| Charges |
Vistara Card |
Vistara Signature |
Vistara Infinite |
| Standard Joining Fee |
Rs. 1,500
|
Rs. 3,000
|
Rs. 10,000 |
| Standard Annual Fee (2nd year onwards) |
Rs. 1,500 |
Rs. 3,000 |
Rs. 10,000 |
| Standard Add-on Card Joining Fee |
Nil |
Nil |
Nil |
| Standard Add-on Card Annual Fee |
Nil |
Nil |
Nil |
| Finance Charges (Retail Purchases & Cash) |
3.6% per month (52.86% per annum) |
3.6% per month (52.86% per annum) |
3.6% per month (52.86% per annum) |
| Cash Withdrawal Fees |
2.5% (Min. INR 500) of the Cash Amount |
2.5% (Min. INR 500) of the Cash Amount |
2.5% (Min. INR 500) of the Cash Amount |
| Fee for Cash Payment |
Rs 100/- |
Rs 100/- |
Rs 100/- |
| Card Replacement |
Nil |
Nil |
Nil |
| Duplicate Statement Fee |
Waived |
Waived |
Waived |
| Overdue Penalty or Late Payment Fee |
Nil if Total Payment Due is less than Rs. 500 |
Nil if Total Payment Due is less than Rs. 500 |
Nil if Total Payment Due is less than Rs. 500 |
| Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000 |
Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000 |
Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000 |
| Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000 |
Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000 |
Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000 |
| Rs. 1200 if total payment due is greater than Rs.10,000 |
Rs. 1200 if total payment due is greater than Rs.10,000 |
Rs. 1200 if total payment due is greater than Rs.10,000 |
| Over Limit Penalty |
2.5% of the over
limit amount
(Min. Rs. 500) |
2.5% of the over
limit amount
(Min. Rs. 500) |
2.5% of the over
limit amount
(Min. Rs. 500) |
| Chargeslip Retrieval Fee or Copy Request Fee |
Waived |
Waived |
Waived |
| Outstation Cheque Fee |
Waived |
Waived |
Waived |
| Cheque return or dishonour Fee or Auto-debit ReveINRal |
2% of the payment amount subject to Min. Rs.450, Max. Rs. 1,512 |
2% of the payment amount subject to Min. Rs.450, Max. Rs. 1,512 |
2% of the payment amount subject to Min. Rs.450, Max. Rs. 1,512 |
| Surcharge on purchase or cancellation of Railway Tickets |
As prescribed by IRCTC/Indian Railways |
As prescribed by IRCTC/Indian Railways |
As prescribed by IRCTC/Indian Railways |
| Fuel Transaction Surcharge |
1% of transaction amount |
1% of transaction amount |
1% of transaction amount (Refunded for fuel transactions between INR 400 and INR 4000) |
| Foreign Currency Transaction Fee |
3.50% of the transaction value |
3.50% of the transaction value |
3.50% of the transaction value |
| Mobile Alerts for Transactions |
Waived |
Waived |
Waived |
| Hotlisting Charges |
Waived |
Waived |
Waived |
| Balance Enquiry Charges |
Waived |
Waived |
Waived |
| Reward Redemption fee |
No |
No |
No |
| Rent Transaction Fee
(Applicable from 5th
March 2023) |
1% capped at INR
1,500 per
transaction on
rental
transactions |
1% capped at INR
1,500 per
transaction on
rental
transactions |
1% capped at INR
1,500 per
transaction on
rental
transactions |
| Dynamic Currency
Conversion markup
(Applicable from 5th
March 2023) |
1% on
international
transaction
performed in
Indian currency
at international
location or
transactions
performed in
Indian currency
with merchants
located in Indian but registered in
foreign nation |
1% on
international
transaction
performed in
Indian currency
at international
location or
transactions
performed in
Indian currency
with merchants
located in Indian but registered in
foreign nation |
1% on
international
transaction
performed in
Indian currency
at international
location or
transactions
performed in
Indian currency
with merchants
located in Indian but registered in
foreign nation |
