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Fixed Deposits Open FD

Domestic Fixed Deposits

  • Domestic General

    (1Yr 11 Days < 1Yr 25 days)

  • 5.75%

    Less than 2Cr

  • 5.60%

    2Cr to Less than 5Cr

  • Domestic General

    (2Yr < 30Mts)

  • 5.70%

    Less than 2Cr

  • 5.85%

    2Cr to Less than 5Cr

  • Domestic Sr. Citizen

    (1Yr 11 Days < 1Yr 25 days)

  • 6.40%

    Less than 2Cr

  • 6.25%

    2Cr to Less than 5Cr

  • Domestic Sr. Citizen

    (2Yr < 30Mts)

  • 6.35%

    Less than 2Cr

  • 6.50%

    2Cr to Less than 5Cr

Know More
  • NRE

    (1Yr 11 days < 1Yr 25 days)

  • 5.75%

    Less than 2Cr

  • 5.60%

    2Cr to Less than 5Cr

  • NRE

    (2Yr < 30Mts)

  • 5.70%

    Less than 2Cr

  • 5.85%

    2Cr to Less than 5Cr

Know More

Loans

  • Home(Floating)

    7.60%-8.05%Know More
  • Loan Against Property (Floating)

    Upto 9.30%* p.a Know More
  • Personal

    10.49% - 24% Know More
  • New Car

    Starting at 7.99% p.aKnow More
  • MCLR

    • Tenor

    • MCLR %

    • Overnight
    • 7.75%
    • One month
    • 7.75%
    • Three month
    • 7.85%
    • Six month
    • 7.90%
    • One year
    • 7.95%
    • Two year
    • 8.05%
    • Three year
    • 8.10%
    Know More
  • Savings Account

    Starting from 3.0% Know More

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    Useful Links - Credit Card - Terms And Conditions

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    Terms and Conditions for Credit Cards

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    Terms and Conditions for Cards Campaigns

    2022
    • Terms & Conditions for Pheonix Mall Offer
    • Terms & Conditions for 2X EDGE REWARDS on online spends campaign
    • Terms & Conditions for 2X CV Points Offer on Axis Bank Vistara Credit Cards
    • Terms and Conditions for Bonus Club Vistara Points Offer
    2021
    • Terms & Conditions for 3X edge rewards offer
    • Terms & Conditions for Amazon Voucher offer on Miles & More Axis Bank Credit Card
    • Terms & Conditions for EMI on Cashback Offer on Flipkart Axis Bank Credit Card
    • Terms & Conditions for Fk New to Uber Campaign
    • Terms and Conditions for Accorplus , ITC Culinaire & Taj Epicure Membership Offer
    • Terms and Conditions for Flipkart Voucher Offer
    • Terms and Conditions for 3X Miles Offer
    • Terms & conditions Rs.300 cashback on min 4 trxns of Rs.200 on Amazon Pantry, Myntra, Uber and Swiggy
    • Terms & Conditions Rs.300 cashback on min 5 trxns of Rs.200 on Amazon Pantry, Myntra, Uber and Swiggy
    • Terms & Conditions Rs.500 cashback on min 2 trxns of Rs.200 on Amazon Pantry, Myntra, Uber and Swiggy
    • Terms & Conditions Rs.300 cashback on min 5 trxns of Rs.500 on Amazon Pantry, Myntra and Swiggy
    • Tata Sky
    • CRED
    • Tata Steel
    • Flipkart
    • MakeMyTrip ( July to September 2021 )
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    • Terms & Conditions for 500 cashback offer on Axis Bank Credit Card
    • Portea T&Cs
    • Wednesday Delights AMAZON21_Consolidated T&Cs
    • Terms & Conditions for Contactless Cashback offer Mar 2021
    • Terms & Conditions for Auto Bill Pay Cashback Offer Mar 21
    • Terms & Conditions for Citreon affluent Credit Cards
    • Terms & Conditions for freecharge rent pay discount offer 2021
    • Terms & Conditions Rs.300 cashback on min 4 trx on Amazon Pantry, Myntra, Uber and Swiggy
    • Terms & Conditions Rs.300 cashback on min 5 trx of Rs.500 on Amazon Pantry, Myntra, Uber and Swiggy
    • Terms & Conditions Rs.300 cashback on min 5 trx on Amazon Pantry, Myntra, Uber and Swiggy
    • Terms & Conditions Rs.500 cashback on min 2 trx on Amazon Pantry, Myntra, Uber and Swiggy
    • Terms & Conditions for axis bank flipkart large appliances campaign mar21
    • Terms & Conditions for Utility Bill Pay cashback offer on Flipkart Axis Bank Credit Card Feb 21
    • Zomato & Axis bank Terms & Conditions
    • Terms and conditions for flipkart realme X7
    • Terms and conditions for flipkart realme X7 pro
    • Terms and conditions axis bank flipkart large appliances campaign feb21
    • Terms & Conditions for Manipal Hospital Campaign
    • Terms & Conditions for Flipkart Payday Sale
    • Terms & Conditions for CC Activation Portal by Razorpay Jan 2021
    • Terms and Conditions for Wednesday Delights MakeMyTrip Domestic Flights
    • Terms and Conditions for Tata CLiQ Luxury Wednesday Delights offer
    • Terms and Conditions for Tata CLiQ Wednesday Delights offer
    • Terms and Conditions for Amazon Pantry Campaign
    • Terms and Conditions for Wednesday Delights Goibibo International Hotels
    • Terms and Conditions for Wednesday Delights Goibibo International Flights
    • Terms and Conditions for Goibibo Domestic Hotels
    • Terms and Conditions for Freecharge Rent Pay Discount offer 2021
    2020
    • Terms and Conditions for CRED Rent Pay Cashback Offer Dec 2020
    • Terms & Conditions for Utility Bill Pay offer on Flipkart Axis Bank Credit Card
    • Terms & Conditions for Grofers Voucher Rs. 500 Offer Nov 2020
    • Terms & Conditions for Zomato Pro Membership Nov 2020
    • Terms & Conditions for Grofers offer on Axis Bank Cards OND'20
    • Terms & Conditions for Grofers offer on Axis Bank Cards OND'20
    • Terms and Conditions for Samsung offer
    • Terms and Conditions for CRED Rent Pay Cashback offer
    • Terms & Conditions for Sony Liv Offer on Axis Bank Cards Sep 2020
    • Terms & Conditions - 10% cashback on Axis Bank Credit Cards Sep 20
    • Terms & Conditions - 300 Rs cashback on all spends
    • Terms & Conditions - Insurance cashback offer
    • Terms & Conditions - 500 Rs cashback on all spends
    • Terms & Conditions - Utility Bill Pay cashback offer
    • Terms & Conditions - Grocery Cashback offer
    • Terms & Conditions for One Plus 7 series offer
    • EOSS 1 FY21_Consolidated_T&Cs
    • Terms & Conditions - Flipkart Contactless Cashback Campaign Aug 2020
    • Terms & Conditions Amazon Pantry Offer Aug20
    • Terms & Conditions NoBroker rent pay cashback offer Jul-Aug 2020
    • Terms & Conditions Amazon Pantry Offer July20
    • Wednesday Delights - JAS'20 Consolidated T&Cs
    • MMT Domestic Flights June'20 Terms and Conditions
    • Terms & Conditions - Axis Bank Visa Card Education Offers
    • Flipkart Grocery Campaign T&C
    • Terms & Conditions - Amazon Prime June 2020
    • Axis Bank Visa Entertainment Offers T&Cs
    • Axis Bank Visa Healthcare Offers T&Cs
    • Terms and Conditions for Grofers Wednesday Delights Offer on Credit Cards
    • Terms & Conditions - Amazon Prime membership April 2020
    • Terms & Conditions - Utility Bill Pay campaign April 2020
    • Terms & Conditions - Flipkart realme 6 Pro offer
    • Terms & Conditions - Flipkart Travel Offer
    • Voice STP CC Activation Cashback Offer T&C
    • Terms & Conditions - Women's Day Offer - AND & Global Desi
    • Terms & Conditions Amazon Pantry Offer Mar'20
    • Amazon Prime CC Activation Cashback Offer T&C
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    • Terms & Conditions - Flipkart Mobile Bonanza Feb 2020
    2019
    • Terms & Conditions - Uber Dec'19-Jan'20 Offer
    • Terms and Conditions for Wednesday Delights January'20-March'20
    • Terms & Conditions Amazon Pantry Offer Jan'20-Feb'20
    • Terms and Conditions - Axis Bank Privilege credit card campaign (BookMyShow) - January 2020
    • Terms and Conditions - Amazon Prime membership - November 2019
    • MasterCard Thailand Cross-Border Campaign - November 2019
    • Terms & Conditions - Uber Nov'19 Offer
    • Terms & Conditions - Amazon Prime membership - October 2019
    • Festive_Consolidated T&Cs
    • Terms and Conditions - Axis Bank Amazon Pantry offer - (Oct'19-Dec'19)
    • Terms and Conditions - Utility Bill pay cashback offer Oct'19
    • Terms & Conditions - Axis Bank - Consolidated Terms & Conditions for Wednesday Delights - October'19
    • Terms & Conditions - Axis Bank - Uber Sept'19 offer
    • Terms and Conditions - Axis Bank Freecharge offer - Sept'19 offer
    • Terms and Conditions - Axis Bank Amazon Pantry Saturday Saver- Sept'19 offer
    • Terms & Conditions - Replacement Process
    • Terms & Conditions - Cashback offer Sep'19
    • Terms & Conditions - Rewards offer Sep'19
    • Terms & Conditions - Fuel Offer Sep'19
    • Terms & Conditions - Amazon Prime Membership - August 2019
    • Terms & Conditions - Flipkart Mobile Bonanza - Aug'19
    • Terms & Conditions - Axis Bank Uber Aug'19
    • Terms & Conditions - Oppo K3 Amazon
    • Terms & Conditions - Wednesday Delights
    • Terms and Conditions - Axis Bank Amazon Pantry Aug'19 Offer
    • Terms & Conditions - Axis Bank Swiggy Jul'19
    • Terms & Conditions - Axis Bank Flipkart Payday Jul'19
    • Terms & Conditions - Axis Bank Paytm Jul'19
    • Terms & Conditions - Flipkart Mobiles and Large Appliances Bonanza Offer - Jun'19.
    • Terms & Conditions - Axis Bank End of Season Sale Offer June 2019
    • Terms & Conditions - Axis Bank Poco June'19
    • Terms & Conditions - Axis Bank Tata Cliq June'19
    • Terms & Conditions - Axis Bank Flipkart Grocery June'19
    • Terms & Conditions - Axis Bank Flipkart Payday June'19
    • Terms & Conditions - Super Saturday'19
    • Terms & Conditions - Flipkart May'19
    • Terms & Conditions - Axis Bank Flipkart travel offer May'19
    • Terms & Conditions - Central May'19
    • Terms & Conditions - Axis Bank Yatra Holidays May'19
    • Terms & Conditions - Axis Bank Flipkart Grocery May'19
    • Terms & Conditions - Tata Cliq May'19
    • Terms & Conditions - Flipkart Mobile Bonanza Offer (Apr'19)
    • Terms & Conditions - Axis Bank MMT Holidays Apr'19 offer
    • Terms & Conditions - Axis Bank MMT Double Black Apr'19 offer
    • Terms & Conditions - Axis Bank Flipkart grocery Apr'19 offer
    • Terms & Conditions - Axis Bank Flipkart Travel Apr'19 offer
    • Terms & Conditions - Axis Bank Flipkart Payday Apr'19 offer
    • Terms and Conditions - Swiggy SUPER- Axis Bank
    • Terms and Conditions - Swiggy (Apr19)- Axis Bank
    • Terms and Conditions for Marks & Spencer Mid Season Sale
    • Terms and Conditions- Axis Bank Flipkart Realme 3 offer (Mar'19)
    • Terms and Conditions for Wednesday Delights (April'19- June'19)
    • Terms & Conditions - Axis Bank Amazon Pantry April 2019 to June 2019 Offer
    • Terms and Conditions for AmazonPay Offer with Axis Bank Cards
    • Terms & Conditions - Axis Bank Flipkart Large Appliances
    • Terms and Conditions - Axis Bank Amazon Offer
    • Terms & Conditions - Axis Bank Flipkart Travel Feb'19 offer
    • Terms and Conditions - Axis Bank Flipkart Realme C1 offer (Feb'19)
    • Bharat QR Cashback T and Cs CESC 2019
    • Terms and Conditions for EOSS campaign Dec 2018 Feb 2019
    • T&C for Flipkart Grocery Offer
    • Terms & Conditions for Goibibo Domestic Flights Offer (Jan'19)
    2018
    • Terms & Conditions - Axis Bank Amazon Pantry Jan 2019 Offer
    • Terms & Conditions - Axis Bank Flipkart Jan 2019 offer
    • Terms & Conditions - Apple 10% Cashback Offer
    • Terms & Conditions - Freecharge offer
    • Terms & Conditions - MMT Experience offer
    • Terms & Conditions - Marks & Spencer Christmas offer
    • Terms & Conditions for AmazonPay Offer with Axis Bank Cards
    • Terms & Conditions for International Spends Dec 2018 Offer
    • Terms & Conditions - Axis Bank Flipkart Dec 2018 offer
    • Terms & Conditions - Axis Bank Flipkart Nov 2018 offer
    • Terms and Conditions for Apple Offer on Axis Bank Debit Cards
    • Terms and Conditions for Axis Bank Credit Cards STP Campaigns
    • Terms and Conditions - Festive 2018 Campaign (Oct-2018-Nov-2018)
    • Terms & Conditions - Apple offer (Sept-18)
    • Terms and Conditions for Big Basket Offer (Sep 2018)
    • Terms and Conditions for Spend Migration 2x Reward points offer
    • Terms and Conditions for Spend Migration 10% cashback offer
    • Terms and Conditions for One Plus 6 Offer (21st - 27th August 2018)
    • Bin Activity Builder Campaign- Aug'18
    • Terms & Conditions for Amazon-Huawei Offer 7th-8th Aug'18
    • Online Rewards campaign 2018
    • Terms and Conditions for Flipkart Asus Zenfone 5Z offer (Jul'18)
    • Terms and Conditions for Flipkart Grocery offer (June'18)
    • Terms and Conditions for SonyLIV Axis Bank offer (June'18)
    • Terms and Conditions for End of Season Sale June 18 on Axis Bank Credit & Debit Cards
    • Terms and Conditions for Tap & Pay Campaign on Axis Bank Contactless Credit & Debit Cards
    • Terms and Conditions for Vistara Flight Offer
    • Terms & Conditions for Statement Reactivation Campaign
    • Terms & Conditions for Central M-Coupons - June-July 2018
    • Terms & Conditions for Super Saturday Sale (Vero Moda/Jack & Jones/Only) - May-June'18
    • Terms and Conditions -Axis Bank Flipkart May 2018 offer
    • Terms and Conditions for Reliance Digital offer (May'18)
    • Terms and Conditions for Tap & Pay Campaign on Axis Bank Contactless Credit & Debit Cards - Visa
    • Terms and Conditions for Tap & Pay Campaign on Axis Bank Contactless Credit & Debit Cards-Mastercard
    • Terms and Conditions for Amazon Huawei phone offer (May'18)
    • Terms & Conditions for International Spends Campaign (May'18-Jun'18)
    • Terms and Conditions for Freecharge cashback offer (Apr'18-Sep'18)
    • Terms and Conditions for Cashback Campaign (Feb'18)
    • Terms and Conditions for Cashback Campaign Part 2 (Feb'18)
    • Terms and Conditions for Freecharge cashback offer (Jan'18-Mar'18)
    • Terms & Conditions for Goibibo Domestic Flights Offer (Jan'18)
    • Terms and Conditions for TataCLiQ offer on Axis Bank Cards
    2017
    • Terms and Conditions for End of Season Sale (Dec'17-Jan-18)
    • Terms & Conditions on Marks & Spencer Mid-Season Sale - Oct-Nov'17
    • Terms & Conditions for Festive Sale Offers on participating merchants - Sep-Oct'17
    • Terms & Conditions for Business Supreme - Yatra Activation Offer
    • Terms & Conditions for One Plus Offer
    • Terms & Conditions for Titan offer on Axis Bank Cards - 24th July’17 - 31st Oct’17
    • Terms & Conditions for Wednesday Delights offer on Axis Bank Cards - Jul-Sep 2017
    • Terms & Conditions for TataCliq offer on Axis Bank Cards - July 2017
    • Terms and Conditions for Jabong EORS Sale - Jun'17
    • Terms & Conditions for Sale Offers June'17-Aug'17 on participating merchants
    • Terms & Conditions for TataCLiQ offer on Axis Bank Cards May-June'17
    • Terms & Conditions Wednesday Delights MMT campaign - 5th Apr'17 - 28th June'17
    • Terms & Conditions for EMI Bookmyshow campaign, April'17
    • Terms & Conditions for Grofers Housefull Campaign, April'17
    • Terms & Conditions on Marks & Spencer Mid-Season Sale - April-May'17
    • Terms and Conditions for Flipkart Campaign on Credit and Debit Cards
    • Terms and Conditions for Apple cashback offer on Axis Bank Credit Cards
    • Terms and Conditions for ShopClues offer on Credit & Debit Cards
    • Terms and Conditions for Flipkart Home Shopping Days Feb17 Campaign on Axis Bank Credit and Debit Cards
    • Terms and Conditions for Flipkart Fashion Sale Feb17 Campaign on Axis Bank Credit and Debit Cards
    • Terms & Conditions - Big Bazaar Sabse Saste 6 Din Jan'17
    • Terms & Conditions Wednesday Delights MMT campaign - 4th Jan'17 - 29th Mar'17
    2016
    • Terms and Conditions for Cashback offer at Hyderabad Duty Free Dec'16-Jan'17
    • Terms & Conditions - Marks & Spencer Mid-Season Sale Nov'16
    • Terms and Conditions Special Addition Sale Dec'16-Jan'16
    • First Impression Campaign Terms & Condition
    • Terms and Conditions MakeMyTrip Travel Carnival - December 2016
    • Terms & Conditions Flipkart Best of 2016 Campaign - 3rd-8th Dec'16
    • Terms & Conditions MMT Dubai campaign - 29th Nov'16 - 5th Dec'16
    • Terms and Conditions for ‘Shop More – Earn More’ Campaign on Credit Cards
    • Terms & Conditions Wednesday Delights MMT campaign - 2nd Nov'16-28th Dec'16
    • Terms & Conditions for mVisa Idea Visa
    • Terms & Conditions for mVisa Pizzahut Visa
    • Terms & Conditions Wednesday Delights MMT campaign - 12th-26th Oct'16
    • Terms and Conditions for the Festive Campaign - Oct'16
    • Terms and Conditions for the Pantaloons Pujo offer - Sep'16-Oct'16
    • Terms and Conditions for Shopaholic Festival on Axis Bank Cards - Sep 2016
    • Terms and Conditions for the Big Bazaar Special ATM offer - Aug'16
    • Terms & Conditions Big Bazaar Mahabachat campaign - Aug'16
    • Terms & Conditions Wednesday Delights MMT campaign - Aug'16-Oct'16
    • Terms & Conditions Tata Sky - Jul'16
    • Terms & Conditions Makemytrip (Lemon Tree) campaign - Jul'16
    • Terms & Condition for Tatacliq.com Credit & Debit Cards campaign (July 16)
    • Flipkart Premier League - Winner List ( Apr- May 2016)
    • Terms & Conditions for EOSS Credit & Debit Cards Campaign - (Jun-Aug'16)
    • Terms & Conditions for Max EOSS Credit & Debit Cards Campaign - (Jun-Jul'16)
    • Credit Cards MobileApp Registration Campaign (July 2016)
    • Terms and Conditions for Spends Campaign June 2016
    • Terms & Conditions for Activity Campaign on Credit Cards - June'16
    • Terms & Conditions of MORE campaign - June'16-July'16
    • Terms and Conditions for Appreciate Yourself Sale by Myntra (6th May-8th May 2016')
    • Terms and Conditions for Trippy Tuesday- MakeMyTrip
    • Terms and Conditions Mother's Day Campaign - May'16
    • Terms and Conditions for Flipkart Premier League (18th Apr 16' -25th May 16')
    • Marks and Spencer Mid Season Sale Apr-May'16
    • Terms and Conditions for the Miles and More - Travel Campaign 2016
    • Terms and Conditions for the Shopoholics Online Festival on Debit & Credit Cards - Mar 2016
    • Terms and Conditions for Mega Sale - Infibeam (10th Mar 2016 - 12th Mar 2016)
    • Terms and Conditions for the Transaction Build Up Campaign Mar 2016 on Credit Cards
    • Terms and Conditions for Great Indian Getaway - MakeMyTrip (23rd Feb 16- 25th Feb 16')
    • Terms and Conditions for the Spends build-up Campaign Feb-Mar 2016 on Credit Cards - Credit Upfront
    • Terms and Conditions for Trippy Tuesday - MakeMyTrip
    • Credit Cards MobileApp Registration Campaign (Feb 2016)
    • Terms & conditions for Nykaa offer (1st Feb - 15th Feb'16)
    • Terms & Conditions of Big Bazaar's Sabse Saste 4 Din - Jan'16
    • Terms and Conditions for MakeMyTrip Jan'16
    • Terms and Conditions for End of Season Sale Campaign on Credit and Debit Cards Jan-Feb'16
    • Festive Top Spender Winner list - iPhone
    • Festive Top Spender winner list - Yatra Vouchers
    2015
    • Terms & Conditions - Winter Season Sale ( Dec'15)
    • Flipkart High Voltage Festival on Credit and Debit Cards December 7th to 9th 2015
    • Terms and Conditions for the Spends build-up Campaign Dec 2015 on Credit Cards - Credit Upfront
    • Terms and Conditions for Credit Card Activation Rs 200 Credit Upfront campaign
    • Terms & Conditions of Mid Season Sale (Nov'15)
    • Terms and Conditions for the Campaign on Musafir.com Nov-Dec 2015 on Credit & Debit Cards
    • Credit Cards MobileApp Registration Campaign (Nov 2015)
    • Terms and Conditions for Central, Pantaloons & Westside Campaign Oct - Nov 2015 on Credit & Debit Cards
    • Terms and Conditions for the Festive Targeted Campaign Oct - Nov 2015 on Credit & Debit Cards
    • Terms and Conditions for the Festive Top Spender Campaign Oct - Nov 2015 on Credit & Debit Cards
    • Credit Cards MobileApp Registration Campaign (Oct 2015)
    • Terms and Conditions for Pantaloons Pujo Sept - Oct 2015 on Credit Cards
    • Terms & Conditions for Shopaholics Online Festival (22th - 24 Sept 2015 )
    • Terms & Condition for Reliance Market (3rd-30th Sept'15)
    • Terms and Conditions for the Spends build-up Campaign Sept-Oct 2015 on Credit Cards - eDGE Points
    • Terms and Conditions for the Spends build-up Campaign Sept-Oct 2015 on Credit Cards - Credit Upfront
    • Terms and Conditions for the Spends build-up Campaign Sept-Oct 2015 on Credit Cards - Buy One Get One
    • Terms and Conditions for the Spends build-up Campaign Sept-Oct 2015 on Credit Cards - Reward Credit Back
    • Terms and Condition EMI Shopping Festival
    • Terms and Conditions - Samsung 5% cash back (12th - 22nd Aug'15)
    • Terms and Conditions - Big Bazaar's 5 days Mahabachat (10th - 16th Aug'15)
    • Terms & Conditions Croma EOSS Offer - 7th - 30th Aug'15
    • Terms and Conditions for the Spends build-up Campaign July-August 2015 on Credit Cards
    • Terms and Conditions for NRI Debit Card Top Spender Campaign
    • Terms and Conditions for the End of Season Sale July-August 2015 on Debit & Credit Cards
    • Terms and Conditions for International Spends Campaign on CC DC - June July 2015
    • End of Season Sale Jan- Feb 2015 Campaign List of Daily Top Spenders - Amazon Kindle
    • End of Season Sale Jan- Feb 2015 Campaign List of Top Spenders - Ford Figo
    • Terms & Conditions Ezone Anniversary Sale (5th -14th Jun'15)
    • Terms & Conditions Croma Flash Sale (5th -7th Jun'15)
    • Miles & More Axis Bank Credit Cards TnC 2X Miles International Spends Campaign
    • The Mobile Store Discount Campaign on Axis Bank Credit Cards
    • 5% Cash Back at the CROMA Summer Sale 210415 - 170515
    • Spends Build -Up Campaign on Debit and Credit Cards May 2015
    • Terms and Conditions for Bonus 500 eDGE Loyalty Reward Points Campaign
    • Transaction Build - Up Campaign on Debit and Credit Cards April 2015
    • Terms and Conditions for Flipkart Offer
    • Miles & More Terms and Conditions 50,000 Miles Offer - 2015
    • Terms and Conditions for Top Spender (Shopaholics Online Festival)
    • Shopaholics Online Festival - Credit and Debit cards(17th - 19th March)
    • Terms and Condition for emibaazar.com
    • Terms and Condition for EMI conversion MB app and Internet Banking
    • Croma Flash Sale Campaign (27th Feb'15 to 1st Mar'15)
    • Terms and Condition for Ebay Offer
    • Valentine's Day Special campaign (13th - 14th Feb'15)
    • Croma Week Long campaign (7th - 15th Feb'15)
    • Terms & Conditions - Big Bazaar's Sabse Saste 3 Din (24th - 26th Jan'15)
    • 10% Cashback on Samsung Galaxy Note 4 and Galaxy S5 (5th Jan to 31st Jan 15)
    • Terms & Conditions of Top spender campaign (Jan - Feb'15)
    • Terms & Conditions of End of Season Sale (Jan - Feb'15)
    2014
    • Terms & Conditions of Top spender campaign (Jan - Feb'15)
    • Terms & Conditions of End of Season Sale (Jan - Feb'15)
    • Festive Mega 2014 Campaign List of Daily Top Spenders
    • Festive Mega 2014 Campaign List of Weekly Top Spenders
    • Terms and Conditions for Axis Bank Cards Miss You campaign 9th December to 31st December 14)
    • 5% Cash Back at the CROMA Flash Sale 29th Nov 2014 - 30th Nov 2014
    • Terms and Conditions for International Spends Campaign on Credit Cards Nov 2014 Dec 2014
    • Debit and Credit Card Online Travel Mela 17th - 30th November 2014
    • Axis Bank Staff Festive Top Spenders Campaign 2014)
    • Terms and Conditions for Festive Season Sale 2014 Campaign on Credit and Debit Cards
    • Festive Seaon Sale 2014 -iPad for Top Spenders -Terms and Conditions)
    • Miles & More Bonus miles offer 15th Sept to 25th Dec 2014
    • Credit and Debit Cards - Pantaloons Pujo 5% Cashback Offer - 29th Aug 2014 to 26th Oct 2014
    • Credit and Debit Cards Shopaholics Online Festival - 2nd to 4th September 2014
    • Jumbo Electronics 5% cashback on Debit and Credit Cards August 2014
    • Croma 'Independence' Sale on Credit and Debit Cards - 15th Aug 2014 - 17th Aug 2014)
    • Miles & More - Home Loan offer terms and conditions
    • Credit and Debit Cards End of Season Sale July-August, 2014
    • Targeted Online Campaign Terms and Conditions
    • Credit Card Activation & Spends Campaign June-July 2014 - Seg 0
    • Credit Card Activation & Spends Campaign June-July 2014 - Seg 1
    • Credit Card Activation & Spends Campaign June-July 2014 - Seg 2
    • Credit Card Activation & Spends Campaign June-July 2014 - Seg 3
    • Credit Cards Reliance Digital 5% Cash Back offer 01 May 2014 to 01 June 2014)
    • Credit Cards Central 5% discount offer 17 May 2014 to 25 May 2014
    • Credit Cards The Mobile Store 10% discount 01 May 2014 to 11 May 2014
    • Credit Cards Reliance Digital 5% Cash Back offer 01 May 2014 to 31 May 2014
    • Terms & Conditions - Member to Member Programme
    • Terms & Conditions - Miles & More Travel Campaign
    • Terms and Conditions for International Spends Campaign on Credit Cards April 2014 May 2014
    • Credit and Debit Cards Shopaholics Online Festival Mar 24, 2014 to Mar 26, 2014
    • Credit Cards Samsung Grand 2 & Grand Neo 10% Cash Back Offer 14th March, 2014 to 31st March, 2014
    • Credit Card Activation & Spends Campaign Feb 20, 2014 to Mar 20, 2014
    • Credit Card International Spends Campaign Feb 20,2014 to Mar 20,2014
    • Credit Card Targeted Online Spends Campaign Feb 20, 2014 to Mar 20,2014
    • Credit Card Targeted Spends Campaign Feb 20, 2014 to Mar 20, 2014)
    • End of Season Sale 2014 on Credit and Debit Cards - The Mobile Store
    • End of Season Sale 2014 on Credit and Debit Cards - Pantaloons
    • 5% Cash Back at Croma on Axis Bank Credit and Debit Cards - 01 Feb 2014 - 02 Mar 2014
    • Credit and Debit Cards End of Season Sale Jan 01, 2014 to Feb 16, 2014
    • Big Bazaar 'Sabse Saste 3 Din offer'-Jan 22, 2014 to Jan 26, 2014
    2013
    • Miles & More TnC 50000 Miles Offer
    • Miles & More TnC Lufthansa Offer
    • Miles & More TnC More Miles Offer
    • Miles & More Axis Bank Credit Card - Munich Offer - 15th Nov'13 to 31st Dec'13
    • Credit and Debit Cards Pantaloons Pujo Offer for East Region 6th Sept 2013 to 13th Oct 2013
    • Credit and Debit Cards Festive Season Sale Campaign October 2013 to November 2013
    • 15% cash back on Samsung S4 with Debit Card Sept 5, 2013 to Sep 30,2013
    • Credit and Debit Cards End of Season Sale Campaign July 2013 - Aug 2013
    • Credit Card Online Transaction Campaign - Loyalty July 3, 2013 to July 31, 2013)
    • Credit and Debit Cards Samsung Cashback Offer 16th May 2013 to 31st May 2013
    • Credit and Debit Cards Targeted Spends Campaign April 15, 2013 to May 12, 2013
    • Credit and Debit Cards Dec Online Campaign Dec 17, 2012 to Jan 13, 2013
    • Credit and Debit Cards End of Season Sale Dec 29, 2012 to Feb 15, 2013

    Fair Practice Code

    Fair Practice Code
    • In the Code, 'you' denotes the credit card customer and 'we' denotes Axis Bank. The standards of the Code are governed by the four key commitments detailed in section
    • Unless stated otherwise, all parts of this Code apply to all the credit card products and services, whether we provide them across the counter, over the phone, on the internet or by any other method.

      Commitments outlined in this Code are applicable under normal operating environment. In the event of force majeure, we may not be able to fulfill the commitments under this Code.
    Key commitments

    We promise to:

    • Act fairly and reasonably in all our dealings with you by:
      • Meeting the commitments and standards in this Code, for the products and services we offer, and in the procedures and practices our staff or agents follow
      • Making sure our products and services meet relevant laws and regulations ensuring that our dealings with you will rest on ethical principles of integrity and transparency.
      • Not engaging in any unlawful or unethical consumer practice.

    Credit card is a plastic card with a credit facility, which allows you to pay for goods and services or to withdraw cash.

    • Help you to understand how our credit card products and services work by giving you the following information in a simple language:
      • What are the benefits to you
      • How you can avail of the benefits
      • What are their financial implications
      • Whom you can contact for addressing your queries and how
    • Deal quickly and effectively with your queries and complaints by:
      • Offering channels for you to route your queries
      • Listening to you patiently
      • Accepting our mistakes, if any
      • Correcting mistakes or implementing changes to address your queries
      • Communicating our response to you promptly
      • Telling you how to take your complaint forward if you are not satisfied with the response
    • Publicize this Code, by making it available for public access on our website and make copies available for you on request.
    Information (To help you to choose products and services, which meet your needs)
    • Before you become a credit card customer, we will:
      • Give you information explaining the key features of our credit card products including applicable fees and charges
      • Advise you what information or documentation we need from you to enable us to issue credit card to you. We will also, advise you what
      • documentation we need from you with respect to your identity, address, employment etc., and any other document that may be stipulated by statutory authorities (eg, PAN details), in order to comply with legal and regulatory requirements
      • Verify the details mentioned by you in the credit card application by contacting you on your residence and/or business telephone numbers and/or physically visiting your residence and/or business addresses through agencies appointed by us for this purpose, if deemed necessary by us.
    • While you apply for credit card, we will explain the relevant terms and conditions such as fees and interest charges, billing and payment, renewal and termination procedures and any other information that you may require to operate the card.
    • We will advise you of our targeted turn around time while you are availing or applying for a product or service.
    • We will send a service guide or member booklet giving detailed terms and conditions, interest and charges applicable and other relevant information with respect to usage of your credit card along with your first credit card.
    • We will advise you our contact details such as contact telephone numbers, postal address, website or email address to enable you to contact us whenever you need to.
    • If you do not recognize a transaction, which appears on your credit card statement, we will give you more details if you ask us. In some cases, we may need you to give us confirmation or evidence that you have not authorized a transaction.
    • We will inform you, through our service guide or member booklet of the losses on your account that you may be liable if your card is lost or misused.
    Tariff (Fees or charges or interest)
    • You can find our schedule of common fees and charges (including interest rates) by:
      • Referring to the service guide or member booklet
      • Calling up on customer service numbers
      • Visiting our website; or
      • Asking our designated staff.
    • When you become a customer, we will provide you information on the interest rates applicable on your credit card and we will charge the same to your credit card account, if applicable.
    • If you ask us, we will explain how we apply interest to your account.
    • Changes in our tariff: When we change our tariff (interest rate or other fees or charges) on our credit card products, we will update the information on our telephone helpline or website.
    Marketing ethics
    • Field personnel
      • Our sales representatives will identify themselves when they approach you for selling card products.
      • We have prescribed a code of conduct for our Direct Selling Agents (DSAs) whose services we may avail to market credit card products.
      • In the event of receipt of any complaint from you that our representative has engaged in any improper conduct, we shall take appropriate steps to redress the complaint.
    • Telemarketing
      • If our telemarketing staff or agents contact you over phone for selling any of our credit card products or with any cross sell offer, the caller will identify himself or herself and advise you that he or she is calling on our behalf.
    Issuance of credit card or PIN
    • We will dispatch your credit card only to the mailing address mentioned by you through courier or post. Alternatively, we shall deliver your credit card at our branches which maintain your banking account(s) under due intimation to you.
    • We may also issue deactivated (not ready to use) credit card if we consider your profile appropriate for issuing credit card and such deactivated card will become active only after your acceptance of the same.
    • PIN (Personal Identification Number) whenever allotted, will be sent to you separately.
    Account Operations
    • Credit card statements
      • To help you manage your credit card account and check details of purchases or cash drawings using the credit card, we will offer you a facility to receive credit card transaction details either via monthly mail or through the Internet. Credit card statement will be dispatched on a predetermined date of every month which will be notified to you.
      • In the event of non-receipt of this information, we expect you to get in touch with us so that we can arrange to resend the details to enable you to make the payment and highlight exception, if any in a timely manner.
      • We will let you know or notify changes in schedule of fees and charges and terms and conditions. Normally, changes (other than interest rates and those which are a result of regulatory requirements) will be made with prospective effect giving notice of at least one month.
    • Protecting your account
      • We will advise you what you can do to protect your credit card from misuse.
      • In the event your credit card has been lost or stolen, or that someone else knows your PIN or other security information, we will, on your notifying us, take immediate steps to try to prevent these from being misused, subject to operating regulations and law in force.
    • Processing activities at our end
      • We may allow processing of credit cards related activities including operations and cross selling to third party agencies that we consider appropriate for these purposes.
    Confidentiality of account details
    • We will treat all your personal information as private and confidential (even when you are no longer a customer). We will not reveal transaction details of your accounts to a third party, including entities in our group, other than in the following four exceptional cases when we are allowed to do
      • if we have to give the information by law
      • if there is a duty towards the public to reveal the information
      • if our interests require us to give the information (eg, to prevent fraud) but we will not use this as a reason for giving information about you or your accounts (including your name and address) to anyone else, including other companies in our group, for marketing purposes
      • if you ask us to reveal the information, or if we have your permission to provide such information to our group or associate or entities or companies when we have tie-up arrangements for providing other financial service products.
    Collection of dues

    Our bank's dues collection policy is built on courtesy, fair treatment and persuasion. We believe in fostering customer confidence and long-term relationship. Our staff or any person authorized to represent us in collection of dues or/and security repossession will identify himself or herself and interact with you in a civil manner. We will provide you with all the information regarding dues and will give sufficient notice for payment of dues. Our staff or agents are governed by Model Code for Collection of Dues and Repossession of Security issued by Indian Banks' Association.

    Redressal of grievances
    • Redressal of your complaints internally
      • We have a Grievance Redressal Cell within the organization. If you want to make a complaint, we will tell you how to go about it and what to do if you are not happy about the outcome. Our staff will help you with any queries you have.
      • Our complaint handling procedure is displayed on our website. The timeframe for responding to your complaints and escalation process etc., are also displayed on the website.
    • Banking Ombudsman Service and other avenues for redressal. Within 60 days of lodging a complaint with us, if you do not get a satisfactory response from us and you wish to pursue other avenues for redressal of grievances, you may approach Banking Ombudsman appointed by Reserve Bank of India under Banking Ombudsman Scheme 2002.
    Termination of credit card
    • You may terminate your credit card by giving notice to us and by following the procedure laid down by us in our service guide or member booklet after clearing outstanding dues, if any.
    • We may terminate your credit card, if in our opinion you are in breach of the cardholder agreement.
    Feedback and suggestions

    Please provide feedback on our services. Your suggestions will help us to improve our services.

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