Axis Bank Aura Credit Card

Decathlon voucher worth Rs. 750

with AURA Credit Card

Features & Benefits

A Complimentary Premium Economy Ticket

Welcome Voucher

Get decathlon & Amazon voucher of INR 750 as part of the credit card welcome benefit. The voucher can be used at any Decathlon store or for online purchase.
For Detailed T&C, Click here

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A Complimentary Premium Economy Ticket

Free Doctor Consultation

For Detailed T&C, Click here

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A Complimentary Premium Economy Ticket

Free Fitness sessions

  • Enjoy 4 interactive video fitness sessions free per month via Fitternity
  • Get access to 16 recorded sessions per month
  • Login https://axisbankaura.poshvine.com to avail the benefit
  • Select session type, session date, session time and book

For Detailed T&C, Click here

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A Complimentary Premium Economy Ticket

Discount on health checkup

  • Get annual discount upto INR 500 on health checkup
  • Login https://axisbankaura.poshvine.com to avail the benefit
  • Select session type, session date, session time and book

For Detailed T&C, Click here

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A Complimentary Premium Economy Ticket

Fuel Surcharge Waiver

  • Free yourself from paying fuel surcharge of 1%
  • Transact in India at any fuel outlet between INR 400 and INR 4000 per month to avail the offer. Maximum benefit per statement cycle is INR 250
  • GST charged on fuel surcharge is non-refundable
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A Complimentary Premium Economy Ticket

Other Benefits

  • Get min 30% discount on nutritional/diet consultation from renowned nutritionists
  • Get min 30% discount on nutritional foods
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A Complimentary Premium Economy Ticket

Earn eDGE loyalty points

Earn 2 edge points on spend of INR 200 spend with your credit card. For options to redeem your points, check the eDGE loyalty Rewards Catalogue.

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A Complimentary Premium Economy Ticket

Accelerated eDGE points for Insurance Spends

Earn 5X EDGE REWARDS on insurance spends with your Axis Bank Aura Credit Card. Maximum transaction amount capped at Rs.10,000

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A Complimentary Premium Economy Ticket

Spend Securely

With an EMV certified chip credit card, all credit card transactions are chip and PIN enabled for your protection. EMV certified chip transactions reduces the possibility of counterfeit and skimming frauds.

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A Complimentary Premium Economy Ticket

Dining Delights

Indulge in delectable cuisines with Axis Bank Dining delight offering upto 20% discount at our partner restaurants in India.


Click here for the most updated list of partner restaurants affiliated with the dining delights program.

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Fees & Charges

DescriptionCharges
Joining feeINR 749
Annual Fee2nd year onwards: INR 749
Add-on card joining feeNil
Add-on card annual feeNil
Card replacement fee (lost or stolen or re-issue)Nil
Cash payment feeINR 100
Duplicate Statement feeWaived
Charge slip retrieval fee or copy request feeWaived
Outstation cheque feeWaived
Mobile alerts for transactionsFree
Hotlisting chargesNil
Balance enquiry chargesWaived
Finance/Interest Charges3.6% per month (52.86% per annum)
Cash withdrawal fees2.5% (Min. Rs. 500) of the cash amount
Overdue penalty or Late payment feesNil if Total Payment Due is less than Rs. 500
Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000
Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000
Rs. 1200 if total payment due is greater than Rs.10,000
Over limit penalty2.5% of the over limit amount (Min Rs. 500)
Cheque return or dishonor fee or auto-debit reversal2% of the payment amount subject to Min. Rs.450, Max. Rs. 1,500
Surcharge on purchase or cancellation of railway ticketsAs prescribed by IRCTC/Indian Railways
Foreign currency transaction fee3.5% of the transaction value
G.S.TAs per existing government norms
Reward Redemption feeYes
Rent Transaction Fee1% per transaction (Max Rs.1500). GST applicable as notified by Government of India.
Dynamic Currency Conversion Markup1% of transaction amount + taxes (Applicable on International transactions performed in Indian currency at International location or transactions performed in Indian currency with merchants located in India but registered in foreign nation)

Check your eligibility for Axis Bank Aura Credit Cards

Eligibility

Primary Cardholder should be 18-70 years of age

Primary Cardholder should be 18-70 years of age

Resident of India or a Non-Resident Indian

Applicant should either be a Resident of India or a Non-Resident Indian

Add-on cardholder should be over 15 years.

Add-on cardholder should be over 15 years.

Please note that this list is only indicative. Documents required may vary on a case-to-case basis

Documentation

PAN Card photocopy or Form 60

PAN Card photocopy or Form 60

Proof of income

Proof of income

Latest payslip / Form 16 / IT Return
Residence proof

Residence proof

Passport / Ration Card / Driving License / Electricity Bill / Landline Telephone Bill
Please note that this list is only indicative. Documents required may vary on a case-to-case basis

How to avail

  • Please login into https://axisbankaura.poshvine.com
  • Enter your RMN used for the card program
  • You will get secret OTP
  • Please enter your secret OTP to validate and login
  • Post successful login all the benefits will be visible to you for usage

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