Axis Bank Aura Credit Card

Welcome Voucher

Get decathlon & Amazon voucher of INR 750 as part of the credit card welcome benefit. The voucher can be used at any Decathlon store or for online purchase.
For Detailed T&C, Click here

Free Doctor Consultation

Enjoy 4 video doctor consultations free per month via Practo.
Login https://axisbankaura.poshvine.com to avail the benefit

For Detailed T&C, Click here

Free Fitness sessions

Enjoy 4 interactive video fitness sessions free per month via Fitternity
Get access to 16 recorded sessions per month
Login https://axisbankaura.poshvine.com to avail the benefit
Select session type, session date, session time and book

For Detailed T&C, Click here

Discount on health checkup

Get annual discount upto INR 500 on health checkup
Login https://axisbankaura.poshvine.com to avail the benefit
Select session type, session date, session time and book

For Detailed T&C, Click here

Fuel Surcharge Waiver

Free yourself from paying fuel surcharge of 1%
Transact in India at any fuel outlet between INR 400 and INR 4000 per month to avail the offer. Maximum benefit per statement cycle is INR 250
GST charged on fuel surcharge is non-refundable

Other Benefits

Get min 30% discount on nutritional/diet consultation from renowned nutritionists
Get min 30% discount on nutritional foods

Earn eDGE loyalty points

Earn 2 edge points on spend of INR 200 spend with your credit card. For options to redeem your points, check the eDGE loyalty Rewards Catalogue.

Accelerated eDGE points for Insurance Spends

Earn 5X EDGE REWARDS on insurance spends with your Axis Bank Aura Credit Card. Maximum transaction amount capped at Rs.10,000

Spend Securely

With an EMV certified chip credit card, all credit card transactions are chip and PIN enabled for your protection. EMV certified chip transactions reduces the possibility of counterfeit and skimming frauds.

Dining Delights

Indulge in delectable cuisines with Axis Bank Dining delight offering upto 20% discount at our partner restaurants in India.

Click here for the most updated list of partner restaurants affiliated with the dining delights program.

Description	Charges
Joining fee	INR 749
Annual Fee	2nd year onwards: INR 749
Add-on card joining fee	Nil
Add-on card annual fee	Nil
Card replacement fee (lost or stolen or re-issue)	Nil
Cash payment fee	INR 100
Duplicate Statement fee	Waived
Charge slip retrieval fee or copy request fee	Waived
Outstation cheque fee	Waived
Mobile alerts for transactions	Free
Hotlisting charges	Nil
Balance enquiry charges	Waived
Finance/Interest Charges	3.6% per month (52.86% per annum)
Cash withdrawal fees	2.5% (Min. Rs. 500) of the cash amount
Overdue penalty or Late payment fees	Nil if Total Payment Due is less than Rs. 500 Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000 Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000 Rs. 1200 if total payment due is greater than Rs.10,000
Over limit penalty	2.5% of the over limit amount (Min Rs. 500)
Cheque return or dishonor fee or auto-debit reversal	2% of the payment amount subject to Min. Rs.450, Max. Rs. 1,500
Surcharge on purchase or cancellation of railway tickets	As prescribed by IRCTC/Indian Railways
Foreign currency transaction fee	3.5% of the transaction value
G.S.T	As per existing government norms
Reward Redemption fee	Yes
Rent Transaction Fee	1% per transaction (Max Rs.1500). GST applicable as notified by Government of India.
Dynamic Currency Conversion Markup	1% of transaction amount + taxes (Applicable on International transactions performed in Indian currency at International location or transactions performed in Indian currency with merchants located in India but registered in foreign nation)