62,250

*For selected Customers as per Introductory Offer

  • Platinum Benefits
  • 12 International Lounge Visits
  • 18 Domestic Lounge Visits
  • 4 Airport Meet & Greet Service
  • 2 Airport Pickup
  • Tier Rewards (End of annual Year)
  • Milestone Benefits
  • 1% fuel surcharge waiver
  • 1 rewards earned on every 100 spent
  • 5X reward points on Travel
  • Total Value for Customer
  • Annual Spends
    (Rs. 15,00,000)
  • -
  • -
  • -
  • -
  • -
  • 15,00,000
  • 1,50,000
  • 6,00,000
  • 7,50,000
  • 15,00,000
  • Edge Miles
  • -
  • -
  • -
  • -
  • 10,000
  • 10,000
  • -
  • 6,000
  • 37,500
  • -
  • Annual Value Realised (in Rs)
  • 24,300
  • 14,400
  • 12,000
  • 2,600
  • 10,000
  • 10,000
  • 1,500
  • 6,000
  • 37,500
  • 1,18,300
Eligibilty Criteria & Documentation

Eligibility Criteria

  1. Primary cardholder between age of 18 years and 70 years
  2. Add-on cardholder should be over 18 years
  3. Income Criteria:
    1. Salaried : Net Annual income of Rs 9 Lakhs and above
    2. Self Employed : Net annual income of Rs 12 Lakhs & above
  4. Resident of India

*The above criteria are only indicative. The bank reserves the right to approve or decline applications for credit card.

Documentation

  1. The below documents are required for application:
  2. PAN card photocopy or Form 60
  3. Latest payslip/ Form 16/IT return copy as proof of income
  4. Residence proof (Passport/Driving license/ Electricity Bill/ Landline telephone bill)

*The above list is only indicative. Documents required may vary on a case to case basis.

Fees & Charges
ChargesAtlas Credit Card
Standard Joining FeeRs 5000
Standard Annual Fee (2nd year onwards)Rs 5000
Standard Add-on Card Joining FeeNil
Standard Add-on Card Annual FeeNil
Finance Charges (Retail Purchases & Cash)3.60% per month (52.86% per annum)
Cash Withdrawal Fees2.5% (Min. Rs 500) of the Cash Amount
Fee for Cash PaymentRs. 100
Card ReplacementNil
Duplicate Statement FeeWaived
Overdue Penalty or Late Payment FeeNil if total payment due is up to Rs. 300
Rs. 100 if total payment due is between Rs. 301 - Rs. 500
Rs. 500 if total payment due is between Rs. 501 - Rs. 1,000
Rs. 500 if total payment due is between Rs. 1,001 - Rs. 10,000
Rs. 750 if total payment due is between Rs. 10,001 - Rs. 25,000
Rs. 1000 if total payment due is between Rs. 25,001 and 50,000
Rs. 1000 if total payment due is greater than Rs.50,000
Over Limit Penalty2.5% of the overlimit amount (Min. Rs 500)
Chargeslip Retrieval Fee or Copy Request FeeWaived
Outstation Cheque FeeWaived
Cheque return or dishonor fee or auto-debit reversal2% of the payment amount subject to min. Rs. 450
Surcharge on purchase or cancellation of Railway TicketsAs prescribed by IRCTC/Indian Railways
Fuel Transaction Surcharge1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000 Per Statement Cycle)
Foreign Currency Transaction Fee3.50% of the transaction value
Mobile Alerts for TransactionsWaived
Hotlisting ChargesWaived
Balance Enquiry ChargesWaived
FAQ
  • What is EDGE Mile?

    EDGE Mile is a Axis Bank loyalty currency specially defined for ATLAS Credit Cardholder. Each EDGE Mile worth of INR 1/-

  • Is EDGE Mile & EDGE Point same?

    No. EDGE Mile is a loyalty currency for ATLAS credit card whereas EDGE Point is a loyalty currency for Axis Bank’s other credit cards

  • Where can I see the EDGE Miles?

    ATLAS Credit Cardholder can visit EDGE Miles Section of the Axis Bank Mobile App for viewing accrued EDGE Miles

  • What is a tier?

    Benefits on ATLAS credit card are associated with tiers. Currently, there are 3 tiers for ATLAS credit cardholder i.e. Silver Tier (Base tier), Gold Tier & Platinum Tier (Top Tier)

  • Where can I find my tier details?

    Visit Tier Dashboard in the Axis Bank Mobile App

  • How can I upgrade my membership tier?

    You can upgrade your card tier by achieving key spend Milestones at 7.5 lakhs and 15 lakhs. Each new tier brings in additional benefits.

  • Can I upgrade my tier by paying some additional fee?

    No. Tier upgrade happens when ATLAS credit cardholder achieves spend milestone

  • How to redeem Edge Miles?

    Cardholders can redeem EDGE Miles for booking flights, hotels & experiences by-

    EDGE Miles can also be transferred into partner Miles under Axis Bank's Miles transfer program (where 1 EDGE Mile = 2 partner mile). Cardholders can convert EDGE Miles by –