Axis Bank Select Credit Card

Flat Rs. 200 Off on Swiggy

With SELECT Credit Card

Features & Benefits

A Complimentary Premium Economy Ticket

Welcome Benefits

  • Get 10,000 EDGE REWARD Points worth Rs.2000 on your first card transaction
  • First transaction to be done within 30 days of card issuance
  • The points will be credited in your EDGE REWARDS account within T+12 business day where "T" is the transaction date
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A Complimentary Premium Economy Ticket

BigBasket Offers

  • 20% off up to Rs. 500 p.m. on minimum purchase of Rs 2000 on BigBasket mobile app/ website
  • The offer is applicable once per month per user
  • Offer is applicable on transactions done through Select Credit Card.
  • Please click on www.bigbasket.com/axis-select/ to check the discount code
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A Complimentary Premium Economy Ticket

Discount offers on Swiggy

  • Flat Rs. 200 off on Swiggy mobile app/website
  • Use code “AXIS200” at the time out checkout
  • Valid twice a month on minimum transaction of Rs.500 per order.
  • Offer valid on transactions done through Select Credit Card
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A Complimentary Premium Economy Ticket

BOGO on BookMyShow

  • Buy one and get up to Rs 300 off on the second ticket on BookMyShow
  • The offer is applicable once per month per user
  • Offer is applicable on transactions done through Select Credit Card.
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A Complimentary Premium Economy Ticket

Airport Lounge Access

  • Get up to 12 complimentary International Airport Lounge access through Priority Pass Membership. Click here for complete Priority Pass T&C.  for Priority Pass T&C.
  • Enjoy 2 complimentary domestic lounge visits per quarter. Click here For Domestic lounge T&C. for Domestic lounge T&C.
  • Priority Pass will renew automatically upon meeting INR 3 Lakhs Spends in preceding card anniversary year.
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A Complimentary Premium Economy Ticket

Annual benefits

  • Priority Pass Membership renewal on annual spend of 3 Lakh
  • Renewal of offers on: BigBasket, Swiggy and BookMyShow
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A Complimentary Premium Economy Ticket

Milestone Benefits

  • 5000 EDGE points on spending Rs 3 Lakhs in a card anniversary year
  • Complete annual fee waiver on spending Rs 6 Lakhs in a card anniversary year
  • Spends threshold for 5000 EDGE points and Annual Fee waiver will exclude rent and wallet transactions. The Merchant Category Code of Rent is 6513 and Wallet is 6540. The revision is effective from 05-03-2023.
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A Complimentary Premium Economy Ticket

Milestone Benefits

  • 5000 EDGE points on spending Rs 3 Lakhs in a card anniversary year
  • Complete annual fee waiver on spending Rs 6 Lakhs in a card anniversary year
  • Spends threshold for 5000 EDGE points and Annual Fee waiver will exclude rent and wallet transactions. The Merchant Category Code of Rent is 6513 and Wallet is 6540. The revision is effective from 05-03-2023.
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A Complimentary Premium Economy Ticket

Rewards on every transaction

  • Earn 10 Axis EDGE points on every Rs. 200 spends*.
  • Earn 2X per Rs 200 on ‘Retail Shopping*’ spends.
  • Spends* done on Insurance, rent, fuel, educational services, utilities and government MCC(merchant category codes) will not be eligible for earning EDGE REWARDS points.
  • Earn 2X EDGE REWARD Points upto cumulative transactions of Rs.20,000 per month. For transaction above Rs.20,000 per month earn 10 EDGE REWARD Points
  • **Retail Shopping will include spends across these MCC’s: 5311-Dept Stores, 5411-grocery stores, 5611-Clothing and Accessory stores, 5621-Women’s wear stores, 5641-Children’s wear stores, 5691-Family clothing stores and 5699-Misc apparel and accessory stores.

For options to redeem points, check the Axis EDGE REWARDS Catalogue

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A Complimentary Premium Economy Ticket

Golf Access

  • Enjoy 6 complimentary Golf rounds per year.
  • Unlock 3 additional visits on spending Rs. 3 lakhs annually.

Visit www.extraordinaryweekends.com and register for your complimentary golf rounds/lessons.

Click here For T&Cs of Golf Access. for T&Cs.

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A Complimentary Premium Economy Ticket

24x7 Dedicated Concierge Desk

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A Complimentary Premium Economy Ticket

Extraordinary Weekends

  • Explore curated experiences designed exclusively for our premium customers.
  • Visit www.extraordinaryweekends.com or contact the concierge at 1800 103 4962.
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A Complimentary Premium Economy Ticket

Dining Delights

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A Complimentary Premium Economy Ticket

Fuel Surcharge Waiver

  • Get 1% fuel surcharge refund on fuel purchases at all fuel stations across India
  • Valid on transactions between Rs. 400 and Rs. 4,000 only; Maximum benefits upto Rs 400 per statement cycle
  • Service tax charged on fuel surcharge is non-refundable.
  • No reward points are earned on fuel transactions
  • The fuel surcharge is not levied by the card issuing bank, on certain fuel transactions, the fuel surcharge may be levied as INR 10 + GST instead of 1% + GST.
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A Complimentary Premium Economy Ticket

Comprehensive Insurance Cover

Keep yourself, your family and asset safe with :

  • Purchase protection up to Rs. 1 Lakh
  • Cumulative cover upto USD 500 for the following:
    1. Loss of travel documents
    2. Delay of Check-in baggage
    3. Loss of check-in baggage cover

Terms and conditions apply. Click here For more detailed cover and claim procedure for more detailed cover and claim procedure.

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Fees & Charges

The Axis Bank SELECT Credit Card fees are listed in the table below.

CHARGESSELECT CREDIT CARD
Standard Joining FeeRs 3000 (NIL for Burgundy)
Standard Annual Fee (2nd year onwards)Rs 3000 (NIL for Burgundy)
Standard Add-on Card Joining FeeNIL
Standard Add-on Card Annual FeeNIL
Finance Charges (Retail Purchases & Cash)3.6% per month (52.86% per annum)
Cash Withdrawal Fees2.5% (Min. Rs 500) of cash Amount
Fee for Cash PaymentRs. 100
Card Replacement Nil
Duplicate Statement FeeWaived
Overdue Penalty or Late Payment FeeNil if Total Payment Due is up to Rs. 500
Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000
Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000
Rs. 1200 if total payment due is greater than Rs.10,000
Over Limit Penalty2.5% of the overlimit amount (Min. Rs 500)
Chargeslip Retrieval Fee or Copy Request FeeWaived
Outstation Cheque FeeWaived
Cheque return or dishonor fee or auto-debit reversal2% of the payment amount subject to Min. Rs.450, Max. Rs. 1,502
Surcharge on purchase or cancellation of Railway TicketsAs prescribed by IRCTC/Indian Railways
Fuel Transaction Surcharge1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000)
Foreign Currency Transaction Fee3.50% of the transaction value
Rent Surcharge Fee* 1% of the rental txn amount (capped at Rs 1500 per txn)
Dynamic Currency Conversion markup fee** 1% of each international txn plus taxes
Mobile Alerts for TransactionsWaived
Hotlisting ChargesWaived
Balance Enquiry ChargesWaived
Reward Redemption feeWaived

GST, as notified by the Government of India, is applicable on all fees, interest & other charges, and is subject to change as per relevant regulations of the Government of India.

Please note: Axis Bank Select Credit card is complimentary exclusively for Burgundy Customers. In the event of discontinuation of Burgundy status, an annual fee of Rs. 3000 + G.S.T will be applicable.

*A rent surcharge fee of 1% capped at INR 1,500 per transaction will be applicable on each rental transaction done on Axis Bank Credit Cards. GST will be applicable as notified by Government of India. The Rent transactions will be identified through Merchant Category Code 6513. The revision is effective from 05-03-2023.

**A Dynamic Currency Conversion (DCC) markup fee of 1% plus taxes will be applicable on Axis Bank Credit Cards for each International transaction performed in Indian currency at International location or transactions performed in Indian currency with merchants located in Indian but registered in foreign nation. DCC markup fee will not be applicable on Burgundy Private Credit Card. The revision is effective from 05-03-2023.

 

Check your eligibility for Axis Bank Select Credit Cards

Eligibility

Primary Cardholder should be 18-70 years of age

Primary Cardholder should be 18-70 years of age

Resident of India

Applicant should be a resident of India

Net income

Net income should be a minimum INR 6 lakh P.A.

*The above criteria are only indicative. The bank reserves the right to approve or decline applications for credit card.

Documentation

PAN Card photocopy or Form 60

PAN Card photocopy or Form 60

Proof of income

Proof of income

Latest payslip / Form 16 / IT Return
Residence proof

Residence proof

Driving License / Electricity Bill / Landline Telephone Bill
*The above list is only indicative. Documents required may vary on a case to case basis.

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