Spicejet Axis Bank Credit Card

Flipkart Axis Bank Credit Card

The terms and conditions of Flipkart Axis Bank Credit Card will be updated w.e.f. 20th April, 2024. Please click here to know more.

Welcome Benefits

Welcome Benefits 

Rs. 600 worth of activation benefits on your Flipkart Axis Bank Credit Card. Please visit the Welcome benefits section to know all about these benefits.

For terms and conditions, click here For terms and conditions,

Cashback with every transaction

Cashback with every transaction

Airport Lounge Access

Airport Lounge Access

Enjoy 4 complimentary lounge visits to select airport lounges within India per calendar year with your Flipkart Axis Bank Credit Card on minimum spends of INR 50,000 in previous 3 months*

For Master card click here For Master card T&Cs’ for the T&C's

For Visa cards click here For Visa cards T&Cs for the T&C's

Fuel Surcharge Waiver

Fuel Surcharge Waiver

  • Get 1% fuel surcharge waiver on fuel purchases at all fuel stations across India
  • Valid on transactions between Rs 400 and Rs 4000 only; maximum benefits up to Rs.400* per statement cycle
  • GST charged on fuel surcharge is non-refundable
  • No cashback is earned on fuel transactions
Dining Delights

Dining Delights

Indulge in delectable cuisines with Axis Bank Dining Delights offering 15% off up to Rs.500 at 10,000+ partner restaurants across India with EasyDiner.

Click here For the updated list of restaurants affiliated to the dining delights for the updated list of restaurants affiliated to the dining delights

For terms & conditions, click here for terms & conditions,

Convert purchases to EMI

Convert purchases to EMI

Exciting EMI offers on Flipkart

On any transaction over Rs. 2,500, contact the bank to convert a big credit card purchase into EMIs

To know more, please click here for Exciting EMI offers on Flipkart .

Welcome Benefits

Your Flipkart Axis Bank credit card comes with a host of welcome and activation benefits. Listed below are the offers and their respective TnCs.

img

Flipkart

Rs. 500 worth Flipkart vouchers on your first transaction with your Flipkart Axis Bank credit card. For terms and conditions, click here For Rs. 500 worth Flipkart vouchers on your first transaction with your Flipkart Axis Bank credit card. For terms and conditions .

img

Swiggy

50% instant discount up to Rs.100 on 1st Swiggy order. Use code "AXISFKNEW”. For terms and conditions, click here For terms and conditions .

Fees & Charges

The Flipkart Axis Bank Credit Card fees and charges are listed in the table below:

DescriptionsCharges
Joining feeRs. 500
Annual Fee2nd year Onwards: Rs. 500
Annual fee waived off on annual spends greater than Rs. 3,50,000.
Rent transactions ( MCC 6513 ) and wallet load transactions ( MCC 6540 ) will not be eligible for spends counted in availing annual fee waiver.
Add-on card joining feeNil
Add-on card annual feeNil
Card replacement fee (w.e.f 10/10/20)Nil
Cash payment feeRs.100
Duplicate Statement feeWaived
Charge slip retrieval fee or copy request feeWaived
Outstation cheque feeWaived
Mobile alerts for transactionsFree
Hotlisting chargesNil
Balance enquiry chargesWaived
Finance charges (Retail purchases and cash)3.6% per month (52.86% per annum)
Cash withdrawal fees2.5% (Min. Rs. 500) of the cash amount
Overdue Penalty or Late Payment Fees Nil if Total Payment Due is less than Rs. 500
Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000
Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000
Rs. 1200 if total payment due is greater than Rs.10,000
Over limit penalty2.5% of the over limit amount (Min Rs. 500)
Cheque return or dishonor fee or auto-debit reversal2% of the payment amount subject to Min. Rs.450, Max. Rs. 1500
Surcharge on purchase or cancellation of railway ticketsAs prescribed by IRCTC/Indian Railways
Foreign currency transaction fee3.5% of the transaction value
Reward Redemption feeNo
Rent Transaction fee (Applicable from 5th March 2023)1% capped at INR 1,500 per transaction on rental transactions
Dynamic Currency Conversion markup (Applicable from 5th March 2023)1% on International transaction performed in Indian currency at International location or transactions performed in Indian currency with merchants located in Indian but registered in foreign nation

For all above fees and charges, taxes as per Government norms shall be applicable



Check your eligibility for Flipkart Axis Bank Credit Cards

Eligibility

Primary Cardholder should be 18-70 years of age

Primary cardholder should be between the age of 18 and 70 years

Resident of India or a Non-Resident Indian

The individual should either be a Resident of India or a Non-Resident Indian

*Please note that these criteria are only indicative and the bank reserves the ultimate right to approve or decline applications for Flipkart Axis Bank Credit Card.

Documentation

PAN Card photocopy or Form 60

PAN Card photocopy or Form 60

Proof of income

Proof of income

Latest payslip / Form 16 / IT Return
Residence proof

Residence proof

Driving License / Electricity Bill / Landline Telephone Bill
*The above list is only indicative. Documents required may vary on a case to case basis.

Value Chart

DetailsAnnual Spends (Rs.)Cashback(Rs.)Discount/Benefits (Rs.)
Spends on Flipkart700003500-
Preferred merchant spends450001800-
Other Spends1800001800-
Fuel Spends18000-180
Dining Spends400006006000
Welcome Benefits--600
Lounge Visit--4000
Annual Fee Waiver--500
Total Annual Spends3,53,000770011,280
Total Annual Benefits*
18,9805%

 

For card member agreement, click here for card member agreement,
For terms & conditions, click here or terms & conditions,

 

Comprehensive Guide On Credit Cards

VIEW ALL BLOGS
VIEW ALL BLOGS