Indianoil Axis Bank Credit Card

100% Cashback on first fuel transaction

With INDIANOIL AXIS BANK Credit Card

Indianoil Axis Bank Credit Card

A Complimentary Premium Economy Ticket

Welcome Benefit - Earn 100% cashback on Fuel

Earn 100% cashback up to INR 250 on first fuel transaction performed on your card within first 30 days of card issuance.

Click here to view the terms and conditions.

A Complimentary Premium Economy Ticket

Accelerated Reward points at any IOCL fuel outlets

Enjoy benefit of 4% value back on fuel transactions by earning 20 reward points per INR 100 spent at any IOCL fuel outlet in India.

Transact in India at IOCL fuel outlet between INR 100 and INR 5000 per month to avail the offer

Maximum eligible spends per statement month: INR 5000.

Only applicable for fuel MCC 5541

A Complimentary Premium Economy Ticket

Accelerated Reward points at online shopping

Enjoy benefit of 1% value back on online shopping by earning 5 reward points per INR 100 spent.

Transact at online merchants between Rs.100 and Rs.5000 to avail the offer. 

Maximum eligible spends per statement month: INR 5000.

A Complimentary Premium Economy Ticket

Fuel Surcharge Waiver

  • Free yourself from paying fuel surcharge waiver of 1%
  • Fuel Spends In India at any Fuel outlet between INR 200 and INR 5000 to avail the offer. Maximum waiver of INR 50 per statement cycle.
  • GST charged on fuel surcharge is non-refundable
  • Only applicable for fuel MCC 5541
A Complimentary Premium Economy Ticket

Spend based waiver

  • Spend more than INR 50,000 in a year and you will be eligible for annual fee waiver
  • Rent transactions ( MCC 6513 ) and wallet load transactions ( MCC 6540 ) will not be eligible for spends counted in availing annual fee waiver
  • All EMI Transactions, Cash Withdrawals, Fees, Charges & GST, Insurance Spends, Temporary credit and reversal of temporary credit for a disputed transaction will not be considered for waiver.
A Complimentary Premium Economy Ticket

Instant Discount on Bookmyshow

  • Get instant discount upto 10% on your movie ticket booked via Bookmyshow app or website.
  • You need to apply necessary offer from the offers section of Bookmyshow website or app

  • For detailed T&C Click here

     

A Complimentary Premium Economy Ticket

Earn EDGE REWARD loyalty points

Earn 1 EDGE REWARD point on INR 100 spend with your credit card. For options to redeem your points, check the eDGE loyalty Rewards Catalogue.

A Complimentary Premium Economy Ticket

Dining Delights

Indulge in delectable cuisines with Axis Bank Dining Delights offering upto 15% discount at our partner restaurants in India via EazyDiner.

Offer Details:
15% off up to Rs.500
Minimum Order Value Rs. 2500
Valid once per card per month for max benefits upto Rs 500

Fees & Charges

DESCRIPTIONCHARGES
Joining feeRs. 500
Annual Fee1st Year:-Nil
2nd Year onwards: Rs. 500
Add-on card joining feeNil
Add-on card annual feeNil
Card replacement fee Nil
Cash payment feeRs.100
Duplicate Statement feeWaived
Charge slip retrieval fee or copy request feeWaived
Outstation cheque feeWaived
Mobile alerts for transactionsFree
Hotlisting chargesNil
Balance enquiry chargesWaived
Finance charges (Retail purchases and cash)3.6% per month (52.86% per annum)
Cash withdrawal fees2.5% (Min. Rs. 500) of the cash amount
Overdue penalty or Late payment feesNil if Total Payment Due is less than Rs. 500
Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000
Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000
Rs. 1200 if total payment due is greater than Rs.10,000
Over limit penalty2.5% of the over limit amount (Min Rs. 500)
Cheque return or dishonor fee or auto-debit reversal2% of the payment amount subject to Min. Rs.450, Max. Rs. 1,500
Surcharge on purchase or cancellation of railway ticketsAs prescribed by IRCTC/Indian Railways
Foreign currency transaction fee3.5% of the transaction value
G.S.TAs per existing government norms
Reward Redemption feeYes
Rent Transaction fee1% capped at INR 1,500 per transaction plus taxes will be applicable on each rental transaction done on Axis Bank Credit Cards. GST will be applicable as notified by Government of India.
Dynamic Currency Conversion markup1% plus taxes will be applicable on Axis Bank Credit Cards for each International transaction performed in Indian currency at International location or transactions performed in Indian currency with merchants located in Indian but registered in foreign nation. 

Check your eligibility for Axis Bank Indianoil Credit Cards

Eligibility

Primary Cardholder should be 18-70 years of age

Primary Cardholder should be 18-70 years of age

Add-on cardholder should be over 15 years

Add-on cardholder should be over 15 years

Resident of India or a Non-Resident Indian

The individual should either be a Resident of India or a Non-Resident Indian

*The above criteria are only indicative. The bank reserves the right to approve or decline applications for credit card.

Documentation

PAN Card photocopy or Form 60

PAN Card photocopy or Form 60

Proof of income

Proof of income

Latest payslip / Form 16 / IT Return
Residence proof

Residence proof

Driving License / Electricity Bill / Landline Telephone Bill
*The above list is only indicative. Documents required may vary on a case to case basis.

Value Chart

DetailsMonthly Benefits (Rs.)Annual Benefits(Rs.)
Fuel Spends at IOCL60,000 2,400
Fuel Surcharge WaiverN/A600
Online Shopping42000420
Movie ticket booking on BookMyShow120001200
Others54000108
Activation Benefits-250
Annual Fee Waiver-500
Total168,000 5,478
Annual Free Fuel (in Litres)*N/A 60 Litres

Considering Fuel price at INR 90/litre

 

Comprehensive Guide On Credit Cards

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