Fibe Axis Bank Credit Card

The terms and conditions of Fibe Axis Bank Credit Card will be updated w.e.f. 20th June, 2025. Please click here to know more.

up to 3% cashback on every transaction

3% cashback* on food delivery, entertainment & local commute
1% cashback* on all other spends.

To view cashback T&C, click here

Credit Card on UPI Transactions

Link your Fibe Axis Bank Credit Card with UPI to enjoy quick and seamless UPI experience.
Click here to know the steps for linking your credit card to UPI.

Airport Lounge Access

Enjoy 4 complimentary domestic lounge visit at selected airports per calendar year basis your spends of last 3 months.

To view select airport lounge list and T&C, click here

Fuel Surcharge waiver

1% Fuel surcharge waiver is applicable for fuel spends between Rs. 400 & Rs. 5000. Max waiver up to Rs. 400 per month.
The fuel surcharge is not levied by the card issuing bank, on certain fuel transactions, the fuel surcharge may be levied as INR 10 + GST instead of 1% + GST.

Dining Delights

Enjoy exceptional dining experiences at top restaurants across India with the Axis Bank Dining Delights Program. Click here for more details and full terms & conditions.

Please note - This is a portfolio offer valid on this card and is subject to change at the Bank's discretion.

Lifetime Free Card

Get your Fibe Axis Bank Credit Card at zero joining and Annual Fee

Wednesday Delight

Beat the mid-week blues with exciting offers every Wednesday

Instant savings of up to 15% on flights & hotels via MakeMyTrip
10% off on orders via Swiggy
10% off up to Rs. 1000 on Tira

Please note - This is a portfolio offer valid on this card and is subject to change at the Bank's discretion.

Fees & Charges

Descriptions	Charges
Joining Fee	Nil
Annual Fee	Nil
Card Replacement fee	NA
Cash Payment fee	Rs. 175/-
Duplicate Statement Fee	Waived
Charge slip retrieval fee or copy request fee	Waived
Outstation cheque fee	Waived
Mobile alerts for transactions	Free
Balance enquiry charges	Waived
Finance Charges (Retail purchases and Cash)	3.75% per month (55.55% per annum)
Cash Withdrawal Fee	2.5% (Min. Rs. 500) of the cash amount
Overdue penalty or Late payment fees	Nil if total payment Due is upto Rs. 500 Rs. 500 if total payment due is between Rs. 501 - Rs. 5000 Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000 Rs. 1200 if total payment due is Rs. 10,001 and above An additional charge of Rs.100 will be applicable if the payment of Minimum Amount Due (MAD) is not made by the Payment Due Date (PDD) for two consecutive billing periods.
Over limit penalty	2.5% of the over limit amount (Min Rs.500)
Cheque return or dishonor fee or auto-debit reversal	2% of the payment amount subject to Min. Rs.500
Surcharge on purchase or cancellation of railway tickets	As prescribed by IRCTC/Indian Railways
Foreign currency transaction fee	3.5% of the transaction value
Fuel Transaction fee	1% fee will be applicable on cumulative spends of Rs. 50,000/- or more on fuel transactions per statement cycle
Rent Transaction fee	1% fee per transaction on rental transactions
Utility Transaction fee	1% fee will be applicable on cumulative spends of Rs. 25,000/- or more on utility transactions per statement cycle
Education Transaction fee	1% fee per transaction will be applicable on education payments made via third party apps
Wallet Load Transaction Fee	1% fee will be applicable on cumulative spends of Rs. 10,000/- or more on wallet load transactions per statement cycle
Online Skill Based Gaming Transaction Fee	1% fee will be applicable on cumulative spends of Rs. 10,000/- or more on Online skill based gaming platforms in a statement cycle
Dynamic Currency Conversion markup	1.5% + taxes on international transaction performed in Indian currency at International location or transactions performed in Indian currency with merchants located in Indian but registered in foreign nation

Check your eligibility for Fibe Axis Bank Credit Card

This co-branded credit card is being issued by Axis Bank in partnership with Social Worth Technologies Private Limited (operating under the brand name FIBE)

Eligibility

Primary Cardholder should be 18-70 years of age

The individual should either be a Resident of India or a Non-Resident Indian

*Fibe Axis Bank Credit Card is sourced only to exisitng to Fibe customers. The above criteria are only indicative. The bank reserves the right to approve or decline applications for credit card.