| Charges |
Select Credit Card
|
| Standard Joining Fee |
Rs 3000 (NIL for Burgundy)
|
| Standard Annual Fee (2nd year onwards) |
Rs 3000 (NIL for Burgundy)
|
| Standard Add-on Card Joining Fee |
NIL
|
| Standard Add-on Card Annual Fee |
NIL
|
| Finance Charges (Retail Purchases & Cash) |
3.6% per month (52.86% per annum) |
| Cash Withdrawal Fees |
2.5% (Min. Rs 500) of cash Amount |
| Fee for Cash Payment |
Rs. 100 |
| Card Replacement |
Nil |
| Duplicate Statement Fee |
Waived |
| Overdue Penalty or Late Payment Fee |
Nil if Total Payment Due is up to Rs. 300 |
| Rs. 100 if total payment due is between Rs. 301 - Rs. 500 |
| Rs. 500 if total payment due is between Rs. 501 - Rs. 1,000 |
| Rs. 500 if total payment due is between Rs. 1,001 - Rs. 10,000 |
| Rs. 750 if total payment due is between Rs. 10,001 - Rs. 25,000 |
| Rs. 1000 if total payment due is between Rs. 25,001 and 50,000 |
| Rs. 1000 if total payment due is greater than Rs.50,000 |
| Over Limit Penalty |
2.5% of the overlimit amount (Min. Rs 500) |
| Chargeslip Retrieval Fee or Copy Request Fee |
Waived |
| Outstation Cheque Fee |
Waived |
| Cheque return or dishonor fee or auto-debit reversal |
2% of the payment amount subject to Min. Rs.450, Max. Rs. 1,502 |
| Surcharge on purchase or cancellation of Railway Tickets |
As prescribed by IRCTC/Indian Railways |
| Fuel Transaction Surcharge |
1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000) |
| Foreign Currency Transaction Fee |
3.50% of the transaction value |
| Mobile Alerts for Transactions |
Waived |
| Hotlisting Charges |
Waived |
| Balance Enquiry Charges |
Waived |
| Reward Redemption fee |
Waived |
