The Axis Bank SELECT Credit Card fees are listed in the table below.
| Charges |
Select Credit Card
|
| Standard Joining Fee |
Rs 3000 (NIL for Burgundy)
|
| Standard Annual Fee (2nd year onwards) |
Rs 3000 (NIL for Burgundy)
|
| Standard Add-on Card Joining Fee |
NIL
|
| Standard Add-on Card Annual Fee |
NIL
|
| Finance Charges (Retail Purchases & Cash) |
3.6% per month (52.86% per annum) |
| Cash Withdrawal Fees |
2.5% (Min. Rs 500) of cash Amount |
| Fee for Cash Payment |
Rs. 100 |
| Card Replacement |
Nil |
| Duplicate Statement Fee |
Waived |
| Overdue Penalty or Late Payment Fee |
Nil if Total Payment Due is up to Rs. 300 |
| Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000 |
| Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000 |
| Rs. 1200 if total payment due is greater than Rs.10,000 |
| Over Limit Penalty |
2.5% of the overlimit amount (Min. Rs 500) |
| Chargeslip Retrieval Fee or Copy Request Fee |
Waived |
| Outstation Cheque Fee |
Waived |
| Cheque return or dishonor fee or auto-debit reversal |
2% of the payment amount subject to Min. Rs.450, Max. Rs. 1,502 |
| Surcharge on purchase or cancellation of Railway Tickets |
As prescribed by IRCTC/Indian Railways |
| Fuel Transaction Surcharge |
1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000) |
| Foreign Currency Transaction Fee |
3.50% of the transaction value |
| Rent Surcharge Fee* |
1% of the rental txn amount (capped at Rs 1500 per txn) |
| Dynamic Currency Conversion markup fee** |
1% of each international txn plus taxes |
| Mobile Alerts for Transactions |
Waived |
| Hotlisting Charges |
Waived |
| Balance Enquiry Charges |
Waived |
| Reward Redemption fee |
Waived |
GST, as notified by the Government of India, is applicable on all fees, interest & other charges, and is subject to change as per relevant regulations of the Government of India.
Please note: Axis Bank Select Credit card is complimentary exclusively for Burgundy Customers. In the event of discontinuation of Burgundy status, an annual fee of Rs. 3000 + G.S.T will be applicable.
*A rent surcharge fee of 1% capped at INR 1,500 per transaction will be applicable on each rental transaction done on Axis Bank Credit Cards. GST will be applicable as notified by Government of India. The Rent transactions will be identified through Merchant Category Code 6513. The revision is effective from 05-03-2023.
**A Dynamic Currency Conversion (DCC) markup fee of 1% plus taxes will be applicable on Axis Bank Credit Cards for each International transaction performed in Indian currency at International location or transactions performed in Indian currency with merchants located in Indian but registered in foreign nation. DCC markup fee will not be applicable on Burgundy Private Credit Card. The revision is effective from 05-03-2023.
